Bank of Maharashtra Annual Results: Standalone & Consolidated Reports

Annual Results

Results Snapshot

Figures in Cr

Standalone Annual Results

Mar'26

Mar'25

Mar'24

Mar'23

Mar'22

Mar'21

Mar'20

Interest Earned

29,281.64

24,947.45

20,494.69

15,898.46

13,019.22

11,868.54

11,495.44

Income On Investments

6,519.84

5,360.43

4,460.76

4,266.92

4,384.69

4,153.41

4,202.69

Interest On Balances With Rbi Other Inter Bank Funds

218.56

202.63

135.77

52.43

90.70

315.07

240.98

Interest / Discount On Advances / Bills

22,490.31

19,291.51

15,826.24

11,485.82

8,231.56

7,153.93

6,409.27

Others

52.93

92.88

71.92

93.29

312.27

246.13

642.50

Other Income

3,540.89

3,454.17

2,997.87

2,280.27

2,652.48

2,627.67

1,649.23

Total Income

32,822.53

28,401.62

23,492.56

18,178.73

15,671.70

14,496.21

13,144.67

Interest Expended

15,617.58

13,281.88

10,672.84

8,157.68

6,974.82

6,971.07

7,216.65

Net Interest Income

13,664.06

11,665.57

9,821.85

7,740.78

6,044.40

4,897.47

4,278.79

Total Expenditure (Excl Depreciation)

6,379.13

5,800.71

4,814.38

3,921.84

3,849.01

3,565.05

3,080.96

Employee Cost

3,375.77

3,442.23

2,838.13

2,058.28

2,070.59

2,255.21

1,743.82

Other Operating Expenses

3,003.36

2,358.48

1,976.25

1,863.56

1,778.42

1,309.84

1,337.14

Operating Profit Before Provisions and Contingencies

10,825.82

9,319.03

8,005.34

6,099.21

4,847.87

3,960.09

2,847.06

Exceptional Items

0.00

Provisions and contingencies

2,968.45

3,596.55

3,645.87

2,654.33

2,892.27

3,005.96

3,107.48

Profit Before Tax

7,857.37

5,722.48

4,359.47

3,444.88

1,955.60

954.13

-260.42

Tax

838.05

202.69

304.44

842.85

804.06

403.88

-649.00

Profit After Tax

7,019.32

5,519.79

4,055.03

2,602.03

1,151.54

550.25

388.58

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

7,019.32

5,519.79

4,055.03

2,602.03

1,151.54

550.25

388.58

Face Value

10.0

Reserves

23,597.18

18,903.46

11,149.18

7,406.94

5,577.41

4,400.40

3,666.65

Earnings per share (EPS)

9.13

7.18

5.73

3.87

1.71

0.84

0.67

Diluted Earnings per share

9.13

7.48

5.78

3.87

1.72

0.88

0.67

Operating Profit Margin (Excl OI)

68.08%

62.33%

58.72%

58.64%

48.22%

44.64%

46.17%

Gross Profit Margin

26.83%

22.94%

21.27%

21.67%

15.02%

8.04%

-2.27%

PAT Margin

23.97%

22.13%

19.79%

16.37%

8.84%

4.64%

3.38%

Net Interest Margin

3.9%

4.0%

3.92%

3.56%

3.15%

2.84%

2.6%

Return on Assets

0.0%

CASA (%)

52.51%

53.28%

52.73%

53.88%

57.85%

53.99%

50.29%

CASA Amount

1,84,088.00

1,63,657.00

1,42,774.00

1,24,961.00

1,17,036.00

93,945.00

75,475.00

Capital Adequacy Ratio (Total)

18.36%

20.53%

17.38%

18.14%

16.48%

14.49%

13.52%

Capital Adequacy Ratio (Tier 1)

15.41%

16.86%

13.72%

14.25%

12.38%

10.98%

10.67%

Provision Coverage Ratio (%)

98.59%

98.26%

98.34%

98.28%

94.79%

89.86%

83.97%

Amount of Gross NPAs

4,245.97

4,184.52

3,833.05

4,334.00

5,327.21

7,779.68

12,152.15

Amount of Net NPAs

383.74

431.78

408.99

435.18

1,276.57

2,544.32

4,145.38

% of Net NPAs

0.13%

0.18%

0.2%

0.25%

0.97%

2.48%

4.77%

% of Gross NPAs

1.45%

1.74%

1.88%

2.47%

3.94%

7.23%

12.81%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

2330.0

2128.0

1950.0

1851.0

Number of Branches

2785.0

2606.0

2489.0

2203.0

2022.0

1964.0

1833.0

Annual Analysis Highlights

Interest Earned

YoY Growth in year ended Mar 2026 is 17.37% vs 21.73% in Mar 2025

Net Profit

YoY Growth in year ended Mar 2026 is 27.17% vs 36.12% in Mar 2025

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2026 is 16.17% vs 16.41% in Mar 2025

