Results Snapshot
Figures in Million
Standalone - Balance Sheet Results
Mar'04
Mar'03
Mar'02
Mar'01
Mar'00
Mar'99
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
20,405.00
20,504.00
20,052.00
20,081.00
19,574.00
19,311.00
Share warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
0.00
Total Reserve
2,02,431.00
2,03,094.00
1,94,619.00
2,06,122.00
1,56,569.00
1,49,802.00
Shareholder's Funds
2,22,836.00
2,23,598.00
2,14,671.00
2,26,203.00
1,76,143.00
1,69,113.00
Minority Interest
8,094.00
7,472.00
8,410.00
7,778.00
7,341.00
6,835.00
Deposits
30,91,231.00
30,64,739.00
31,17,318.00
30,88,321.00
29,81,870.00
29,93,357.00
Borrowings
1,08,683.00
1,45,088.00
1,57,625.00
1,61,191.00
1,41,972.00
1,30,529.00
Other Liabilities & Provisions
1,51,230.00
89,566.00
67,693.00
68,879.00
47,422.00
1,39,746.00
Total Liabilities
36,31,541.00
36,16,809.00
36,65,679.00
36,63,705.00
34,72,789.00
35,67,415.00
APPLICATION OF FUNDS
Cash and balance
1,15,489.00
1,00,516.00
1,53,335.00
1,52,318.00
1,66,347.00
1,87,088.00
Balances with banks and money at call and short notice
0.00
0.00
0.00
0.00
0.00
0.00
Investments
12,59,161.00
13,54,641.00
12,94,948.00
13,14,481.00
10,44,296.00
9,85,666.00
Advances
20,67,431.00
20,19,771.00
20,71,504.00
20,63,123.00
21,01,680.00
22,36,491.00
Gross Block
56,982.00
57,072.00
58,538.00
62,110.00
65,266.00
66,691.00
Less : Accumulated Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-56,982.00
-57,072.00
-58,538.00
-62,110.00
-65,266.00
-66,691.00
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
Other Assets
1,08,170.00
61,669.00
64,027.00
66,263.00
62,503.00
63,186.00
Total Assets
36,31,541.00
36,16,809.00
36,65,680.00
36,63,705.00
34,72,791.00
35,67,416.00
Contingent Liability
0.00
0.00
0.00
0.00
0.00
0.00
Bills for collection
0.00
0.00
0.00
0.00
0.00
0.00
Book Value per share (adjusted)
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2004 is 0.86% vs -1.69% in Mar 2003
Advances
YoY Growth in year ended Mar 2004 is 2.36% vs -2.50% in Mar 2003
Investments
YoY Growth in year ended Mar 2004 is -7.05% vs 4.61% in Mar 2003
TOTAL ASSETS
YoY Growth in year ended Mar 2004 is 0.41% vs -1.33% in Mar 2003
Compare Balance Sheet Results of San-in Godo Bank Ltd.
Figures in Million
Consolidated - Balance Sheet Results
Change(JPY)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
20,405.00
49,697.00
-29,292.00
-58.94%
Share warrants & Outstandings
0.00
0
0.00
0.00%
Total Reserve
2,02,431.00
3,56,317.00
-1,53,886.00
-43.19%
Shareholder's Funds
2,22,836.00
4,06,014.00
-1,83,178.00
-45.12%
Minority Interest
8,094.00
451.00
7,643.00
1,694.68%
Deposits
30,91,231.00
82,03,885.00
-51,12,654.00
-62.32%
Borrowings
1,08,683.00
5,31,696.00
-4,23,013.00
-79.56%
Other Liabilities & Provisions
1,51,230.00
1,13,004.00
38,226.00
33.83%
Total Liabilities
36,31,541.00
95,35,623.00
-59,04,082.00
-61.92%
APPLICATION OF FUNDS
Cash and balance
1,15,489.00
3,46,805.00
-2,31,316.00
-66.70%
Balances with banks and money at call and short notice
0
0
0.00
0.00%
Investments
12,59,161.00
22,85,525.00
-10,26,364.00
-44.91%
Advances
20,67,431.00
65,18,254.00
-44,50,823.00
-68.28%
Gross Block
56,982.00
1,16,291.00
-59,309.00
-51.00%
Less : Accumulated Depreciation
0
0
0.00
0.00%
Less : Impairment of Assets
0
0
0.00
0.00%
Net Block
-56,982.00
-1,16,291.00
59,309.00
51.00%
Lease Adjustment
0
0
0.00
0.00%
Capital Work in Progress
0
0
0.00
0.00%
Other Assets
1,08,170.00
1,26,901.00
-18,731.00
-14.76%
Total Assets
36,31,541.00
95,35,624.00
-59,04,083.00
-61.92%
Contingent Liability
0
0
0.00
0.00%
Bills for collection
0
0
0.00
0.00%
Book Value per share (adjusted)
0
0
0.00
0.00%
Annual - Deposits
Deposits 30,91,231.00 Million
in Mar 2004Figures in Million
YoY Growth in year ended Mar 2004 is 0.86% vs -1.69% in Mar 2003
Annual - Advances
Advances 20,67,431.00 Million
in Mar 2004Figures in Million
YoY Growth in year ended Mar 2004 is 2.36% vs -2.50% in Mar 2003
Annual - Investments
Investments 12,59,161.00 Million
in Mar 2004Figures in Million
YoY Growth in year ended Mar 2004 is -7.05% vs 4.61% in Mar 2003
Annual - TOTAL ASSETS
TOTAL ASSETS 36,31,541.00 Million
in Mar 2004Figures in Million
YoY Growth in year ended Mar 2004 is 0.41% vs -1.33% in Mar 2003






