Nine Monthly Results Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Interest Earned
1,558.70
1,483.17
1,144.04
854.24
705.24
624.35
Income On Investments
156.70
150.35
137.93
112.18
81.32
59.83
Interest On Balances With Rbi Other Inter Bank Funds
32.68
18.35
7.51
7.22
10.00
19.95
Interest / Discount On Advances / Bills
1,369.32
1,314.47
998.60
734.80
613.80
544.22
Others
0.00
0.00
0.00
0.04
0.12
0.35
Other Income
269.37
157.15
154.69
63.46
73.59
56.11
Total Income
1,828.07
1,640.32
1,298.73
917.70
778.83
680.46
Interest Expended
776.54
621.69
452.59
317.78
267.21
271.08
Net Interest Income
782.16
861.48
691.45
536.46
438.03
353.27
Total Expenditure (Excl Depreciation)
774.45
676.07
520.56
364.15
295.16
231.63
Employee Cost
369.67
328.46
252.34
169.24
161.77
133.57
Other Operating Expenses
404.78
347.61
268.22
194.91
133.39
98.06
Operating Profit Before Provisions and Contingencies
277.08
342.56
325.58
235.77
216.46
177.75
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
143.16
151.95
118.18
185.13
279.90
107.69
Profit Before Tax
133.92
190.61
207.40
50.64
-63.44
70.06
Tax
31.67
41.86
52.28
11.84
-18.52
15.19
Profit After Tax
102.25
148.75
155.12
38.80
-44.92
54.87
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
102.25
148.75
155.12
38.80
-44.92
54.87
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
3.44
3.12
5.36
1.7
0.44
0.12
Operating Profit Margin (Excl OI)
50.31%
54.42%
54.5%
57.37%
58.15%
62.9%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
6.56%
10.03%
13.56%
4.54%
-6.37%
8.79%
Net Interest Margin
7.3%
8.4%
9.8%
9.3%
9.9%
7.4%
Return on Assets
0.0%
0.0%
0.0%
0.21%
0.07%
0.02%
CASA (%)
21.2%
19.5%
18.5%
14.1%
19.2%
13.3%
CASA Amount
0.00
0.00
1,199.00
663.00
608.60
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
41.44%
41.17%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
36.9%
Provision Coverage Ratio (%)
36.6%
44.7%
54.3%
36.2%
67.9%
56.0%
Amount of Gross NPAs
790.35
528.95
223.26
228.85
510.83
29.91
Amount of Net NPAs
501.06
292.32
102.01
146.02
257.04
12.81
% of Net NPAs
4.35%
3.13%
1.42%
2.74%
5.57%
0.33%
% of Gross NPAs
6.69%
5.53%
3.06%
4.23%
10.48%
0.78%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
712.0
708.0
672.0
571.0
564.0
0.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2025 is 5.09% vs 29.64% in Dec 2024
Net Profit
YoY Growth in nine months ended Dec 2025 is -31.26% vs -4.11% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2025 is -19.11% vs 5.22% in Dec 2024
% of Net NPAs
YoY Growth in nine months ended Dec 2025 is 1.22% vs 1.71% in Dec 2024
% of Gross NPAs
YoY Growth in nine months ended Dec 2025 is 1.16% vs 2.47% in Dec 2024
Compare Nine Monthly Results Of Suryoday Small With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
1,558.70
0
1,558.70
Income On Investments
156.70
0
156.70
Interest On Balances With Rbi Other Inter Bank Funds
32.68
0
32.68
Interest / Discount On Advances / Bills
1,369.32
0
1,369.32
Others
0.00
0
0.00
Other Income
269.37
0
269.37
Total Income
1,828.07
0
1,828.07
Interest Expended
776.54
0
776.54
Net Interest Income
782.16
0
782.16
Total Expenditure (Excl Depreciation)
774.45
0
774.45
Employee Cost
369.67
0
369.67
Other Operating Expenses
404.78
0
404.78
Operating Profit Before Provisions and Contingencies
277.08
0
277.08
Exceptional Items
0.00
0
0.00
Provisions and contingencies
143.16
0
143.16
Profit Before Tax
133.92
0
133.92
Tax
31.67
0
31.67
Profit After Tax
102.25
0
102.25
Extraordinary Items
0.00
0
0.00
Prior Period Expenses
0.00
0
0.00
Other Adjustments
0.00
0
0.00
Net Profit
102.25
0
102.25
Face Value
10.00
0
0.00
Reserves
0.00
0
0.00
Gross Profit Margin
0.00%
0.00%
0.00
0.00%
PAT Margin
6.56%
0.00%
0.00
6.56%
Net Interest Margin
7.30%
0%
7.30
7.30%
Return on Assets
0.00%
0%
0.00
0.00%
CASA (%)
21.20%
0%
21.20
21.20%
CASA Amount
0.00
0
0.00
Capital Adequacy Ratio (Total)
0.00%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0%
0.00
0.00%
Provision Coverage Ratio (%)
36.60%
0%
36.60
36.60%
Amount of Gross NPAs
790.35
0
790.35
Amount of Net NPAs
501.06
0
501.06
% of Net NPAs
4.35%
0%
4.35
4.35%
% of Gross NPAs
6.69%
0%
6.69
6.69%
Public Share Holdings (%)
0.00%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0%
0.00
0.00%
Pledged Capital (%)
0.00%
0%
0.00
0.00%
Number of ATMs
0.00
0
0.00
Number of Branches
712.00
0
712.00
Nine Monthly - Interest Earned
Interest Earned 1558.7 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 5.09% vs 29.64% in Dec 2024
Nine Monthly - Net Profit
Net Profit 102.25 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -31.26% vs -4.11% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 277.08 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -19.11% vs 5.22% in Dec 2024
Nine Monthly - % of Net NPAs
% of Net NPAs 4.35%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is 1.22% vs 1.71% in Dec 2024
Nine Monthly - % of Gross NPAs
% of Gross NPAs 6.69%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is 1.16% vs 2.47% in Dec 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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