Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
908.50
794.33
676.01
578.22
511.44
458.13
346.29
Income On Investments
122.82
112.16
97.62
86.03
84.68
72.91
64.34
Interest On Balances With Rbi Other Inter Bank Funds
65.04
55.64
44.84
54.89
54.33
54.57
40.27
Interest / Discount On Advances / Bills
718.70
624.35
532.86
437.30
372.43
330.66
241.68
Others
1.94
2.18
0.69
0.00
0.00
0.00
0.00
Other Income
86.02
68.08
49.47
54.18
45.83
42.96
31.31
Total Income
994.52
862.41
725.48
632.40
557.27
501.09
377.60
Interest Expended
498.30
449.18
354.02
322.94
312.83
285.51
211.15
Net Interest Income
410.20
345.15
321.99
255.28
198.61
172.62
135.14
Total Expenditure (Excl Depreciation)
310.79
258.33
222.75
196.25
172.96
163.33
132.17
Employee Cost
148.57
124.58
117.98
106.56
0.00
84.64
65.28
Other Operating Expenses
162.22
133.75
104.77
89.69
172.96
78.69
66.89
Operating Profit Before Provisions and Contingencies
185.43
154.90
148.71
113.21
71.48
52.24
34.28
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
10.30
6.69
24.55
28.72
17.75
17.66
7.35
Profit Before Tax
175.13
148.21
124.16
84.49
53.73
34.58
26.92
Tax
43.48
36.68
30.56
21.92
12.95
9.20
7.51
Profit After Tax
131.65
111.53
93.60
62.57
40.78
25.38
19.41
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
131.65
111.53
93.60
62.57
40.78
25.38
19.41
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
1,294.89
1,152.38
576.36
481.74
416.88
372.97
221.84
Earnings per share (EPS)
29.09
24.76
27.33
18.38
12.03
7.51
6.82
Diluted Earnings per share
29.09
30.45
27.21
18.22
11.98
8.16
6.82
Operating Profit Margin (Excl OI)
64.66%
66.64%
63.42%
61.09%
62.71%
60.49%
59.71%
Gross Profit Margin
19.28%
18.66%
18.37%
14.61%
10.51%
7.55%
7.77%
PAT Margin
14.49%
14.04%
13.85%
10.82%
7.97%
5.54%
5.61%
Net Interest Margin
4.2%
3.9%
4.2%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
36.9%
38.3%
41.88%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
185.34
170.18
152.62
117.13
78.24
58.51
33.96
Amount of Net NPAs
91.84
85.08
74.05
63.23
42.14
41.25
24.22
% of Net NPAs
1.3%
1.4%
1.36%
1.36%
1.13%
1.25%
0.93%
% of Gross NPAs
2.58%
2.76%
2.77%
2.5%
2.08%
1.76%
1.3%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
197.0
179.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
195.0
177.0
170.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 14.37% vs 17.5% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 18.04% vs 19.16% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 19.71% vs 4.16% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is -0.10% vs 0.04% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.18% vs -0.01% in Mar 2024
Compare Annual Results Of Capital Small With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
908.50
3,857.53
-2,949.03
-76.45%
Income On Investments
122.82
402.04
-279.22
-69.45%
Interest On Balances With Rbi Other Inter Bank Funds
65.04
49.68
15.36
30.92%
Interest / Discount On Advances / Bills
718.70
3,405.81
-2,687.11
-78.9%
Others
1.94
0.00
1.94
Other Income
86.02
471.77
-385.75
-81.77%
Total Income
994.52
4,329.30
-3,334.78
-77.03%
Interest Expended
498.30
1,810.68
-1,312.38
-72.48%
Net Interest Income
410.20
2,046.85
-1,636.65
-79.96%
Total Expenditure (Excl Depreciation)
310.79
1,903.51
-1,592.72
-83.67%
Employee Cost
148.57
660.08
-511.51
-77.49%
Other Operating Expenses
162.22
1,243.43
-1,081.21
-86.95%
Operating Profit Before Provisions and Contingencies
185.43
615.11
-429.68
-69.85%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
10.30
1,250.08
-1,239.78
-99.18%
Profit Before Tax
175.13
-692.97
868.10
125.27%
Tax
43.48
-171.58
215.06
125.34%
Profit After Tax
131.65
-521.39
653.04
125.25%
Extraordinary Items
0.00
-58.00
58.00
100.0%
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
131.65
-463.39
595.04
128.41%
Face Value
10.00
10.00
0.00
Reserves
1,294.89
1,429.58
-134.69
-9.42%
Earnings per share (EPS)
29.09
-10.12
39.21
387.45%
Diluted Earnings per share
29.09
-10.12
39.21
387.45%
Operating Profit Margin (Excl OI)
64.66%
16.74%
0.00
47.92%
Gross Profit Margin
19.28%
-17.96%
0.00
37.24%
PAT Margin
14.49%
-13.52%
0.00
28.01%
Net Interest Margin
4.20%
8.08%
-3.88
-3.88%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
36.90%
24.80%
12.10
12.10%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
0.00%
80.50%
-80.50
-80.50%
Amount of Gross NPAs
185.34
1,290.56
-1,105.22
-85.64%
Amount of Net NPAs
91.84
539.64
-447.80
-82.98%
% of Net NPAs
1.30%
2.99%
-1.69
-1.69%
% of Gross NPAs
2.58%
6.87%
-4.29
-4.29%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
197.00
693.00
-496.00
-71.57%
Number of Branches
195.00
787.00
-592.00
-75.22%
Annual - Interest Earned
Interest Earned 908.5 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 14.37% vs 17.5% in Mar 2024
Annual - Net Profit
Net Profit 131.65 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 18.04% vs 19.16% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 185.43 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 19.71% vs 4.16% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 1.30%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.10% vs 0.04% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 2.58%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.18% vs -0.01% in Mar 2024






