Results Snapshot
Figures in Million
Consolidate Annual Results
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Dec'18
Net Sales
726.30
767.80
645.50
548.70
661.30
889.10
866.40
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
726.30
767.80
645.50
548.70
661.30
889.10
866.40
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
200.30
198.40
168.40
156.90
171.80
200.90
192.90
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
71.70
76.90
68.10
54.00
55.00
63.50
58.50
Selling and Distribution Expenses
406.30
448.90
351.30
286.50
485.70
541.40
533.60
Other Expenses
-10.76
-11.73
-8.77
-7.08
-7.51
-9.47
-2.84
Total Expenditure (Excl Depreciation)
570.70
606.90
500.10
426.60
637.40
711.10
756.60
Operating Profit (PBDIT) excl Other Income
155.6
160.9
145.39999999999998
122.10000000000001
23.900000000000002
178
109.80000000000001
Other Income
1.30
-0.10
0.10
-0.40
-0.20
-0.50
-0.50
Operating Profit (PBDIT)
186.20
190.10
172.80
150.40
66.70
209.90
133.00
Interest
71.70
76.90
68.10
54.00
55.00
63.50
58.50
Exceptional Items
-11.90
0.00
0.00
0.00
-9.40
0.00
0.00
Gross Profit (PBDT)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
29.30
29.30
27.30
28.70
43.00
32.40
23.70
Profit Before Tax
73.30
83.90
77.40
67.70
-40.70
114.00
109.30
Tax
12.40
35.90
20.60
25.80
23.50
42.20
33.90
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
60.90
48.00
56.80
41.90
-64.20
71.80
75.40
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
60.90
48.00
56.80
41.90
-64.20
71.80
75.40
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
60.90
48.00
56.80
41.90
-64.20
71.80
75.40
Equity Capital
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Face Value
0.1
0.1
0.1
0.1
0.1
0.1
0.1
Reserves
466.30
501.90
445.20
367.10
370.50
436.40
433.00
Earnings per share (EPS)
0.26
0.2
0.24
0.18
-0.29
0.3
0.32
Diluted Earnings per share
0.26
0.2
0.24
0.18
-0.29
0.3
0.32
Operating Profit Margin (Excl OI)
21.42%
20.96%
22.53%
22.25%
3.61%
20.02%
12.67%
Gross Profit Margin
14.13%
14.74%
16.22%
17.57%
0.35%
16.47%
15.35%
PAT Margin
8.38%
6.25%
8.8%
7.64%
-9.71%
8.08%
8.7%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Annual Analysis Highlights
Net Sales
YoY Growth in year ended Dec 2024 is -5.41% vs 18.95% in Dec 2023
Consolidate Net Profit
YoY Growth in year ended Dec 2024 is 26.88% vs -15.49% in Dec 2023
Operating Profit (PBDIT) excl Other Income
YoY Growth in year ended Dec 2024 is -2.79% vs 10.13% in Dec 2023
Interest
YoY Growth in year ended Dec 2024 is -6.76% vs 12.92% in Dec 2023
Operating Profit Margin (Excl OI)
YoY Growth in year ended Dec 2024 has improved from Dec 2023
Compare Annual Results Of International Personal Finance Plc With
Figures in Million
Consolidate Annual Results
Change(GBP)
Change(%)
Net Sales
726.30
599.20
127.10
21.21%
Other Operating Income
0.00
0.00
0.00
Total Operating income
726.30
599.20
127.10
21.21%
Raw Material Cost
0.00
278.00
-278.00
-100.00%
Purchase of Finished goods
0
0
0.00
(Increase) / Decrease In Stocks
0
0
0.00
Employee Cost
200.30
130.60
69.70
53.37%
Power Cost
0
0
0.00
Manufacturing Expenses
71.70
113.40
-41.70
-36.77%
Selling and Distribution Expenses
406.30
0.00
406.30
Other Expenses
-10.76
-5.46
-5.30
-97.07%
Total Expenditure (Excl Depreciation)
570.70
467.40
103.30
22.10%
Operating Profit (PBDIT) excl Other Income
155.60
131.80
23.80
18.06%
Other Income
1.30
-1.80
3.10
172.22%
Operating Profit (PBDIT)
186.20
323.70
-137.50
-42.48%
Interest
71.70
113.40
-41.70
-36.77%
Exceptional Items
-11.90
-21.00
9.10
43.33%
Gross Profit (PBDT)
0.00
293.60
-293.60
-100.00%
Depreciation
29.30
27.60
1.70
6.16%
Profit Before Tax
73.30
-4.40
77.70
1,765.91%
Tax
12.40
1.60
10.80
675.00%
Provisions and contingencies
0
0
0.00
Profit After Tax
60.90
-6.00
66.90
1,115.00%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
60.90
-6.00
66.90
1,115.00%
Share in Profit of Associates
0
0
0.00
Minority Interest
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
Consolidated Net Profit
60.90
-6.00
66.90
1,115.00%
Equity Capital
0
0
0.00
Face Value
0.10
0.21
0.00
Reserves
466.30
583.10
-116.80
-20.03%
Earnings per share (EPS)
0.26
-0.02
0.28
1,400.00%
Diluted Earnings per share
0.26
-0.02
0.28
1,400.00%
Operating Profit Margin (Excl OI)
21.42%
22.00%
0.00
-0.58%
Gross Profit Margin
14.13%
3.87%
0.00
10.26%
PAT Margin
8.38%
-1.00%
0.00
9.38%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Annual - Net Sales
Net Sales 72.63 Million
in Dec 2024Figures in Million
YoY Growth in year ended Dec 2024 is -5.41% vs 18.95% in Dec 2023
Annual - Consolidate Net Profit
Consolidate Net Profit 6.09 Million
in Dec 2024Figures in Million
YoY Growth in year ended Dec 2024 is 26.88% vs -15.49% in Dec 2023
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 18.49 Million
in Dec 2024Figures in Million
YoY Growth in year ended Dec 2024 is -2.79% vs 10.13% in Dec 2023
Annual - Interest
Interest 7.17 Million
in Dec 2024Figures in Million
YoY Growth in year ended Dec 2024 is -6.76% vs 12.92% in Dec 2023
Annual - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 21.42%
in Dec 2024Figures in %
YoY Growth in year ended Dec 2024 has improved from Dec 2023






