Results Snapshot
Figures in Million
Standalone Annual Results
Mar'06
Mar'05
Mar'04
Mar'03
Mar'02
Mar'01
Mar'00
Interest Earned
32,519.00
33,193.00
32,726.00
32,296.00
33,607.00
34,604.00
35,686.00
Income On Investments
2,188.00
1,721.00
1,349.00
1,687.00
1,521.00
2,220.00
3,429.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
2.00
1.00
28.00
70.00
90.00
36.00
Interest / Discount On Advances / Bills
29,012.00
30,846.00
30,957.00
30,013.00
30,606.00
30,330.00
30,416.00
Others
1,319.00
624.00
419.00
568.00
1,410.00
1,964.00
1,805.00
Other Income
22,776.00
16,192.00
12,736.00
15,169.00
14,999.00
18,230.00
15,891.00
Total Income
55,295.00
49,385.00
45,462.00
47,465.00
48,606.00
52,834.00
51,577.00
Interest Expended
2,668.00
2,578.00
2,623.00
2,598.00
4,985.00
8,062.00
8,940.00
Net Interest Income
29,851.00
30,615.00
30,103.00
29,698.00
28,622.00
26,542.00
26,746.00
Total Expenditure (Excl Depreciation)
28,196.00
25,937.00
30,508.00
29,721.00
30,690.00
31,553.00
48,249.00
Employee Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
27,583.00
25,811.00
30,256.00
29,636.00
30,633.00
30,791.00
41,115.00
Operating Profit Before Provisions and Contingencies
24,045.00
19,004.00
11,648.00
12,913.00
10,652.00
12,938.00
1,234.00
Exceptional Items
386.00
1,866.00
683.00
2,233.00
2,279.00
281.00
-6,846.00
Provisions and contingencies
21,614.00
10,464.00
3,638.00
8,162.00
8,073.00
7,373.00
20,588.00
Profit Before Tax
2,817.00
10,406.00
8,693.00
6,984.00
4,858.00
5,846.00
-26,200.00
Tax
1,056.00
4,266.00
3,580.00
2,603.00
-1,356.00
-351.00
-5,232.00
Profit After Tax
1,761.00
6,140.00
5,113.00
4,381.00
6,214.00
6,197.00
-20,968.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,761.00
6,140.00
5,113.00
4,381.00
6,214.00
6,197.00
-20,968.00
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
27,032.00
33,315.00
28,569.00
21,848.00
17,977.00
13,788.00
9,027.00
Earnings per share (EPS)
17.4
108.04
74.99
65.57
90.27
109.49
-998.78
Diluted Earnings per share
17.4
108.04
74.99
65.57
90.27
109.49
-998.78
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
8.66%
31.35%
26.56%
21.62%
14.46%
16.89%
-73.42%
PAT Margin
5.42%
18.5%
15.62%
13.57%
18.49%
17.91%
-58.76%
Net Interest Margin
0.7%
0.84%
0.88%
0.75%
0.61%
0.34%
0.29%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
85,861.00
89,978.00
1,13,726.00
1,23,645.00
1,38,088.00
1,30,310.00
95,834.00
Amount of Net NPAs
85,861.00
89,978.00
1,13,726.00
1,23,645.00
1,38,088.00
1,30,310.00
95,834.00
% of Net NPAs
8.41%
8.17%
10.22%
11.81%
13.76%
12.98%
9.82%
% of Gross NPAs
8.41%
8.17%
10.22%
11.81%
13.76%
12.98%
9.82%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2006 is -2.03% vs 1.43% in Mar 2005
Net Profit
YoY Growth in year ended Mar 2006 is -71.32% vs 20.09% in Mar 2005
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2006 is 26.53% vs 63.15% in Mar 2005
% of Net NPAs
YoY Growth in year ended Mar 2006 is 0.24% vs -2.05% in Mar 2005
% of Gross NPAs
YoY Growth in year ended Mar 2006 is 0.24% vs -2.05% in Mar 2005
Compare Annual Results Of Bank of The Ryukyus, Ltd. With
Figures in Million
Consolidate Annual Results
Change(JPY)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 3251.9 Million
in Mar 2006Figures in Million
YoY Growth in year ended Mar 2006 is -2.03% vs 1.43% in Mar 2005
Annual - Net Profit
Net Profit 176.10 Million
in Mar 2006Figures in Million
YoY Growth in year ended Mar 2006 is -71.32% vs 20.09% in Mar 2005
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,404.50 Million
in Mar 2006Figures in Million
YoY Growth in year ended Mar 2006 is 26.53% vs 63.15% in Mar 2005
Annual - % of Net NPAs
% of Net NPAs 8.41%
in Mar 2006Figures in %
YoY Growth in year ended Mar 2006 is 0.24% vs -2.05% in Mar 2005
Annual - % of Gross NPAs
% of Gross NPAs 8.41%
in Mar 2006Figures in %
YoY Growth in year ended Mar 2006 is 0.24% vs -2.05% in Mar 2005






