Share Price | Finance of America Cos., Inc. Stock Analysis & Recommendation

Q: Is Finance of America Cos., Inc. overvalued or undervalued?

As of 7 July 2025, the valuation grade for Finance of America Cos., Inc. moved from attractive to very attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, particularly given its Price to Book Value of 0.87 and an impressive ROCE of 4468.24%. In comparison to peers, Finance of America has a P/E ratio of 175, which is significantly higher than loanDepot, Inc. at -19.16 and Ocwen Financial Corp. at 3.98, suggesting that while the company is valued highly on earnings, its book value remains low relative to its market price.Despite recent stock performance showing a decline of 8.21% year-to-date compared to a 12.22% gain in the S&P 500, the long-term return of 114.55% over the past year indicates strong recovery potential. This juxtaposition of short-term underperformance against robust long-term growth reinforces the notion that Finance of America is currently undervalued.

Q: Is Finance of America Cos., Inc. technically bullish or bearish?

As of 10 September 2025, the technical trend for Finance of America Cos., Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the monthly MACD is also bullish, indicating some strength in the trend. However, the monthly RSI is bearish, suggesting potential weakness. The daily moving averages are bullish, supporting a positive short-term outlook. Despite this, the overall stance is tempered by the lack of clear trends in Dow Theory and the mildly bearish OBV on a monthly basis.In terms of performance, the company has underperformed the S&P 500 in the short term, with a year-to-date return of -8.21% compared to the S&P 500's 12.22%, although it has significantly outperformed over the past year with a return of 114.55% versus 17.14% for the benchmark. Overall, the current technical stance is mildly bullish with mixed signals across different indicators.

Q: How big is Finance of America Cos., Inc.?

Market Cap: As of Jun 18, Finance of America Cos., Inc. has a market capitalization of 243.37 million, categorizing it as a Micro Cap company.Recent Quarterly Performance: For the latest four quarters, the company reported net sales of 1,951.41 million and a net profit of 135.95 million.Balance Sheet Snapshot: As of Dec 24, the company's shareholder's funds amounted to 255.30 million, while total assets were reported at 29,166.97 million.

Q: What does Finance of America Cos., Inc. do?

Overview:Finance of America Cos., Inc. operates in the finance industry and is categorized as a micro-cap company.Financial Snapshot:Most recent Net Sales: 487 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 80 Million (Quarterly Results - Mar 2025) Market cap: USD 243.37 Million (Micro Cap)Key Metrics:P/E: 175.00 Dividend Yield: 0.00% Debt Equity: -999,999.00 Return on Equity: 0.49% Price to Book: 0.83Contact Details:Registrar Address: Not available.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

12.35 k

Shareholding (Mar 2026)

FII

6.63%

Held by 29 FIIs

DII

76.56%

Held by 12 DIIs

Promoter

16.81%

Is Finance of America Cos., Inc. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, Finance of America Cos., Inc. is considered very attractive due to its undervalued status with a Price to Book Value of 0.87 and a high ROCE of 4468.24%, despite a year-to-date stock decline of 8.21% compared to the S&P 500's 12.22% gain, while showing strong long-term recovery potential with a 114.55% return over the past year.

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Is Finance of America Cos., Inc. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, Finance of America Cos., Inc. shows a mildly bullish trend with mixed signals from indicators, underperforming the S&P 500 year-to-date but significantly outperforming over the past year.

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How big is Finance of America Cos., Inc.?

22-Jun-2025

As of Jun 18, Finance of America Cos., Inc. has a market capitalization of 243.37 million, with net sales of 1,951.41 million and a net profit of 135.95 million over the latest four quarters. The company's shareholder's funds are 255.30 million, and total assets amount to 29,166.97 million.

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What does Finance of America Cos., Inc. do?

22-Jun-2025

Finance of America Cos., Inc. is a micro-cap finance company with recent net sales of $487 million and a net profit of $80 million. Key metrics include a P/E ratio of 175.00 and a market cap of $243.37 million.

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Compare Finance of America Cos., Inc. with Similar Stocks

Drilling Tools International Corp. (US)loanDepot, Inc.Security National Financial Corp.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Negative results in Jun 25

NET PROFIT(9M) At USD -47.56 MM has Grown at -165.36%
INTEREST(HY) At USD 862.64 MM has Grown at 91.52%

Risky -

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 277 Million (Micro Cap)

P/E

5.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

15.71%

Price to Book

0.85

Revenue and Profits:

Net Sales:

72 Million

(Quarterly Results - Mar 2026)

Net Profit:

35 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

9.63%

6 Months

-12.48%

1 Year

-5.88%

2 Years

232.38%

3 Years

1058.82%

4 Years

-16.53%

5 Years

-80.84%

Finance of America Cos., Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

355.02%

EBIT Growth (5y)

249.64%

EBIT to Interest (avg)

0.79

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

3.09%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

78.10%

ROCE (avg)

1,519.70%

ROE (avg)

84.02%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.85

EV to EBIT

-0.03

EV to EBITDA

-0.03

EV to Capital Employed

47.78

EV to Sales

-0.02

PEG Ratio

0.03

Dividend Yield

ROCE (Latest)

-184707.30%

ROE (Latest)

15.71%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Sideways

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Strategic Entities

Domestic Funds

Held in 20 Schemes (11.27%)

Foreign Institutions

Held by 29 Foreign Institutions (6.63%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "12.70",
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          "field": "Consolidate Net Profit",
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          "val2": "-21.30",
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        "dir": 1
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    "table": {
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        "Dec'25",
        "Dec'24",
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          "val1": "226.50",
          "val2": "74.90",
          "chgp": "202.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "57.60",
          "val2": "-16.70",
          "chgp": "444.91%",
          "chgp_class": "negative"
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          "field": "Exceptional Items",
          "val1": "-2.40",
          "val2": "-2.90",
          "chgp": "17.24%",
          "chgp_class": "positive"
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          "val2": "40.40",
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          "chgp_class": "positive"
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Quarterly Results Snapshot (Consolidated) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

72.40

60.40

19.87%

Operating Profit (PBDIT) excl Other Income

38.20

7.40

416.22%

Interest

12.70

12.90

-1.55%

Exceptional Items

-0.90

-0.80

-12.50%

Consolidate Net Profit

35.20

-21.30

265.26%

Operating Profit Margin (Excl OI)

392.00%

-37.40%

42.94%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 19.87% vs -30.49% in Dec 2025

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2026 is 265.26% vs 25.78% in Dec 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

290.30

297.50

-2.42%

Operating Profit (PBDIT) excl Other Income

226.50

74.90

202.40%

Interest

57.60

-16.70

444.91%

Exceptional Items

-2.40

-2.90

17.24%

Consolidate Net Profit

109.60

40.40

171.29%

Operating Profit Margin (Excl OI)

647.20%

120.80%

52.64%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is -2.42% vs 437.68% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 171.29% vs 124.31% in Dec 2024

All Annual Results

Company CV

About Finance of America Cos., Inc.

Finance of America Cos., Inc.

Finance

No Details Available.

Company Coordinates

No Company Details Available