Esquire Financial Holdings, Inc.

Is Esquire Financial Holdings, Inc. overvalued or undervalued?

As of October 17, 2025, Esquire Financial Holdings, Inc. is considered overvalued with a valuation grade of expensive, reflected by its high P/E ratio of 17 and strong year-to-date return of 25.64%, despite outperforming the S&P 500.

As of 17 October 2025, the valuation grade for Esquire Financial Holdings, Inc. moved from fair to expensive, indicating that the stock is overvalued. The company exhibits a P/E ratio of 17, a Price to Book Value of 3.05, and an EV to EBITDA of 9.79, which are relatively high compared to its peers. For instance, Nicolet Bankshares, Inc. has a P/E of 15.08, while Hope Bancorp, Inc. boasts a much higher P/E of 25.82, suggesting that Esquire is priced at a premium in its sector.<BR><BR>The company's recent performance has been impressive, with a year-to-date return of 25.64%, significantly outperforming the S&P 500's 13.30%. However, given the current valuation metrics, Esquire Financial Holdings appears overvalued in comparison to its peers and the broader market.

Is Esquire Financial Holdings, Inc. technically bullish or bearish?

As of September 2, 2025, Esquire Financial Holdings, Inc. has a mildly bullish technical trend, supported by strong daily moving averages and Bollinger Bands, despite mixed signals from MACD and KST indicators, and it has significantly outperformed the S&P 500 year-to-date.

As of 2 September 2025, the technical trend for Esquire Financial Holdings, Inc. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD is bullish, indicating mixed signals across time frames. The Bollinger Bands are bullish on both weekly and monthly charts, and daily moving averages are bullish, supporting a positive short-term outlook. However, the weekly KST is mildly bearish, and the Dow Theory shows a mildly bullish stance on the weekly but mildly bearish on the monthly. <BR><BR>In terms of performance, Esquire Financial has outperformed the S&P 500 across multiple periods, with a year-to-date return of 31.16% compared to the S&P 500's 12.22%, and a one-year return of 64.80% versus 17.14%. Overall, the current technical stance is mildly bullish, driven by strong daily moving averages and Bollinger Bands, despite some mixed signals from other indicators.

How big is Esquire Financial Holdings, Inc.?

As of Jun 18, Esquire Financial Holdings, Inc. has a market capitalization of 760.03 million and reported total assets of 1,894.37 million, with shareholder's funds at 237.09 million.

As of Jun 18, Esquire Financial Holdings, Inc. has a market capitalization of 760.03 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 118.81 million and a net profit of 45.01 million.<BR><BR>As of Dec 24, the latest annual period shows shareholder's funds at 237.09 million and total assets at 1,894.37 million.

What does Esquire Financial Holdings, Inc. do?

Esquire Financial Holdings, Inc. is a bank holding company for Esquire Bank, specializing in the Major Banks industry, with a market cap of $760.03 million and recent net sales of $32 million. Key financial metrics include a P/E ratio of 17.00 and a dividend yield of 51.27%.

Overview:<BR>Esquire Financial Holdings, Inc. is a bank holding company for Esquire Bank, National Association, operating in the Major Banks industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 32 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 11 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 760.03 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 17.00 <BR>Dividend Yield: 51.27% <BR>Debt Equity: 0.00 <BR>Return on Equity: 17.95% <BR>Price to Book: 3.03<BR><BR>Contact Details:<BR>Address: 100 Jericho Quadrangle Ste 100, JERICHO NY : 11753-2708 <BR>Tel: 1 516 5352002 <BR>Website: http://investorrelations.esquirebank.com/

Should I buy, sell or hold Esquire Financial Holdings, Inc.?

Who are in the management team of Esquire Financial Holdings, Inc.?

As of March 2022, the management team of Esquire Financial Holdings, Inc. includes Mr. Anthony Coelho (Independent Chairman), Mr. Andrew Sagliocca (President and CEO), and five independent directors: Mr. Todd Deutsch, Mr. Marc Grossman, Mr. Russ Herman, Ms. Janet Hill, and Mr. Robert Mitzman.

As of March 2022, the management team of Esquire Financial Holdings, Inc. includes the following individuals:<BR><BR>- Mr. Anthony Coelho, Independent Chairman of the Board<BR>- Mr. Andrew Sagliocca, President, Chief Executive Officer, Director<BR>- Mr. Todd Deutsch, Independent Director<BR>- Mr. Marc Grossman, Independent Director<BR>- Mr. Russ Herman, Independent Director<BR>- Ms. Janet Hill, Independent Director<BR>- Mr. Robert Mitzman, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors.