Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
110.13
110.13
103.16
93.30
71.36
71.36
Share warrants & Outstandings
0.00
0.00
0.00
93.50
0.00
0.00
Total Reserve
14,141.81
12,125.55
9,840.08
7,920.36
6,754.25
6,322.12
Shareholder's Funds
14,251.94
12,235.68
9,943.24
8,107.16
6,825.61
6,393.48
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
1,48,569.46
1,34,776.32
1,22,037.74
1,14,710.38
1,08,061.15
97,788.23
Borrowings
2,382.84
2,885.00
2,892.31
2,370.82
2,015.20
2,019.58
Other Liabilities & Provisions
4,264.22
4,629.59
11,088.98
5,414.05
3,389.99
2,670.81
Total Liabilities
1,69,468.46
1,54,526.59
1,45,962.27
1,30,602.41
1,20,291.95
1,08,872.10
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
7,385.47
7,250.08
7,794.06
7,750.20
3,685.34
2,947.48
Balances with banks and money at call and short notice
2,374.37
927.40
1,084.60
1,034.84
5,812.26
6,835.35
Investments
41,212.66
34,986.71
34,829.15
33,834.99
30,814.24
23,052.24
Advances
1,04,198.72
93,762.51
82,285.45
70,400.68
66,841.73
64,399.07
Gross Block
4,057.57
3,973.65
3,773.43
3,300.09
3,224.46
3,156.89
Less : Accumulated Depreciation
1,931.90
1,765.67
1,549.21
1,392.84
1,253.47
1,121.19
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-5,989.47
-5,739.32
-5,322.64
-4,692.93
-4,477.93
-4,278.08
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
65.55
49.50
47.32
46.43
41.42
34.82
Other Assets
12,106.02
15,342.41
17,697.45
15,628.02
11,125.97
9,567.44
Total Assets
1,69,468.46
1,54,526.59
1,45,962.25
1,30,602.41
1,20,291.95
1,08,872.10
Contingent Liability
5,715.57
4,844.88
5,233.77
5,524.94
4,866.94
5,756.79
Bills for collection
1,364.98
1,513.27
1,705.41
1,538.06
1,439.60
1,160.77
Book Value per share (adjusted)
0
99.58
83.96
75.71
82.02
75.64
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2025 is 10.23% vs 10.44% in Mar 2024
Advances
YoY Growth in year ended Mar 2025 is 11.13% vs 13.95% in Mar 2024
Investments
YoY Growth in year ended Mar 2025 is 17.80% vs 0.45% in Mar 2024
TOTAL ASSETS
YoY Growth in year ended Mar 2025 is 9.67% vs 5.87% in Mar 2024
Compare Balance Sheet Results of J&K Bank
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
110.13
607.88
-497.75
-81.88%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
14,141.81
14,998.90
-857.09
-5.71%
Shareholder's Funds
14,251.94
15,606.78
-1,354.84
-8.68%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
1,48,569.46
1,10,943.53
37,625.93
33.91%
Borrowings
2,382.84
13,733.84
-11,351.00
-82.65%
Other Liabilities & Provisions
4,264.22
6,468.32
-2,204.10
-34.08%
Total Liabilities
1,69,468.46
1,46,752.47
22,715.99
15.48%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
7,385.47
10,964.75
-3,579.28
-32.64%
Balances with banks and money at call and short notice
2,374.37
1,594.85
779.52
48.88%
Investments
41,212.66
32,164.75
9,047.91
28.13%
Advances
1,04,198.72
92,618.27
11,580.45
12.50%
Gross Block
4,057.57
1,830.87
2,226.70
121.62%
Less : Accumulated Depreciation
1,931.90
1,260.66
671.24
53.25%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-5,989.47
-3,091.53
-2,897.94
-93.74%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
65.55
6.96
58.59
841.81%
Other Assets
12,106.02
8,832.68
3,273.34
37.06%
Total Assets
1,69,468.46
1,46,752.47
22,715.99
15.48%
Contingent Liability
5,715.57
1,08,393.50
-1,02,677.93
-94.73%
Bills for collection
1,364.98
3,817.31
-2,452.33
-64.24%
Book Value per share (adjusted)
0.00
0.00
0.00
0.00%
Annual - Deposits
Deposits 1,48,569.46 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 10.23% vs 10.44% in Mar 2024
Annual - Advances
Advances 1,04,198.72 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 11.13% vs 13.95% in Mar 2024
Annual - Investments
Investments 41,212.66 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 17.80% vs 0.45% in Mar 2024
Annual - TOTAL ASSETS
TOTAL ASSETS 1,69,468.46 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 9.67% vs 5.87% in Mar 2024






