Results Snapshot
Figures in Million
Standalone Annual Results
Dec'09
Dec'08
Dec'07
Dec'06
Dec'05
Dec'04
Dec'03
Interest Earned
50,038.80
52,524.86
40,197.65
24,939.03
17,246.35
12,401.67
9,510.93
Income On Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
50,038.80
52,524.86
40,197.65
24,939.03
17,246.35
12,401.67
9,510.93
Other Income
4,982.60
3,920.77
1,609.31
605.64
544.67
374.04
236.50
Total Income
55,021.41
56,445.63
41,806.95
25,544.67
17,791.02
12,775.71
9,747.43
Interest Expended
22,837.07
26,332.41
19,351.66
11,644.36
7,940.89
5,105.56
4,012.20
Net Interest Income
27,201.74
26,192.45
20,845.99
13,294.66
9,305.45
7,296.10
5,498.73
Total Expenditure (Excl Depreciation)
14,436.39
12,659.52
9,866.28
6,451.68
4,724.46
3,685.19
2,551.90
Employee Cost
0.00
0.00
0.00
0.00
1,640.27
1,267.71
858.85
Other Operating Expenses
14,436.39
12,659.52
9,866.28
6,451.68
3,084.18
2,417.48
1,693.06
Operating Profit Before Provisions and Contingencies
17,747.95
17,453.71
12,589.01
7,448.62
5,125.67
3,984.95
3,183.33
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
518.46
3,416.42
1,678.84
2,402.42
1,580.94
1,182.03
1,107.23
Profit Before Tax
17,229.49
14,037.29
10,910.17
5,046.20
3,544.72
2,802.92
2,076.09
Tax
3,947.54
2,652.26
2,324.40
1,247.95
1,079.75
1,037.34
642.13
Profit After Tax
13,281.95
11,385.03
8,585.77
3,798.26
2,464.97
1,765.59
1,433.96
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
13,281.95
11,385.03
8,585.77
3,798.26
2,464.97
1,765.59
1,433.96
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
54,597.46
44,022.05
33,897.08
12,200.67
8,786.38
6,084.90
3,065.58
Earnings per share (EPS)
0.93
0.79
0.61
0.26
0.17
0.12
0.1
Diluted Earnings per share
0.93
0.79
0.61
0.26
0.17
0.12
0.1
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
34.43%
26.73%
27.14%
20.23%
20.55%
22.6%
21.83%
PAT Margin
26.54%
21.68%
21.36%
15.23%
14.29%
14.24%
15.08%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
2.19%
2.53%
2.49%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
10.75%
11.24%
11.73%
8.71%
8.13%
8.07%
8.97%
Capital Adequacy Ratio (Tier 1)
7.91%
8.94%
8.83%
4.8%
4.9%
5.08%
5.13%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
3,779.00
4,149.00
4,583.37
4,979.68
5,647.08
5,076.86
4,017.29
Amount of Net NPAs
3,779.00
4,149.00
4,583.37
4,979.68
5,647.08
5,076.86
4,017.29
% of Net NPAs
0.55%
0.85%
1.17%
1.57%
2.38%
2.56%
2.62%
% of Gross NPAs
0.55%
0.85%
1.17%
1.57%
2.38%
2.56%
2.62%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2009 is -4.73% vs 30.67% in Dec 2008
Net Profit
YoY Growth in year ended Dec 2009 is 16.66% vs 32.60% in Dec 2008
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2009 is 1.69% vs 38.64% in Dec 2008
% of Net NPAs
YoY Growth in year ended Dec 2009 is -0.30% vs -0.32% in Dec 2008
% of Gross NPAs
YoY Growth in year ended Dec 2009 is -0.30% vs -0.32% in Dec 2008
Compare Annual Results Of Industrial Bank Co., Ltd. With
Figures in Million
Consolidate Annual Results
Change(CNY)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 5003.88 Million
in Dec 2009Figures in Million
YoY Growth in year ended Dec 2009 is -4.73% vs 30.67% in Dec 2008
Annual - Net Profit
Net Profit 1,328.19 Million
in Dec 2009Figures in Million
YoY Growth in year ended Dec 2009 is 16.66% vs 32.60% in Dec 2008
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,774.79 Million
in Dec 2009Figures in Million
YoY Growth in year ended Dec 2009 is 1.69% vs 38.64% in Dec 2008
Annual - % of Net NPAs
% of Net NPAs 0.55%
in Dec 2009Figures in %
YoY Growth in year ended Dec 2009 is -0.30% vs -0.32% in Dec 2008
Annual - % of Gross NPAs
% of Gross NPAs 0.55%
in Dec 2009Figures in %
YoY Growth in year ended Dec 2009 is -0.30% vs -0.32% in Dec 2008






