GIC Housing Fin

  • Market Cap: Micro Cap
  • Industry: Housing Finance Company
  • ISIN: INE289B01019
  • NSEID: GICHSGFIN
  • BSEID: 511676
INR
164.25
-1.1 (-0.67%)
BSENSE

Feb 10

BSE+NSE Vol: 1.29 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationNine Monthly Results
Results Snapshot
Figures in Cr
Consolidate Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Net Sales
809.53
807.24
797.13
833.76
861.43
Other Operating Income
0.00
0.00
0.00
0.00
0.00
Total Operating income
809.53
807.24
797.13
833.76
861.43
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
Employee Cost
65.25
52.30
48.24
37.45
35.48
Power Cost
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.84
0.21
0.16
0.29
0.39
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
Other Expenses
121.09
68.95
81.55
60.73
132.74
Total Expenditure (Excl Depreciation)
187.18
121.46
129.95
98.47
168.61
Operating Profit (PBDIT) excl Other Income
622.35
685.78
667.18
735.29
692.82
Other Income
0.29
5.87
7.01
7.77
5.02
Operating Profit (PBDIT)
622.64
691.65
674.19
743.06
697.84
Interest
518.64
529.40
538.05
524.30
535.34
Exceptional Items
0.00
0.00
0.00
0.00
0.00
Gross Profit (PBDT)
104.00
162.25
136.14
218.76
162.50
Depreciation
8.19
11.17
11.19
6.47
5.52
Profit Before Tax
95.81
151.08
124.95
212.29
156.98
Tax
-5.33
25.86
27.27
51.37
32.47
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
Profit After Tax
101.14
125.22
97.68
160.92
124.51
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
Net Profit
101.14
125.22
97.68
160.92
124.51
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
101.14
125.22
97.68
160.92
124.51
Equity Capital
43.69
53.85
53.85
53.85
53.85
Face Value
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
8.11
9.23
6.62
12.15
14.21
Operating Profit Margin (Excl OI)
76.88%
84.95%
83.7%
88.19%
80.43%
Gross Profit Margin
12.85%
20.1%
17.08%
26.24%
18.86%
PAT Margin
12.49%
15.51%
12.25%
19.3%
14.45%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
Nine Monthly Analysis Highlights
stock-summary

Net Sales

YoY Growth in nine months ended Dec 2025 is 0.28% vs 1.27% in Dec 2024

stock-summary

Consolidate Net Profit

YoY Growth in nine months ended Dec 2025 is -19.23% vs 28.19% in Dec 2024

stock-summary

Operating Profit (PBDIT) excl Other Income

YoY Growth in nine months ended Dec 2025 is -9.25% vs 2.79% in Dec 2024

stock-summary

Interest

YoY Growth in nine months ended Dec 2025 is -2.03% vs -1.61% in Dec 2024

stock-summary

Operating Profit Margin (Excl OI)

YoY Growth in nine months ended Dec 2025 has fallen from Dec 2024

Compare Nine Monthly Results Of GIC Housing Fin With
Markets Mojo
Figures in Cr
Consolidate Nine Monthly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Net Sales
809.53
1,338.48
-528.95
-39.52%
Other Operating Income
0.00
0.00
0.00
Total Operating income
809.53
1,338.48
-528.95
-39.52%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
65.25
104.45
-39.20
-37.53%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.84
0.00
0.84
Selling and Distribution Expenses
0.00
0.00
0.00
Other Expenses
121.09
38.06
83.03
218.16%
Total Expenditure (Excl Depreciation)
187.18
142.51
44.67
31.35%
Operating Profit (PBDIT) excl Other Income
622.35
1,195.97
-573.62
-47.96%
Other Income
0.29
1.25
-0.96
-76.80%
Operating Profit (PBDIT)
622.64
1,197.22
-574.58
-47.99%
Interest
518.64
737.40
-218.76
-29.67%
Exceptional Items
0.00
0.00
0.00
Gross Profit (PBDT)
104.00
459.82
-355.82
-77.38%
Depreciation
8.19
25.87
-17.68
-68.34%
Profit Before Tax
95.81
433.95
-338.14
-77.92%
Tax
-5.33
114.08
-119.41
-104.67%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
101.14
319.87
-218.73
-68.38%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
101.14
319.87
-218.73
-68.38%
Share in Profit of Associates
0.00
20.37
-20.37
-100.00%
Minority Interest
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
Consolidated Net Profit
101.14
340.24
-239.10
-70.27%
Equity Capital
43.69
62.56
-18.87
-30.16%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
12.85%
34.35%
0.00
-21.50%
PAT Margin
12.49%
23.90%
0.00
-11.41%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Nine Monthly - Net Sales
Net Sales 809.53 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is 0.28% vs 1.27% in Dec 2024

Nine Monthly - Consolidate Net Profit
Consolidate Net Profit 101.14 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -19.23% vs 28.19% in Dec 2024

Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 622.35 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -9.25% vs 2.79% in Dec 2024

Nine Monthly - Interest
Interest 518.64 Cr
in Dec 2025

Figures in Cr
stock-summary

YoY Growth in nine months ended Dec 2025 is -2.03% vs -1.61% in Dec 2024

Nine Monthly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 76.88%
in Dec 2025

Figures in %
stock-summary

YoY Growth in nine months ended Dec 2025 has fallen from Dec 2024