The Bank of Chongqing Co., Ltd. Annual Results: Standalone & Consolidated Reports

Annual Results

Results Snapshot

Figures in Million

Standalone Annual Results

Dec'20

Dec'19

Dec'18

Dec'17

Dec'16

Dec'15

Dec'14

Interest Earned

29,929.28

24,842.92

22,009.50

22,718.87

18,121.87

18,512.58

16,541.03

Income On Investments

9,554.04

0.00

6,367.38

8,355.38

6,535.79

6,638.84

4,350.30

Interest On Balances With Rbi Other Inter Bank Funds

1,795.43

0.00

2,146.54

2,975.93

2,209.93

2,633.64

2,798.93

Interest / Discount On Advances / Bills

18,579.81

24,842.92

13,495.57

11,291.94

9,221.06

9,007.82

8,964.74

Others

0.00

95.62

155.09

232.28

427.06

Other Income

2,932.03

3,258.61

4,654.88

2,844.29

2,330.18

2,006.62

1,648.91

Total Income

32,861.31

28,101.53

26,664.38

25,563.16

20,452.05

20,519.20

18,189.94

Interest Expended

16,788.11

14,606.40

14,177.83

12,974.47

9,547.58

10,153.69

8,753.37

Net Interest Income

13,141.17

10,236.51

7,831.67

9,744.40

8,574.29

8,358.89

7,787.66

Total Expenditure (Excl Depreciation)

4,071.83

3,216.47

2,888.89

3,886.20

3,600.93

4,058.40

3,785.08

Employee Cost

1,995.51

0.00

1,737.72

1,539.68

1,298.24

1,941.22

1,654.70

Other Operating Expenses

2,079.03

3,216.47

1,414.38

2,346.53

2,302.69

2,117.18

2,130.39

Operating Profit Before Provisions and Contingencies

11,956.64

10,278.65

9,318.98

8,686.33

7,303.15

6,306.01

5,651.49

Exceptional Items

44.73

0.00

278.68

16.16

0.39

1.10

0.00

Provisions and contingencies

5,189.11

4,043.47

4,081.70

2,824.51

2,100.81

1,209.79

914.80

Profit Before Tax

6,812.26

6,235.19

5,515.96

5,877.98

5,202.73

5,097.32

4,736.69

Tax

1,387.79

1,399.63

1,162.43

1,358.03

1,291.43

1,312.98

1,203.65

Profit After Tax

5,424.47

4,835.55

4,353.54

4,519.95

3,911.30

3,784.34

3,533.04

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

5,424.47

4,835.55

4,353.54

4,519.95

3,911.30

3,784.34

3,533.04

Face Value

0.0

Reserves

38,183.65

32,352.67

28,492.80

27,516.03

23,101.32

21,686.03

16,493.10

Earnings per share (EPS)

1.56

1.39

1.26

1.43

1.25

1.39

1.31

Diluted Earnings per share

1.56

1.39

1.26

1.43

1.25

1.39

1.31

Operating Profit Margin (Excl OI)

0.0%

Gross Profit Margin

22.76%

25.1%

25.06%

25.87%

28.71%

27.53%

28.64%

PAT Margin

18.12%

19.46%

19.78%

19.9%

21.58%

20.44%

21.36%

Net Interest Margin

2.27%

2.18%

1.79%

2.11%

2.38%

2.52%

2.81%

Return on Assets

0.0%

CASA (%)

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

12.54%

13.0%

13.21%

13.6%

11.79%

11.63%

11.0%

Capital Adequacy Ratio (Tier 1)

9.57%

9.82%

9.94%

10.24%

9.82%

10.49%

9.63%

Provision Coverage Ratio (%)

0.0%

Amount of Gross NPAs

2,949.45

2,841.13

3,281.77

2,882.41

1,611.02

1,444.86

914.74

Amount of Net NPAs

2,949.45

2,841.13

3,281.77

2,882.41

1,611.02

1,444.86

914.74

% of Net NPAs

0.92%

1.06%

1.41%

1.39%

0.98%

0.99%

0.7%

% of Gross NPAs

0.92%

1.06%

1.41%

1.39%

0.98%

0.99%

0.7%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Annual Analysis Highlights

Interest Earned

YoY Growth in year ended Dec 2020 is 20.47% vs 12.87% in Dec 2019

Net Profit

YoY Growth in year ended Dec 2020 is 12.18% vs 11.07% in Dec 2019

Operating Profit (PBDIT)

YoY Growth in year ended Dec 2020 is 16.32% vs 10.30% in Dec 2019

% of Net NPAs

YoY Growth in year ended Dec 2020 is -0.14% vs -0.35% in Dec 2019

% of Gross NPAs

YoY Growth in year ended Dec 2020 is -0.14% vs -0.35% in Dec 2019

Compare Annual Results Of The Bank of Chongqing Co., Ltd. With

Select Peers

Figures in Million

Consolidate Annual Results

Change(HKD)

Change(%)

Interest Earned

28,308.63

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

17,572.72

Others

9,037.80

Other Income

2,076.36

Total Income

2,076.36

Interest Expended

15,878.14

Net Interest Income

12,430.50

Total Expenditure (Excl Depreciation)

3,428.40

Employee Cost

1,887.34

Other Operating Expenses

1,541.06

Operating Profit Before Provisions and Contingencies

6,170.61

Exceptional Items

3.93

Provisions and contingencies

4,907.84

Profit Before Tax

6,259.96

Tax

1,312.57

Profit After Tax

4,970.81

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

4,970.81

Face Value

1.19

0.00

Reserves

41,812.42

Earnings per share (EPS)

1.48

Diluted Earnings per share

1.48

Operating Profit Margin (Excl OI)

20.31%

0.00

20.31%

Gross Profit Margin

23.35%

0.00

23.35%

PAT Margin

16.36%

0.00

16.36%

Net Interest Margin

2.23%

2.23

2.23%

Return on Assets

0.81%

0.81

0.81%

CASA (%)

453,653.79%

4,53,653.79

453,653.79%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

12.54%

12.54

12.54%

Capital Adequacy Ratio (Tier 1)

9.57%

9.57

9.57%

Provision Coverage Ratio (%)

0.00

0.00%

Amount of Gross NPAs

4,225.18

Amount of Net NPAs

4,225.18

% of Net NPAs

1.24%

1.24

1.24%

% of Gross NPAs

1.24%

1.24

1.24%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Pledged Capital (%)

0.00

0.00%

Number of ATMs

0.00

Number of Branches

0.00

Annual - Interest Earned

Interest Earned 2992.93 Million

in Dec 2020

Figures in Million

YoY Growth in year ended Dec 2020 is 20.47% vs 12.87% in Dec 2019

Annual - Net Profit

Net Profit 542.45 Million

in Dec 2020

Figures in Million

YoY Growth in year ended Dec 2020 is 12.18% vs 11.07% in Dec 2019

Annual - Operating Profit (PBDIT)

Operating Profit (PBDIT) 1,195.66 Million

in Dec 2020

Figures in Million

YoY Growth in year ended Dec 2020 is 16.32% vs 10.30% in Dec 2019

Annual - % of Net NPAs

% of Net NPAs 0.92%

in Dec 2020

Figures in %

YoY Growth in year ended Dec 2020 is -0.14% vs -0.35% in Dec 2019

Annual - % of Gross NPAs

% of Gross NPAs 0.92%

in Dec 2020

Figures in %

YoY Growth in year ended Dec 2020 is -0.14% vs -0.35% in Dec 2019