Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.20% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 24.16%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.20% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.28% signifying low profitability per unit of total assets
2
With ROA of 0.32%, it has a Fair valuation with a 1.28 Price to Book Value
3
Market Beating performance in long term as well as near term
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
34.36%
0%
34.36%
6 Months
46.09%
0%
46.09%
1 Year
65.26%
0%
65.26%
2 Years
114.75%
0%
114.75%
3 Years
137.0%
0%
137.0%
4 Years
134.03%
0%
134.03%
5 Years
247.06%
0%
247.06%
F.I.B.I. Holdings Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
31.98%
EBIT Growth (5y)
22.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.56%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.28
EV to EBIT
-16.20
EV to EBITDA
-15.34
EV to Capital Employed
0.97
EV to Sales
-5.21
PEG Ratio
0.73
Dividend Yield
5.49%
ROCE (Latest)
-5.98%
ROE (Latest)
16.48%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bearish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.