% of Net NPAs

YoY Growth in year ended Mar 2026 is -0.05% vs -0.02% in Mar 2025

% of Gross NPAs

YoY Growth in year ended Mar 2026 is -0.29% vs -0.14% in Mar 2025

Compare Annual Results Of Bank of Maha With

Select Peers

Figures in Cr

Standalone Annual Results

Change(INR)

Change(%)

Interest Earned

29,281.64

70,826.30

-41,544.66

-58.66%

Income On Investments

6,519.84

17,205.03

-10,685.19

-62.11%

Interest On Balances With Rbi Other Inter Bank Funds

218.56

3,195.29

-2,976.73

-93.16%

Interest / Discount On Advances / Bills

22,490.31

50,044.94

-27,554.63

-55.06%

Others

52.93

381.04

-328.11

-86.11%

Other Income

3,540.89

8,993.62

-5,452.73

-60.63%

Total Income

32,822.53

79,819.92

-46,997.39

-58.88%

Interest Expended

15,617.58

46,432.35

-30,814.77

-66.36%

Net Interest Income

13,664.06

24,393.95

-10,729.89

-43.99%

Total Expenditure (Excl Depreciation)

6,379.13

16,975.46

-10,596.33

-62.42%

Employee Cost

3,375.77

10,299.60

-6,923.83

-67.22%

Other Operating Expenses

3,003.36

6,675.86

-3,672.50

-55.01%

Operating Profit Before Provisions and Contingencies

10,825.82

16,412.11

-5,586.29

-34.04%

Exceptional Items

0.00

Provisions and contingencies

2,968.45

3,977.67

-1,009.22

-25.37%

Profit Before Tax

7,857.37

12,434.44

-4,577.07

-36.81%

Tax

838.05

3,215.42

-2,377.37

-73.94%

Profit After Tax

7,019.32

9,219.02

-2,199.70

-23.86%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

7,019.32

9,219.02

-2,199.70

-23.86%

Face Value

10.00

0.00

Reserves

23,597.18

65,781.38

-42,184.20

-64.13%

Earnings per share (EPS)

9.13

20.25

-11.12

-54.91%

Diluted Earnings per share

9.13

20.25

-11.12

-54.91%

Operating Profit Margin (Excl OI)

68.08%

70.42%

0.00

-2.34%

Gross Profit Margin

26.83%

17.56%

0.00

9.27%

PAT Margin

23.97%

13.02%

0.00

10.95%

Net Interest Margin

3.90%

2.82%

1.08

1.08%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

52.51%

40.29%

12.22

12.22%

CASA Amount

1,84,088.00

0.00

1,84,088.00

Capital Adequacy Ratio (Total)

18.36%

17.77%

0.59

0.59%

Capital Adequacy Ratio (Tier 1)

15.41%

15.47%

-0.06

-0.06%

Provision Coverage Ratio (%)

98.59%

92.39%

6.20

6.20%

Amount of Gross NPAs

4,245.97

21,748.89

-17,502.92

-80.48%

Amount of Net NPAs

383.74

5,358.49

-4,974.75

-92.84%

% of Net NPAs

0.13%

0.82%

-0.69

-0.69%

% of Gross NPAs

1.45%

3.27%

-1.82

-1.82%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

0.00

8,003.00

-8,003.00

-100.0%

Number of Branches

2,785.00

5,328.00

-2,543.00

-47.73%

Annual - Interest Earned

Interest Earned 29281.64 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 17.37% vs 21.73% in Mar 2025

Annual - Net Profit

Net Profit 7,019.32 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 27.17% vs 36.12% in Mar 2025

Annual - Operating Profit (PBDIT)

Operating Profit (PBDIT) 10,825.82 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 16.17% vs 16.41% in Mar 2025

Annual - % of Net NPAs

% of Net NPAs 0.13%

in Mar 2026

Figures in %

YoY Growth in year ended Mar 2026 is -0.05% vs -0.02% in Mar 2025

Annual - % of Gross NPAs

% of Gross NPAs 1.45%

in Mar 2026

Figures in %

YoY Growth in year ended Mar 2026 is -0.29% vs -0.14% in Mar 2025