Nine Monthly Results Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
1,158.43
969.26
900.76
797.13
681.74
717.98
744.65
Income On Investments
208.05
166.00
161.92
176.81
183.87
180.01
204.25
Interest On Balances With Rbi Other Inter Bank Funds
5.67
9.90
4.44
1.25
10.32
15.13
4.36
Interest / Discount On Advances / Bills
939.98
778.91
720.03
613.21
480.36
512.24
524.55
Others
4.73
14.45
14.37
5.86
7.19
10.60
11.49
Other Income
123.10
126.11
111.49
37.13
100.19
112.07
74.80
Total Income
1,281.53
1,095.37
1,012.25
834.26
781.93
830.05
819.45
Interest Expended
723.15
620.20
547.17
436.53
415.84
459.61
457.01
Net Interest Income
435.28
349.06
353.59
360.60
265.90
258.37
287.64
Total Expenditure (Excl Depreciation)
455.77
418.75
367.23
313.09
295.66
261.25
240.25
Employee Cost
255.93
242.59
214.83
183.19
177.46
159.81
135.34
Other Operating Expenses
199.84
176.16
152.40
129.90
118.20
101.44
104.91
Operating Profit Before Provisions and Contingencies
102.61
56.42
97.85
84.64
70.43
109.19
122.19
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
43.35
11.98
38.08
73.45
57.95
77.28
59.00
Profit Before Tax
59.26
44.44
59.77
11.19
12.48
31.91
63.19
Tax
0.00
6.78
5.26
0.00
0.00
0.00
0.00
Profit After Tax
59.26
37.66
54.51
11.19
12.48
31.91
63.19
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
59.26
37.66
54.51
11.19
12.48
31.91
63.19
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
0.61
0.76
0.12
0.86
0.08
0.47
0.84
Operating Profit Margin (Excl OI)
60.66%
56.8%
59.23%
60.72%
56.63%
63.61%
67.74%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
5.12%
3.89%
6.05%
1.4%
1.83%
4.44%
8.49%
Net Interest Margin
3.43%
3.4%
0.0%
3.65%
0.0%
0.0%
3.31%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
28.13%
30.54%
0.0%
0.0%
0.0%
0.0%
30.0%
CASA Amount
5,018.00
4,602.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.19%
12.79%
12.37%
12.52%
13.13%
14.16%
13.55%
Capital Adequacy Ratio (Tier 1)
14.47%
11.83%
10.75%
10.28%
0.0%
0.0%
10.36%
Provision Coverage Ratio (%)
86.08%
90.96%
88.64%
86.58%
0.0%
0.0%
89.31%
Amount of Gross NPAs
332.40
401.11
495.65
539.11
569.87
395.02
490.47
Amount of Net NPAs
154.13
95.06
126.25
161.08
277.72
72.40
105.21
% of Net NPAs
1.11%
0.86%
1.27%
1.82%
3.83%
1.11%
1.62%
% of Gross NPAs
2.36%
3.53%
4.81%
5.83%
7.55%
5.78%
7.13%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
284.0
282.0
279.0
265.0
0.0
0.0
346.0
Number of Branches
261.0
261.0
259.0
249.0
0.0
0.0
247.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2025 is 19.52% vs 7.6% in Dec 2024
Net Profit
YoY Growth in nine months ended Dec 2025 is 57.36% vs -30.91% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2025 is 81.87% vs -42.34% in Dec 2024
% of Net NPAs
YoY Growth in nine months ended Dec 2025 is 0.25% vs -0.41% in Dec 2024
% of Gross NPAs
YoY Growth in nine months ended Dec 2025 is -1.17% vs -1.28% in Dec 2024
Compare Nine Monthly Results Of Dhanlaxmi Bank With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
1,158.43
5,497.20
-4,338.77
-78.93%
Income On Investments
208.05
1,095.77
-887.72
-81.01%
Interest On Balances With Rbi Other Inter Bank Funds
5.67
27.61
-21.94
-79.46%
Interest / Discount On Advances / Bills
939.98
4,350.70
-3,410.72
-78.39%
Others
4.73
23.12
-18.39
-79.54%
Other Income
123.10
643.63
-520.53
-80.87%
Total Income
1,281.53
6,140.83
-4,859.30
-79.13%
Interest Expended
723.15
3,695.88
-2,972.73
-80.43%
Net Interest Income
435.28
1,801.32
-1,366.04
-75.84%
Total Expenditure (Excl Depreciation)
455.77
1,491.30
-1,035.53
-69.44%
Employee Cost
255.93
763.81
-507.88
-66.49%
Other Operating Expenses
199.84
727.49
-527.65
-72.53%
Operating Profit Before Provisions and Contingencies
102.61
953.65
-851.04
-89.24%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
43.35
249.78
-206.43
-82.64%
Profit Before Tax
59.26
703.87
-644.61
-91.58%
Tax
0.00
177.96
-177.96
-100.0%
Profit After Tax
59.26
525.91
-466.65
-88.73%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
59.26
525.91
-466.65
-88.73%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
5.12%
9.57%
0.00
-4.45%
Net Interest Margin
3.43%
3.27%
0.16
0.16%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
28.13%
22.77%
5.36
5.36%
CASA Amount
5,018.00
0.00
5,018.00
Capital Adequacy Ratio (Total)
17.19%
15.84%
1.35
1.35%
Capital Adequacy Ratio (Tier 1)
14.47%
13.45%
1.02
1.02%
Provision Coverage Ratio (%)
86.08%
75.35%
10.73
10.73%
Amount of Gross NPAs
332.40
1,567.51
-1,235.11
-78.79%
Amount of Net NPAs
154.13
622.98
-468.85
-75.26%
% of Net NPAs
1.11%
1.10%
0.01
0.01%
% of Gross NPAs
2.36%
2.72%
-0.36
-0.36%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
284.00
0.00
284.00
Number of Branches
261.00
469.00
-208.00
-44.35%
Nine Monthly - Interest Earned
Interest Earned 1158.43 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 19.52% vs 7.6% in Dec 2024
Nine Monthly - Net Profit
Net Profit 59.26 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 57.36% vs -30.91% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 102.61 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 81.87% vs -42.34% in Dec 2024
Nine Monthly - % of Net NPAs
% of Net NPAs 1.11%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is 0.25% vs -0.41% in Dec 2024
Nine Monthly - % of Gross NPAs
% of Gross NPAs 2.36%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -1.17% vs -1.28% in Dec 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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