Ping An Bank Co., Ltd. Annual Results: Standalone & Consolidated Reports

Annual Results

Results Snapshot

Figures in Million

Standalone Annual Results

Dec'10

Dec'09

Dec'08

Dec'07

Dec'06

Dec'05

Dec'04

Interest Earned

26,251.79

21,985.51

26,465.26

18,043.90

12,068.42

8,664.01

7,900.30

Income On Investments

3,190.44

2,633.71

2,388.20

1,301.11

879.58

784.02

0.00

Interest On Balances With Rbi Other Inter Bank Funds

2,781.24

0.00

3,941.98

2,057.21

1,351.63

139.52

640.34

Interest / Discount On Advances / Bills

20,080.73

16,898.05

20,135.08

12,520.79

8,306.69

7,586.31

0.00

Others

199.38

2,453.75

0.00

2,164.80

1,530.52

154.15

7,259.96

Other Income

2,578.21

2,441.25

2,091.91

1,380.77

882.95

654.85

1,142.57

Total Income

28,830.00

24,426.76

28,557.18

19,424.67

12,951.37

9,318.86

9,042.87

Interest Expended

10,422.60

9,001.14

13,867.38

8,438.05

5,068.77

3,770.34

3,698.20

Net Interest Income

15,829.19

12,984.37

12,597.89

9,605.85

6,999.65

4,893.68

4,202.10

Total Expenditure (Excl Depreciation)

8,970.87

7,660.00

6,563.03

5,161.09

3,774.50

3,147.84

2,965.71

Employee Cost

0.00

Other Operating Expenses

8,970.87

7,660.00

6,563.03

5,161.09

3,774.50

3,147.84

2,965.71

Operating Profit Before Provisions and Contingencies

9,436.53

7,765.62

8,126.77

5,825.53

4,108.10

2,400.68

2,378.96

Exceptional Items

0.00

Provisions and contingencies

1,488.12

1,575.09

7,334.16

2,053.76

1,986.22

1,802.78

1,880.63

Profit Before Tax

7,948.41

6,190.54

792.61

3,771.78

2,121.88

597.89

498.33

Tax

1,701.88

1,159.81

178.57

1,121.87

709.94

286.89

203.76

Profit After Tax

6,246.54

5,030.73

614.03

2,649.90

1,411.95

311.01

294.57

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

6,246.54

5,030.73

614.03

2,649.90

1,411.95

311.01

294.57

Face Value

0.0

Reserves

29,712.52

17,364.17

13,295.36

10,712.66

4,651.22

3,108.59

2,788.49

Earnings per share (EPS)

0.69

0.59

0.07

0.34

0.19

0.04

Diluted Earnings per share

0.69

0.59

0.07

0.34

0.19

0.04

Operating Profit Margin (Excl OI)

0.0%

Gross Profit Margin

30.28%

28.16%

2.99%

20.9%

17.58%

6.9%

6.31%

PAT Margin

23.79%

22.88%

2.32%

14.69%

11.7%

3.59%

3.73%

Net Interest Margin

0.0%

2.47%

3.02%

3.1%

2.94%

0.0%

Return on Assets

0.0%

CASA (%)

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

10.19%

8.88%

8.58%

5.77%

3.71%

3.7%

2.3%

Capital Adequacy Ratio (Tier 1)

7.1%

5.52%

5.27%

5.77%

3.68%

3.71%

2.32%

Provision Coverage Ratio (%)

0.0%

Amount of Gross NPAs

2,367.00

2,443.67

1,927.61

12,475.34

14,564.97

14,572.00

14,404.00

Amount of Net NPAs

2,367.00

2,443.67

1,927.61

12,475.34

14,564.97

14,572.00

14,404.00

% of Net NPAs

0.59%

0.69%

0.68%

5.8%

8.31%

9.74%

13.95%

% of Gross NPAs

0.59%

0.69%

0.68%

5.8%

8.31%

9.74%

13.95%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Annual Analysis Highlights

Interest Earned

YoY Growth in year ended Dec 2010 is 19.41% vs -16.93% in Dec 2009

Net Profit

YoY Growth in year ended Dec 2010 is 24.17% vs 719.33% in Dec 2009

Operating Profit (PBDIT)

YoY Growth in year ended Dec 2010 is 21.52% vs -4.44% in Dec 2009

% of Net NPAs

YoY Growth in year ended Dec 2010 is -0.10% vs 0.01% in Dec 2009

% of Gross NPAs

YoY Growth in year ended Dec 2010 is -0.10% vs 0.01% in Dec 2009

Compare Annual Results Of Ping An Bank Co., Ltd. With

Select Peers

Figures in Million

Consolidate Annual Results

Change(CNY)

Change(%)

Interest Earned

26,415.02

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

19,399.11

Others

177.75

Other Income

2,202.26

Total Income

2,202.26

Interest Expended

10,422.60

Net Interest Income

15,992.43

Total Expenditure (Excl Depreciation)

8,953.08

Employee Cost

3,944.51

Other Operating Expenses

5,008.57

Operating Profit Before Provisions and Contingencies

7,767.15

Exceptional Items

21.59

Provisions and contingencies

1,474.46

Profit Before Tax

7,937.20

Tax

1,714.20

Profit After Tax

6,283.82

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

6,283.82

Face Value

1.00

0.00

Reserves

33,512.88

Earnings per share (EPS)

0.69

Diluted Earnings per share

0.69

Operating Profit Margin (Excl OI)

27.14%

0.00

27.14%

Gross Profit Margin

31.87%

0.00

31.87%

PAT Margin

21.96%

0.00

21.96%

Net Interest Margin

2.83%

2.83

2.83%

Return on Assets

0.96%

0.96

0.96%

CASA (%)

400,918.48%

4,00,918.48

400,918.48%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

10.19%

10.19

10.19%

Capital Adequacy Ratio (Tier 1)

7.10%

7.10

7.10%

Provision Coverage Ratio (%)

0.00

0.00%

Amount of Gross NPAs

0.00

Amount of Net NPAs

0.00

% of Net NPAs

0.00%

0.00

0.00%

% of Gross NPAs

0.00%

0.00

0.00%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Pledged Capital (%)

0.00

0.00%

Number of ATMs

0.00

Number of Branches

0.00

Annual - Interest Earned

Interest Earned 2625.18 Million

in Dec 2010

Figures in Million

YoY Growth in year ended Dec 2010 is 19.41% vs -16.93% in Dec 2009

Annual - Net Profit

Net Profit 624.65 Million

in Dec 2010

Figures in Million

YoY Growth in year ended Dec 2010 is 24.17% vs 719.33% in Dec 2009

Annual - Operating Profit (PBDIT)

Operating Profit (PBDIT) 943.65 Million

in Dec 2010

Figures in Million

YoY Growth in year ended Dec 2010 is 21.52% vs -4.44% in Dec 2009

Annual - % of Net NPAs

% of Net NPAs 0.59%

in Dec 2010

Figures in %

YoY Growth in year ended Dec 2010 is -0.10% vs 0.01% in Dec 2009

Annual - % of Gross NPAs

% of Gross NPAs 0.59%

in Dec 2010

Figures in %

YoY Growth in year ended Dec 2010 is -0.10% vs 0.01% in Dec 2009