Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
2,298.59
2,298.59
2,202.20
2,202.20
2,202.20
2,095.54
Share warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
0.00
Total Reserve
1,40,351.15
1,25,063.66
1,04,274.37
97,653.46
93,284.69
88,841.77
Shareholder's Funds
1,42,649.74
1,27,362.25
1,06,476.57
99,855.66
95,486.89
90,937.31
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
17,11,126.33
15,66,623.28
13,69,712.81
12,81,163.10
11,46,218.45
11,06,332.47
Borrowings
82,314.32
83,776.72
50,429.85
51,291.73
45,681.41
42,840.31
Other Liabilities & Provisions
51,236.85
42,044.60
36,268.54
30,770.13
28,355.13
21,657.89
Total Liabilities
19,87,327.24
18,19,806.85
15,62,887.77
14,63,080.62
13,15,741.88
12,61,767.98
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
60,855.52
64,304.61
65,032.91
78,176.58
85,736.12
43,958.83
Balances with banks and money at call and short notice
1,01,091.55
84,415.23
64,071.67
76,932.23
46,910.66
67,390.88
Investments
4,94,111.84
4,97,311.25
4,20,318.21
3,95,996.72
3,72,167.76
3,92,983.25
Advances
12,25,292.30
10,77,474.57
9,34,430.59
8,30,833.98
7,28,185.68
6,74,230.08
Gross Block
25,012.83
23,243.76
24,313.17
23,151.01
20,877.00
20,335.67
Less : Accumulated Depreciation
9,436.06
10,190.37
11,994.40
11,099.94
10,203.38
9,314.78
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-34,448.89
-33,434.13
-36,307.57
-34,250.95
-31,080.38
-29,650.45
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
Other Assets
90,399.27
83,247.79
66,715.62
69,090.04
72,068.06
72,184.05
Total Assets
19,87,327.25
18,19,806.84
15,62,887.77
14,63,080.62
13,15,741.89
12,61,767.99
Contingent Liability
4,87,587.72
6,52,244.40
2,23,523.68
6,44,471.87
6,05,180.05
3,83,279.78
Bills for collection
35,566.16
39,512.92
36,019.12
34,377.60
37,786.05
40,491.16
Book Value per share (adjusted)
0
103.59
89.16
83.01
80.32
79.92
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2026 is 9.22% vs 14.38% in Mar 2025
Advances
YoY Growth in year ended Mar 2026 is 13.72% vs 15.31% in Mar 2025
Investments
YoY Growth in year ended Mar 2026 is -0.64% vs 18.32% in Mar 2025
TOTAL ASSETS
YoY Growth in year ended Mar 2026 is 9.21% vs 16.44% in Mar 2025
Compare Balance Sheet Results of Punjab Natl.Bank
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
2,298.59
7,633.61
-5,335.02
-69.89%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
1,40,351.15
1,05,341.60
35,009.55
33.23%
Shareholder's Funds
1,42,649.74
1,12,975.21
29,674.53
26.27%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
17,11,126.33
13,09,749.52
4,01,376.81
30.65%
Borrowings
82,314.32
27,341.79
54,972.53
201.06%
Other Liabilities & Provisions
51,236.85
52,819.76
-1,582.91
-3.00%
Total Liabilities
19,87,327.24
15,02,886.28
4,84,440.96
32.23%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
60,855.52
89,503.48
-28,647.96
-32.01%
Balances with banks and money at call and short notice
1,01,091.55
41,830.49
59,261.06
141.67%
Investments
4,94,111.84
3,54,381.40
1,39,730.44
39.43%
Advances
12,25,292.30
9,53,513.34
2,71,778.96
28.50%
Gross Block
25,012.83
20,855.90
4,156.93
19.93%
Less : Accumulated Depreciation
9,436.06
11,131.66
-1,695.60
-15.23%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-34,448.89
-31,987.56
-2,461.33
-7.69%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
0.00
57.64
-57.64
-100.00%
Other Assets
90,399.27
53,875.68
36,523.59
67.79%
Total Assets
19,87,327.25
15,02,886.27
4,84,440.98
32.23%
Contingent Liability
4,87,587.72
5,57,921.70
-70,333.98
-12.61%
Bills for collection
35,566.16
50,913.49
-15,347.33
-30.14%
Book Value per share (adjusted)
0.00
0.00
0.00
0.00%
Annual - Deposits
Deposits 17,11,126.33 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 9.22% vs 14.38% in Mar 2025
Annual - Advances
Advances 12,25,292.30 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 13.72% vs 15.31% in Mar 2025
Annual - Investments
Investments 4,94,111.84 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -0.64% vs 18.32% in Mar 2025
Annual - TOTAL ASSETS
TOTAL ASSETS 19,87,327.25 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 9.21% vs 16.44% in Mar 2025






