Results Snapshot
Figures in Million
Consolidate Annual Results
Feb'26
Feb'25
Feb'24
Feb'23
Feb'22
Feb'21
Feb'20
Net Sales
173.46
173.87
184.04
167.91
154.07
187.85
227.23
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
173.46
173.87
184.04
167.91
154.07
187.85
227.23
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
25.61
24.24
22.37
21.22
20.10
18.99
20.73
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
3.77
6.03
8.35
12.28
12.44
20.93
38.37
Selling and Distribution Expenses
18.60
20.74
20.80
19.04
19.74
21.88
23.06
Other Expenses
2.39
5.21
2.09
0.20
0.46
-0.42
-2.15
Total Expenditure (Excl Depreciation)
71.89
103.13
72.41
54.57
56.87
57.64
60.68
Operating Profit (PBDIT) excl Other Income
101.6
70.7
111.6
113.3
97.2
130.2
166.5
Other Income
0.00
0.00
0.00
0.00
-0.12
0.00
0.10
Operating Profit (PBDIT)
110.48
79.25
121.15
122.78
107.53
141.54
178.65
Interest
3.77
6.03
8.35
12.28
12.44
20.93
38.37
Exceptional Items
-0.06
0.00
0.00
1.66
1.01
2.80
0.00
Gross Profit (PBDT)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
8.91
8.50
9.52
9.44
10.45
11.33
12.00
Profit Before Tax
97.74
64.72
103.28
102.73
85.64
112.08
128.28
Tax
15.13
8.81
16.84
16.62
13.97
18.93
20.90
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
82.61
55.91
86.45
86.11
71.67
93.14
107.38
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
82.61
55.91
86.45
86.11
71.67
93.14
107.38
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
82.61
55.91
86.45
86.11
71.67
93.14
107.38
Equity Capital
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Face Value
0.01
0.01
0.01
0.01
0.01
0.01
0.01
Reserves
1,155.76
1,107.98
1,079.68
1,030.05
982.91
948.85
895.32
Earnings per share (EPS)
0.04
0.03
0.04
0.04
0.04
0.05
0.06
Diluted Earnings per share
0.04
0.03
0.04
0.04
0.04
0.05
0.06
Operating Profit Margin (Excl OI)
58.56%
40.69%
60.66%
67.5%
63.09%
69.32%
73.3%
Gross Profit Margin
61.49%
42.11%
61.29%
66.8%
62.37%
65.7%
61.74%
PAT Margin
47.62%
32.15%
46.97%
51.28%
46.52%
49.59%
47.26%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Annual Analysis Highlights
Net Sales
YoY Growth in year ended Feb 2026 is -0.23% vs -5.49% in Feb 2025
Consolidate Net Profit
YoY Growth in year ended Feb 2026 is 47.76% vs -35.30% in Feb 2025
Operating Profit (PBDIT) excl Other Income
YoY Growth in year ended Feb 2026 is 39.52% vs -34.65% in Feb 2025
Interest
YoY Growth in year ended Feb 2026 is -36.67% vs -27.71% in Feb 2025
Operating Profit Margin (Excl OI)
YoY Growth in year ended Feb 2026 has improved from Feb 2025
Compare Annual Results Of Oi Wah Pawnshop Credit Holdings Ltd. With
Figures in Million
Consolidate Annual Results
Change(HKD)
Change(%)
Net Sales
173.46
73.36
100.10
136.45%
Other Operating Income
0.00
0.00
0.00
Total Operating income
173.46
73.36
100.10
136.45%
Raw Material Cost
0.00
6.16
-6.16
-100.00%
Purchase of Finished goods
0
0
0.00
(Increase) / Decrease In Stocks
0
0
0.00
Employee Cost
25.61
15.76
9.85
62.50%
Power Cost
0
0
0.00
Manufacturing Expenses
3.77
0.13
3.64
2,800.00%
Selling and Distribution Expenses
18.60
10.86
7.74
71.27%
Other Expenses
2.39
0.19
2.20
1,157.89%
Total Expenditure (Excl Depreciation)
71.89
34.76
37.13
106.82%
Operating Profit (PBDIT) excl Other Income
101.57
38.60
62.97
163.13%
Other Income
0.00
-4.82
4.82
100.00%
Operating Profit (PBDIT)
110.48
35.77
74.71
208.86%
Interest
3.77
0.13
3.64
2,800.00%
Exceptional Items
-0.06
4.86
-4.92
-101.23%
Gross Profit (PBDT)
0.00
65.22
-65.22
-100.00%
Depreciation
8.91
1.99
6.92
347.74%
Profit Before Tax
97.74
38.51
59.23
153.80%
Tax
15.13
18.62
-3.49
-18.74%
Provisions and contingencies
0
0
0.00
Profit After Tax
82.61
13.29
69.32
521.60%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
82.61
13.29
69.32
521.60%
Share in Profit of Associates
0
0
0.00
Minority Interest
0.00
6.61
-6.61
-100.00%
Other related items
0.00
0.00
0.00
Consolidated Net Profit
82.61
19.89
62.72
315.33%
Equity Capital
0
0
0.00
Face Value
0.01
0.00
0.00
Reserves
1,155.76
763.25
392.51
51.43%
Earnings per share (EPS)
0.04
0.01
0.03
300.00%
Diluted Earnings per share
0.04
0.01
0.03
300.00%
Operating Profit Margin (Excl OI)
58.56%
52.61%
0.00
5.95%
Gross Profit Margin
61.49%
55.20%
0.00
6.29%
PAT Margin
47.62%
18.11%
0.00
29.51%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Annual - Net Sales
Net Sales 17.35 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is -0.23% vs -5.49% in Feb 2025
Annual - Consolidate Net Profit
Consolidate Net Profit 8.26 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is 47.76% vs -35.30% in Feb 2025
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 11.05 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is 39.52% vs -34.65% in Feb 2025
Annual - Interest
Interest 0.38 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is -36.67% vs -27.71% in Feb 2025
Annual - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 58.56%
in Feb 2026Figures in %
YoY Growth in year ended Feb 2026 has improved from Feb 2025
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