Results Snapshot
YoYQoQ
Figures in Million
Standalone Quarterly Results
Jun'06
Jun'05
Jun'04
Interest Earned
42,284.00
41,603.00
42,453.00
Income On Investments
3,112.00
2,757.00
2,638.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
Interest / Discount On Advances / Bills
37,395.00
37,719.00
39,240.00
Others
1,777.00
1,127.00
575.00
Other Income
17,258.00
15,166.00
15,994.00
Total Income
59,542.00
56,769.00
58,447.00
Interest Expended
2,107.00
1,564.00
1,709.00
Net Interest Income
40,177.00
40,039.00
40,744.00
Total Expenditure (Excl Depreciation)
32,999.00
34,458.00
39,035.00
Employee Cost
0.00
0.00
0.00
Other Operating Expenses
32,917.00
34,327.00
38,598.00
Operating Profit Before Provisions and Contingencies
23,642.00
19,675.00
17,374.00
Exceptional Items
794.00
1,072.00
329.00
Provisions and contingencies
0.00
0.00
0.00
Profit Before Tax
24,436.00
20,747.00
17,703.00
Tax
9,408.00
8,072.00
7,454.00
Profit After Tax
15,028.00
12,675.00
10,249.00
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
15,028.00
12,675.00
10,249.00
Face Value
0.0
0.0
0.0
Reserves
4,48,381.00
3,82,829.00
3,94,252.00
Earnings per share (EPS)
10.25
8.96
6.77
Diluted Earnings per share
10.25
8.96
6.77
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
Gross Profit Margin
57.79%
49.87%
41.7%
PAT Margin
35.54%
30.47%
24.14%
Net Interest Margin
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Jun 2006 is 1.64%
Net Profit
QoQ Growth in quarter ended Jun 2006 is 18.56%
Operating Profit (PBDIT)
QoQ Growth in quarter ended Jun 2006 is 20.16%
% of Net NPAs
QoQ Growth in quarter ended Jun 2006 is 0.00%
% of Gross NPAs
QoQ Growth in quarter ended Jun 2006 is 0.00%
Compare Quarterly Results Of Concordia Financial Group, Ltd. With
Figures in Million
Consolidate Quarterly Results
Change(JPY)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Quarterly - Interest Earned
Interest Earned 4228.4 Million
in Jun 2006Figures in Million
QoQ Growth in quarter ended Jun 2006 is 1.64%
YoY Growth in quarter ended Jun 2006 is 1.64% vs -2.0% in Jun 2005
Quarterly - Net Profit
Net Profit 1,502.80 Million
in Jun 2006Figures in Million
QoQ Growth in quarter ended Jun 2006 is 18.56%
YoY Growth in quarter ended Jun 2006 is 18.56% vs 23.67% in Jun 2005
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,364.20 Million
in Jun 2006Figures in Million
QoQ Growth in quarter ended Jun 2006 is 20.16%
YoY Growth in quarter ended Jun 2006 is 20.16% vs 13.24% in Jun 2005
Quarterly - % of Net NPAs
No % of Net NPAs in the last few periods
Quarterly - % of Gross NPAs
No % of Gross NPAs in the last few periods






