Results Snapshot
Figures in Million
Standalone Annual Results
Dec'11
Dec'10
Interest Earned
1,38,20,889.37
87,65,605.14
Income On Investments
16,62,414.29
12,27,109.17
Interest On Balances With Rbi Other Inter Bank Funds
37,38,453.52
26,09,837.51
Interest / Discount On Advances / Bills
83,11,835.87
48,17,750.05
Others
1,08,185.69
1,10,908.42
Other Income
19,80,321.91
12,23,045.56
Total Income
1,58,01,211.27
99,88,650.70
Interest Expended
85,98,491.06
52,46,502.20
Net Interest Income
52,22,398.31
35,19,102.94
Total Expenditure (Excl Depreciation)
39,36,250.25
19,07,832.40
Employee Cost
8,24,090.01
5,67,111.60
Other Operating Expenses
31,12,160.24
13,40,720.80
Operating Profit Before Provisions and Contingencies
32,66,469.97
28,34,316.10
Exceptional Items
0.00
0.00
Provisions and contingencies
6,41,146.13
5,46,247.16
Profit Before Tax
26,25,323.84
22,88,068.94
Tax
7,09,988.30
5,42,902.52
Profit After Tax
19,15,335.54
17,45,166.42
Extraordinary Items
0.00
0.00
Prior Period Expenses
0.00
0.00
Other Adjustments
0.00
0.00
Net Profit
19,15,335.54
17,45,166.42
Face Value
0.0
0.0
Reserves
23,42,143.05
0.00
Earnings per share (EPS)
657.55
1638.45
Diluted Earnings per share
657.55
1638.45
Operating Profit Margin (Excl OI)
0.0%
0.0%
Gross Profit Margin
19.0%
26.1%
PAT Margin
13.86%
19.91%
Net Interest Margin
0.0%
0.0%
Return on Assets
0.0%
0.0%
CASA (%)
0.0%
0.0%
CASA Amount
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
Amount of Net NPAs
0.00
0.00
% of Net NPAs
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
Number of ATMs
0.0
0.0
Number of Branches
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2011 is 57.67%
Net Profit
YoY Growth in year ended Dec 2011 is 9.75%
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2011 is 15.25%
% of Net NPAs
YoY Growth in year ended Dec 2011 is 0.00%
% of Gross NPAs
YoY Growth in year ended Dec 2011 is 0.00%
Compare Annual Results Of Military Commercial Joint Stock Bank With
Figures in Million
Consolidate Annual Results
Change(VND)
Change(%)
Interest Earned
1,39,00,294.09
0
1,39,00,294.09
Income On Investments
0.00
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0
0.00
Interest / Discount On Advances / Bills
83,11,835.87
0
83,11,835.87
Others
1,87,590.41
0
1,87,590.41
Other Income
10,07,163.70
0
10,07,163.70
Total Income
10,07,163.70
0
10,07,163.70
Interest Expended
85,98,491.06
0
85,98,491.06
Net Interest Income
53,01,803.03
0
53,01,803.03
Total Expenditure (Excl Depreciation)
1,32,08,811.01
0
1,32,08,811.01
Employee Cost
8,24,090.01
0
8,24,090.01
Other Operating Expenses
1,23,84,720.99
0
1,23,84,720.99
Operating Profit Before Provisions and Contingencies
25,87,352.38
0
25,87,352.38
Exceptional Items
41,835.71
0
41,835.71
Provisions and contingencies
6,37,281.88
0
6,37,281.88
Profit Before Tax
26,25,323.84
0
26,25,323.84
Tax
7,09,988.30
0
7,09,988.30
Profit After Tax
21,26,709.46
0
21,26,709.46
Extraordinary Items
0.00
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
21,26,709.46
0
21,26,709.46
Face Value
10,000.00
0
0.00
Reserves
96,42,143.05
0
96,42,143.05
Earnings per share (EPS)
550.96
0
550.96
Diluted Earnings per share
550.96
0
550.96
Operating Profit Margin (Excl OI)
17.36%
0%
0.00
17.36%
Gross Profit Margin
20.32%
0%
0.00
20.32%
PAT Margin
14.27%
0%
0.00
14.27%
Net Interest Margin
4.78%
0%
4.78
4.78%
Return on Assets
1.71%
0%
1.71
1.71%
CASA (%)
73,369,588.68%
0%
7,33,69,588.68
73,369,588.68%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0.00%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0.00
0
0.00
Amount of Net NPAs
0.00
0
0.00
% of Net NPAs
0.00%
0%
0.00
0.00%
% of Gross NPAs
0.00%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 1382088.94 Million
in Dec 2011Figures in Million
Annual - Net Profit
Net Profit 1,91,533.55 Million
in Dec 2011Figures in Million
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3,26,647.00 Million
in Dec 2011Figures in Million
Annual - % of Net NPAs
No % of Net NPAs in the last few periods
Annual - % of Gross NPAs
No % of Gross NPAs in the last few periods






