Cholamandalam Financial Holdings Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Consolidate Quarterly Results

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Net Sales

10,366.20

9,948.79

9,461.41

9,296.32

8,913.37

8,489.09

8,090.16

Other Operating Income

0.00

Total Operating income

10,366.20

9,948.79

9,461.41

9,296.32

8,913.37

8,489.09

8,090.16

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

1,216.60

1,221.11

1,197.90

1,050.45

1,051.52

1,001.43

928.11

Power Cost

0.00

Manufacturing Expenses

1,339.85

1,321.49

1,332.81

1,293.85

1,173.39

1,116.24

1,034.85

Selling and Distribution Expenses

0.00

Other Expenses

1,984.68

1,944.45

1,828.41

1,797.62

1,484.49

1,653.90

1,573.74

Total Expenditure (Excl Depreciation)

4,541.13

4,487.05

4,359.12

4,141.92

3,709.40

3,771.57

3,536.70

Operating Profit (PBDIT) excl Other Income

5,825.07

5,461.74

5,102.29

5,154.40

5,203.97

4,717.52

4,553.46

Other Income

153.30

135.33

127.79

86.63

95.99

103.89

89.99

Operating Profit (PBDIT)

5,978.37

5,597.07

5,230.08

5,241.03

5,299.96

4,821.41

4,643.45

Interest

3,754.62

3,648.02

3,517.75

3,467.67

3,360.55

3,279.72

3,057.52

Exceptional Items

0.00

Gross Profit (PBDT)

2,223.75

1,949.05

1,712.33

1,773.36

1,939.41

1,541.69

1,585.93

Depreciation

84.24

87.18

82.55

78.60

79.27

72.35

74.36

Profit Before Tax

2,142.12

1,863.20

1,631.76

1,696.10

1,862.37

1,471.31

1,512.68

Tax

516.57

477.38

417.49

436.56

500.19

378.41

387.44

Provisions and contingencies

0.00

Profit After Tax

1,622.94

1,384.49

1,212.29

1,258.20

1,359.95

1,090.93

1,124.13

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,622.94

1,384.49

1,212.29

1,258.20

1,359.95

1,090.93

1,124.13

Share in Profit of Associates

2.61

1.33

1.98

1.34

2.23

1.97

1.11

Minority Interest

938.41

760.09

664.35

681.04

748.61

606.71

599.70

Other related items

0.00

Consolidated Net Profit

687.14

625.73

549.92

578.50

613.57

486.19

525.54

Equity Capital

18.78

Face Value

1.0

Reserves

0.00

Earnings per share (EPS)

36.59

33.32

29.28

30.8

32.67

25.89

27.98

Diluted Earnings per share

36.59

33.32

29.28

30.81

32.68

25.89

27.99

Operating Profit Margin (Excl OI)

56.19%

54.9%

53.93%

55.45%

58.38%

55.57%

56.28%

Gross Profit Margin

21.45%

19.59%

18.1%

19.08%

21.76%

18.16%

19.6%

PAT Margin

15.68%

13.93%

12.83%

13.55%

15.28%

12.87%

13.91%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Quarterly Analysis Highlights - QoQ

Net Sales

QoQ Growth in quarter ended Mar 2026 is 4.20% vs 5.15% in Dec 2025

Consolidate Net Profit

QoQ Growth in quarter ended Mar 2026 is 9.81% vs 13.79% in Dec 2025

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Mar 2026 is 6.65% vs 7.04% in Dec 2025

Interest

QoQ Growth in quarter ended Mar 2026 is 2.92% vs 3.70% in Dec 2025

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Mar 2026 has improved from Dec 2025

Compare Quarterly Results Of Chola Financial With

Select Peers

Figures in Cr

Consolidate Quarterly Results

Change(INR)

Change(%)

Net Sales

10,366.20

39.98

10,326.22

25,828.46%

Other Operating Income

0.00

Total Operating income

10,366.20

39.98

10,326.22

25,828.46%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

1,216.60

5.02

1,211.58

24,135.06%

Power Cost

0.00

Manufacturing Expenses

1,339.85

0.00

1,339.85

Selling and Distribution Expenses

0.00

Other Expenses

1,984.68

5.37

1,979.31

36,858.66%

Total Expenditure (Excl Depreciation)

4,541.13

10.39

4,530.74

43,606.74%

Operating Profit (PBDIT) excl Other Income

5,825.07

29.59

5,795.48

19,585.94%

Other Income

153.30

2.18

151.12

6,932.11%

Operating Profit (PBDIT)

5,978.37

31.77

5,946.60

18,717.66%

Interest

3,754.62

0.34

3,754.28

1,104,200.00%

Exceptional Items

0.00

Gross Profit (PBDT)

2,223.75

31.43

2,192.32

6,975.25%

Depreciation

84.24

0.96

83.28

8,675.00%

Profit Before Tax

2,142.12

57.93

2,084.19

3,597.77%

Tax

516.57

-5.90

522.47

8,855.42%

Provisions and contingencies

0.00

Profit After Tax

1,622.94

36.37

1,586.57

4,362.30%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,622.94

36.37

1,586.57

4,362.30%

Share in Profit of Associates

2.61

27.46

-24.85

-90.50%

Minority Interest

938.41

0.00

938.41

Other related items

0.00

Consolidated Net Profit

687.14

63.83

623.31

976.52%

Equity Capital

18.78

50.60

-31.82

-62.89%

Face Value

1.00

0.00

Reserves

0.00

Earnings per share (EPS)

36.59

1.26

35.33

2,803.97%

Diluted Earnings per share

36.59

1.26

35.33

2,803.97%

Operating Profit Margin (Excl OI)

56.19%

74.01%

0.00

-17.82%

Gross Profit Margin

21.45%

78.61%

0.00

-57.16%

PAT Margin

15.68%

159.65%

0.00

-143.97%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Quarterly - Net Sales

Net Sales 10,366.20 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 4.20% vs 5.15% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 16.30% vs 26.15% in Mar 2025

Quarterly - Consolidate Net Profit

Consolidate Net Profit 687.14 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 9.81% vs 13.79% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 11.99% vs 19.59% in Mar 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 5,825.07 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 6.65% vs 7.04% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 11.94% vs 25.88% in Mar 2025

Quarterly - Interest

Interest 3,754.62 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 2.92% vs 3.70% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 11.73% vs 30.16% in Mar 2025

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) 56.19%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 has improved from Dec 2025

YoY Growth in quarter ended Mar 2026 has fallen from Mar 2025