Results Snapshot
Figures in Million
Consolidated - Profit And Loss Results
Feb'26
Feb'25
Feb'24
Feb'23
Feb'22
Feb'21
No of Months
12
12
12
12
12
12
Operating Income
173.00
173.00
184.00
167.00
154.00
187.00
Less :Inter divisional transfers
0.00
0.00
0.00
0.00
0.00
0.00
Less: Excise
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales
173.00
173.00
184.00
167.00
154.00
187.00
Expenditure (Ex Depriciation)
Stock Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Raw Materials Consumed
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
25.00
24.00
22.00
21.00
20.00
18.00
Operating Expenses
3.00
6.00
8.00
12.00
12.00
20.00
General and Administration Expenses
18.00
20.00
20.00
19.00
19.00
21.00
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Cost of Software developments
0.00
0.00
0.00
0.00
0.00
0.00
Miscellaneous Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Expenses Capitalised
0.00
0.00
0.00
0.00
0.00
0.00
Total Expenditure
71.00
103.00
72.00
54.00
56.00
57.00
Operating Profit (PBDIT) excl Other Income
101.00
70.00
111.00
113.00
97.00
130.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit (PBDIT)
110.00
79.00
121.00
122.00
107.00
141.00
Interest
3.00
6.00
8.00
12.00
12.00
20.00
Profit before Depriciation and Tax
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
8.00
8.00
9.00
9.00
10.00
11.00
Profit Before Taxation & Exceptional Items
97.00
64.00
103.00
102.00
85.00
112.00
Exceptional Income / Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
97.00
64.00
103.00
102.00
85.00
112.00
Provision for Tax
15.00
8.00
16.00
16.00
13.00
18.00
Profit After Tax
82.00
55.00
86.00
86.00
71.00
93.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Adj to Profit After Tax
0.00
0.00
0.00
0.00
0.00
0.00
Profit Balance B/F
0.00
0.00
0.00
0.00
0.00
0.00
Profit Available for appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
0.04
0.03
0.04
0.04
0.04
0.05
Profit And Loss Analysis Highlights
Net Sales
YoY Growth in year ended Feb 2026 is -0.24% vs -5.52% in Feb 2025
Operating Profit (PBDIT) excl Other Income
YoY Growth in year ended Feb 2026 is 43.57% vs -36.62% in Feb 2025
Interest
YoY Growth in year ended Feb 2026 is -37.59% vs -27.73% in Feb 2025
Profit After Tax
YoY Growth in year ended Feb 2026 is 47.76% vs -35.33% in Feb 2025
Compare Profit and Loss Results of Oi Wah Pawnshop Credit Holdings Ltd.
Figures in Million
consolidated - Profit And Loss Results
Change(HKD)
Change(%)
No of Months
12
12
Operating Income
173.00
72.00
101.00
140.28%
Less :Inter divisional transfers
0.00
0.00
0.00
0%
Less: Excise
0.00
0.00
0.00
0%
Net Sales
173.00
72.00
101.00
140.28%
Expenditure (Ex Depriciation)
Stock Adjustments
0.00
0.00
0.00
0%
Raw Materials Consumed
0.00
0.00
0.00
0%
Power & Fuel Cost
0.00
0.00
0.00
0%
Employee Cost
25.00
8.00
17.00
212.50%
Operating Expenses
3.00
0.00
3.00
0%
General and Administration Expenses
18.00
18.00
0.00
0.00%
Selling and Distribution Expenses
0.00
0.00
0.00
0%
Cost of Software developments
0.00
0.00
0.00
0%
Miscellaneous Expenses
0.00
-5.00
5.00
100.00%
Expenses Capitalised
0.00
0.00
0.00
0%
Total Expenditure
71.00
34.00
37.00
108.82%
Operating Profit (PBDIT) excl Other Income
101.00
37.00
64.00
172.97%
Other Income
0.00
-4.00
4.00
100.00%
Operating Profit (PBDIT)
110.00
35.00
75.00
214.29%
Interest
3.00
0.00
3.00
0%
Profit before Depriciation and Tax
0.00
0.00
0.00
0%
Depreciation
8.00
1.00
7.00
700.00%
Profit Before Taxation & Exceptional Items
97.00
38.00
59.00
155.26%
Exceptional Income / Expenses
0.00
0.00
0.00
0%
Profit Before Tax
97.00
38.00
59.00
155.26%
Provision for Tax
15.00
18.00
-3.00
-16.67%
Profit After Tax
82.00
19.00
63.00
331.58%
Extraordinary Items
0.00
0.00
0.00
0%
Adj to Profit After Tax
0.00
0.00
0.00
0%
Profit Balance B/F
0.00
0.00
0.00
0%
Profit Available for appropriations
0.00
0.00
0.00
0%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00
Earnings Per Share
0.0429
0.0104
0.03
312.50%
Profit And Loss - Net Sales
Net Sales 173.46 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is -0.24% vs -5.52% in Feb 2025
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 101.57 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is 43.57% vs -36.62% in Feb 2025
Profit And Loss - Interest
Interest 3.77 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is -37.59% vs -27.73% in Feb 2025
Profit And Loss - Profit After Tax
Profit After Tax 82.61 Million
in Feb 2026Figures in Million
YoY Growth in year ended Feb 2026 is 47.76% vs -35.33% in Feb 2025






