Results Snapshot
YoYQoQ
Figures in Million
Standalone Quarterly Results
Mar'06
Dec'05
Sep'05
Jun'05
Mar'05
Dec'04
Sep'04
Interest Earned
340.08
1,455.47
1,177.00
2,213.00
1,076.46
1,037.50
936.00
Income On Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
340.08
1,455.47
1,177.00
2,213.00
1,076.46
1,037.50
936.00
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
270.65
541.40
477.00
753.00
605.21
407.69
360.00
Total Income
610.73
1,996.88
1,654.00
2,966.00
1,681.66
1,445.19
1,296.00
Interest Expended
207.10
741.70
613.00
1,170.00
540.71
502.23
482.00
Net Interest Income
132.98
713.77
564.00
1,043.00
535.74
535.27
454.00
Total Expenditure (Excl Depreciation)
203.89
398.25
353.00
641.00
476.58
313.02
315.00
Employee Cost
123.28
144.02
131.00
250.00
208.49
116.50
117.00
Other Operating Expenses
78.93
239.34
207.00
363.00
253.43
181.63
183.00
Operating Profit Before Provisions and Contingencies
201.42
871.82
703.00
1,183.00
679.03
644.82
514.00
Exceptional Items
-2.25
-14.37
-15.00
-29.00
-13.00
-15.41
-15.00
Provisions and contingencies
168.11
-16.96
-12.00
38.00
38.98
73.67
13.00
Profit Before Tax
31.63
873.89
700.00
1,117.00
625.39
556.27
486.00
Tax
9.11
305.92
233.00
403.00
169.71
162.69
168.00
Profit After Tax
22.52
567.97
467.00
714.00
455.69
393.58
318.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
22.52
567.97
467.00
714.00
455.69
393.58
318.00
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
10,939.63
10,460.72
9,905.00
0.00
9,534.10
0.00
8,487.00
Earnings per share (EPS)
0.12
2.5
2.05
3.07
2.02
1.64
1.37
Diluted Earnings per share
0.12
2.5
2.05
3.07
2.02
1.64
1.37
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
9.3%
60.04%
59.47%
50.47%
58.1%
53.62%
51.92%
PAT Margin
6.62%
39.02%
39.68%
32.26%
42.33%
37.94%
33.97%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
15.8%
11.8%
15.2%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
22.8%
21.4%
22.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Mar 2006 is -76.63% vs 23.66% in Dec 2005
Net Profit
QoQ Growth in quarter ended Mar 2006 is -96.04% vs 21.63% in Dec 2005
Operating Profit (PBDIT)
QoQ Growth in quarter ended Mar 2006 is -76.90% vs 24.01% in Dec 2005
% of Net NPAs
QoQ Growth in quarter ended Mar 2006 is 0.00% vs 0.00% in Dec 2005
% of Gross NPAs
QoQ Growth in quarter ended Mar 2006 is 0.00% vs 0.00% in Dec 2005
Compare Quarterly Results Of DFCC Bank PLC With
Figures in Million
Consolidate Quarterly Results
Change(LKR)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Quarterly - Interest Earned
Interest Earned 34.01 Million
in Mar 2006Figures in Million
QoQ Growth in quarter ended Mar 2006 is -76.63% vs 23.66% in Dec 2005
YoY Growth in quarter ended Mar 2006 is -68.41%
Quarterly - Net Profit
Net Profit 2.25 Million
in Mar 2006Figures in Million
QoQ Growth in quarter ended Mar 2006 is -96.04% vs 21.63% in Dec 2005
YoY Growth in quarter ended Mar 2006 is -95.06%
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 20.14 Million
in Mar 2006Figures in Million
QoQ Growth in quarter ended Mar 2006 is -76.90% vs 24.01% in Dec 2005
YoY Growth in quarter ended Mar 2006 is -70.34%
Quarterly - % of Net NPAs
No % of Net NPAs in the last few periods
Quarterly - % of Gross NPAs
No % of Gross NPAs in the last few periods






