Results Snapshot
Figures in Cr
Standalone - Balance Sheet Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
SOURCES OF FUNDS
No of Months
12
12
12
12
12
12
Share Capital
110.13
110.13
110.13
103.16
93.30
71.36
Share warrants & Outstandings
0.00
0.00
0.00
0.00
93.50
0.00
Total Reserve
16,639.73
14,141.81
12,125.55
9,840.08
7,920.36
6,754.25
Shareholder's Funds
16,749.86
14,251.94
12,235.68
9,943.24
8,107.16
6,825.61
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
1,65,354.00
1,48,569.46
1,34,776.32
1,22,037.74
1,14,710.38
1,08,061.15
Borrowings
3,431.00
2,382.84
2,885.00
2,892.31
2,370.82
2,015.20
Other Liabilities & Provisions
3,725.24
4,334.18
4,629.59
11,088.98
5,414.05
3,389.99
Total Liabilities
1,89,260.10
1,69,538.42
1,54,526.59
1,45,962.27
1,30,602.41
1,20,291.95
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
7,621.87
7,385.47
7,250.08
7,794.06
7,750.20
3,685.34
Balances with banks and money at call and short notice
203.93
2,374.37
927.40
1,084.60
1,034.84
5,812.26
Investments
40,821.86
41,212.66
34,986.71
34,829.15
33,834.99
30,814.24
Advances
1,22,641.01
1,04,198.72
93,762.51
82,285.45
70,400.68
66,841.73
Gross Block
4,537.78
4,057.57
3,973.65
3,773.43
3,300.09
3,224.46
Less : Accumulated Depreciation
2,093.40
1,931.90
1,765.67
1,549.21
1,392.84
1,253.47
Less : Impairment of Assets
0.00
0.00
0.00
0.00
0.00
0.00
Net Block
-6,631.18
-5,989.47
-5,739.32
-5,322.64
-4,692.93
-4,477.93
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
88.12
65.55
49.50
47.32
46.43
41.42
Other Assets
15,438.93
12,175.98
15,342.41
17,697.45
15,628.02
11,125.97
Total Assets
1,89,260.09
1,69,538.42
1,54,526.59
1,45,962.25
1,30,602.41
1,20,291.95
Contingent Liability
6,439.67
5,715.57
4,844.88
5,233.77
5,524.94
4,866.94
Bills for collection
1,437.97
1,364.98
1,513.27
1,705.41
1,538.06
1,439.60
Book Value per share (adjusted)
0
118.16
99.58
83.96
75.71
82.02
Balance Sheet Analysis Highlights
Deposits
YoY Growth in year ended Mar 2026 is 11.30% vs 10.23% in Mar 2025
Advances
YoY Growth in year ended Mar 2026 is 17.70% vs 11.13% in Mar 2025
Investments
YoY Growth in year ended Mar 2026 is -0.95% vs 17.80% in Mar 2025
TOTAL ASSETS
YoY Growth in year ended Mar 2026 is 11.63% vs 9.71% in Mar 2025
Compare Balance Sheet Results of J&K Bank
Figures in Cr
Standalone - Balance Sheet Results
Change(INR)
Change(%)
No of Months
12
12
SOURCES OF FUNDS
Share Capital
110.13
74.30
35.83
48.22%
Share warrants & Outstandings
0.00
0.00
0.00
0.00%
Total Reserve
16,639.73
10,490.56
6,149.17
58.62%
Shareholder's Funds
16,749.86
10,564.86
6,185.00
58.54%
Minority Interest
0.00
0.00
0.00
0.00%
Deposits
1,65,354.00
78,307.95
87,046.05
111.16%
Borrowings
3,431.00
5,326.80
-1,895.80
-35.59%
Other Liabilities & Provisions
3,725.24
2,824.78
900.46
31.88%
Total Liabilities
1,89,260.10
97,024.39
92,235.71
95.06%
APPLICATION OF FUNDS
Cash and balance with Reserve Bank of India
7,621.87
6,267.32
1,354.55
21.61%
Balances with banks and money at call and short notice
203.93
2,659.74
-2,455.81
-92.33%
Investments
40,821.86
18,986.92
21,834.94
115.00%
Advances
1,22,641.01
65,875.17
56,765.84
86.17%
Gross Block
4,537.78
1,370.64
3,167.14
231.07%
Less : Accumulated Depreciation
2,093.40
902.11
1,191.29
132.06%
Less : Impairment of Assets
0.00
0.00
0.00
0.00%
Net Block
-6,631.18
-2,272.75
-4,358.43
-191.77%
Lease Adjustment
0.00
0.00
0.00
0.00%
Capital Work in Progress
88.12
0.00
88.12
0.00%
Other Assets
15,438.93
2,766.70
12,672.23
458.03%
Total Assets
1,89,260.09
97,024.38
92,235.71
95.06%
Contingent Liability
6,439.67
15,906.95
-9,467.28
-59.52%
Bills for collection
1,437.97
582.92
855.05
146.68%
Book Value per share (adjusted)
0.00
106.64
-106.64
-100.00%
Annual - Deposits
Deposits 1,65,354.00 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 11.30% vs 10.23% in Mar 2025
Annual - Advances
Advances 1,22,641.01 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 17.70% vs 11.13% in Mar 2025
Annual - Investments
Investments 40,821.86 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -0.95% vs 17.80% in Mar 2025
Annual - TOTAL ASSETS
TOTAL ASSETS 1,89,260.09 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 11.63% vs 9.71% in Mar 2025






