Results Snapshot
Figures in Million
Standalone Annual Results
Mar'11
Mar'10
Mar'09
Mar'05
Mar'04
Mar'03
Mar'02
Interest Earned
62,264.00
62,798.00
65,839.00
48,490.00
53,031.00
49,885.00
54,489.00
Income On Investments
14,866.00
13,010.00
13,113.00
9,022.00
12,666.00
7,748.00
7,468.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
9.00
85.00
0.00
0.00
3.00
41.00
Interest / Discount On Advances / Bills
45,851.00
47,934.00
51,165.00
39,087.00
40,192.00
41,825.00
44,291.00
Others
1,547.00
1,845.00
1,476.00
381.00
173.00
309.00
2,689.00
Other Income
18,606.00
17,607.00
19,669.00
24,347.00
18,532.00
16,500.00
13,547.00
Total Income
80,870.00
80,405.00
85,508.00
72,837.00
71,563.00
66,385.00
68,036.00
Interest Expended
8,855.00
10,329.00
11,680.00
4,056.00
4,006.00
3,418.00
8,049.00
Net Interest Income
53,409.00
52,469.00
54,159.00
44,434.00
49,025.00
46,467.00
46,440.00
Total Expenditure (Excl Depreciation)
54,873.00
53,218.00
68,203.00
52,061.00
48,784.00
65,384.00
1,17,265.00
Employee Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
53,554.00
53,159.00
67,721.00
51,805.00
48,567.00
65,261.00
59,707.00
Operating Profit Before Provisions and Contingencies
17,087.00
15,086.00
780.00
15,106.00
15,494.00
-5,047.00
-1,347.00
Exceptional Items
55.00
1,772.00
4,845.00
1,895.00
3,279.00
2,630.00
-55,931.00
Provisions and contingencies
4,164.00
6,699.00
8,026.00
8,123.00
5,527.00
3,361.00
11,896.00
Profit Before Tax
12,978.00
10,159.00
-2,401.00
8,597.00
13,246.00
-5,778.00
-69,174.00
Tax
4,646.00
2,598.00
-5,340.00
2,864.00
3,347.00
14.00
-3,144.00
Profit After Tax
8,332.00
7,561.00
2,939.00
5,733.00
9,899.00
-5,792.00
-66,030.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
8,332.00
7,561.00
2,939.00
5,733.00
9,899.00
-5,792.00
-66,030.00
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
47,710.00
39,816.00
3,368.00
9,998.00
2,628.00
-19,368.00
-14,931.00
Earnings per share (EPS)
114.04
101.57
31.62
10.12
17.46
-14.44
-225.43
Diluted Earnings per share
114.04
101.57
31.62
10.12
17.46
-14.44
-225.43
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
20.84%
16.18%
-3.65%
17.73%
24.98%
-11.58%
-126.95%
PAT Margin
13.38%
12.04%
4.46%
11.82%
18.67%
-11.61%
-121.18%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
94,687.00
93,219.00
94,705.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
94,687.00
93,219.00
94,705.00
0.00
0.00
0.00
0.00
% of Net NPAs
3.82%
3.85%
4.02%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
3.82%
3.85%
4.02%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2011 is -0.85% vs -4.62% in Mar 2010
Net Profit
YoY Growth in year ended Mar 2011 is 10.20% vs 157.26% in Mar 2010
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2011 is 13.26% vs 1,834.10% in Mar 2010
% of Net NPAs
YoY Growth in year ended Mar 2011 is -0.03% vs -0.17% in Mar 2010
% of Gross NPAs
YoY Growth in year ended Mar 2011 is -0.03% vs -0.17% in Mar 2010
Compare Annual Results Of The Kiyo Bank, Ltd. With
Figures in Million
Consolidate Annual Results
Change(JPY)
Change(%)
Interest Earned
61,075.00
0
61,075.00
Income On Investments
0.00
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0
0.00
Interest / Discount On Advances / Bills
45,915.00
0
45,915.00
Others
144.00
0
144.00
Other Income
21,830.00
0
21,830.00
Total Income
21,830.00
0
21,830.00
Interest Expended
8,847.00
0
8,847.00
Net Interest Income
52,228.00
0
52,228.00
Total Expenditure (Excl Depreciation)
53,002.00
0
53,002.00
Employee Cost
0.00
0
0.00
Other Operating Expenses
53,002.00
0
53,002.00
Operating Profit Before Provisions and Contingencies
19,474.00
0
19,474.00
Exceptional Items
891.00
0
891.00
Provisions and contingencies
1,582.00
0
1,582.00
Profit Before Tax
13,691.00
0
13,691.00
Tax
5,123.00
0
5,123.00
Profit After Tax
8,438.00
0
8,438.00
Extraordinary Items
0.00
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
8,438.00
0
8,438.00
Face Value
0.00
0
0.00
Reserves
1,09,231.00
0
1,09,231.00
Earnings per share (EPS)
11.56
0
11.56
Diluted Earnings per share
11.56
0
11.56
Operating Profit Margin (Excl OI)
23.49%
0%
0.00
23.49%
Gross Profit Margin
29.10%
0%
0.00
29.10%
PAT Margin
10.18%
0%
0.00
10.18%
Net Interest Margin
1.50%
0%
1.50
1.50%
Return on Assets
0.23%
0%
0.23
0.23%
CASA (%)
0.00%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
11.05%
0%
11.05
11.05%
Capital Adequacy Ratio (Tier 1)
8.22%
0%
8.22
8.22%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
99,708.00
0
99,708.00
Amount of Net NPAs
99,708.00
0
99,708.00
% of Net NPAs
3.73%
0%
3.73
3.73%
% of Gross NPAs
3.73%
0%
3.73
3.73%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 6226.4 Million
in Mar 2011Figures in Million
YoY Growth in year ended Mar 2011 is -0.85% vs -4.62% in Mar 2010
Annual - Net Profit
Net Profit 833.20 Million
in Mar 2011Figures in Million
YoY Growth in year ended Mar 2011 is 10.20% vs 157.26% in Mar 2010
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,708.70 Million
in Mar 2011Figures in Million
YoY Growth in year ended Mar 2011 is 13.26% vs 1,834.10% in Mar 2010
Annual - % of Net NPAs
% of Net NPAs 3.82%
in Mar 2011Figures in %
YoY Growth in year ended Mar 2011 is -0.03% vs -0.17% in Mar 2010
Annual - % of Gross NPAs
% of Gross NPAs 3.82%
in Mar 2011Figures in %
YoY Growth in year ended Mar 2011 is -0.03% vs -0.17% in Mar 2010






