Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.86% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 28.40%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.86% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.58% signifying low profitability per unit of total assets
2
With ROA of 0.83%, it has a Fair valuation with a 1.34 Price to Book Value
3
Majority shareholders : Non Institution
4
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
1.96%
0%
1.96%
6 Months
0%
0%
0.0%
1 Year
0%
0%
0.0%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%
Eurobank Ergasias Services & Holdings SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
19.93%
EBIT Growth (5y)
45.98%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.34
EV to EBIT
6.36
EV to EBITDA
5.79
EV to Capital Employed
1.49
EV to Sales
2.03
PEG Ratio
NA
Dividend Yield
40.12%
ROCE (Latest)
23.42%
ROE (Latest)
14.83%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Shareholding Snapshot : Dec 2025
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.0%)
Strategic Entities with highest holding
Highest Public shareholder






