Results Snapshot
Figures in Million
Standalone Annual Results
Dec'05
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
Dec'99
Interest Earned
99.30
102.79
108.78
121.31
125.32
120.19
115.13
Income On Investments
8.81
8.46
7.15
6.16
6.17
6.62
6.02
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
90.49
94.33
101.63
115.15
119.15
113.58
109.11
Others
0.01
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
16.21
12.07
11.78
11.07
12.47
15.47
12.86
Total Income
115.51
114.87
120.56
132.38
137.79
135.66
127.99
Interest Expended
48.70
52.88
58.84
72.43
79.75
75.99
69.01
Net Interest Income
50.61
49.92
49.94
48.88
45.57
44.20
46.12
Total Expenditure (Excl Depreciation)
33.55
33.28
32.84
31.93
29.88
31.39
31.00
Employee Cost
20.17
20.20
19.61
19.43
19.11
18.56
17.47
Other Operating Expenses
13.38
13.09
13.23
12.49
10.76
12.84
13.52
Operating Profit Before Provisions and Contingencies
33.26
28.71
28.88
28.02
28.16
28.27
27.98
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2.18
2.64
3.46
3.10
4.33
4.71
6.45
Profit Before Tax
31.09
26.07
25.43
24.93
23.84
23.57
21.53
Tax
7.41
6.06
5.64
5.18
4.47
4.69
4.92
Profit After Tax
23.68
20.01
19.79
19.75
19.37
18.88
16.61
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
23.68
20.01
19.79
19.75
19.37
18.88
16.61
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
220.50
203.30
189.41
175.74
163.75
152.14
141.03
Earnings per share (EPS)
259.46
215.43
212.31
197.18
191.93
187.15
161.26
Diluted Earnings per share
259.46
215.43
212.31
197.18
191.93
187.15
161.26
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
31.3%
25.36%
23.37%
20.55%
19.02%
19.61%
18.7%
PAT Margin
23.85%
19.47%
18.19%
16.28%
15.46%
15.7%
14.42%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2005 is -3.4% vs -5.51% in Dec 2004
Net Profit
YoY Growth in year ended Dec 2005 is 18.50% vs 1.01% in Dec 2004
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2005 is 16.03% vs -0.69% in Dec 2004
% of Net NPAs
YoY Growth in year ended Dec 2005 is 0.00% vs 0.00% in Dec 2004
% of Gross NPAs
YoY Growth in year ended Dec 2005 is 0.00% vs 0.00% in Dec 2004
Compare Annual Results Of Hypothekarbank Lenzburg AG With
Figures in Million
Consolidate Annual Results
Change(CHF)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 9.93 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is -3.4% vs -5.51% in Dec 2004
Annual - Net Profit
Net Profit 2.37 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 18.50% vs 1.01% in Dec 2004
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3.33 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 16.03% vs -0.69% in Dec 2004
Annual - % of Net NPAs
No % of Net NPAs in the last few periods
Annual - % of Gross NPAs
No % of Gross NPAs in the last few periods






