Fino Payments Bank Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Quarterly Analysis Highlights - QoQ

Net Sales

QoQ Growth in quarter ended Jun 2026 is 12.68% vs 1.81% in Mar 2026

Standalone Net Profit

QoQ Growth in quarter ended Jun 2026 is -263.53% vs -41.86% in Mar 2026

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Jun 2026 is 8.18% vs 13.00% in Mar 2026

Interest

QoQ Growth in quarter ended Jun 2026 is 22.33% vs -1.80% in Mar 2026

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Jun 2026 has improved from Mar 2026

Compare Quarterly Results Of Fino Payments With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Net Sales

72.23

273.55

-201.32

-73.60%

Other Operating Income

0.00

Total Operating income

72.23

273.55

-201.32

-73.60%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

57.84

50.70

7.14

14.08%

Power Cost

0.00

Manufacturing Expenses

227.42

144.13

83.29

57.79%

Selling and Distribution Expenses

0.00

Other Expenses

0.00

71.21

-71.21

-100.00%

Total Expenditure (Excl Depreciation)

285.26

266.04

19.22

7.22%

Operating Profit (PBDIT) excl Other Income

-213.03

7.51

-220.54

-2,936.62%

Other Income

234.64

8.99

225.65

2,510.01%

Operating Profit (PBDIT)

-13.72

16.50

-30.22

-183.15%

Interest

35.33

4.68

30.65

654.91%

Exceptional Items

0.00

Gross Profit (PBDT)

0.00

11.82

-11.82

-100.00%

Depreciation

0.00

3.59

-3.59

-100.00%

Profit Before Tax

-13.72

8.23

-21.95

-266.71%

Tax

0.00

Provisions and contingencies

0.00

Profit After Tax

-13.72

8.23

-21.95

-266.71%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

-13.72

8.23

-21.95

-266.71%

Equity Capital

83.22

15.75

67.47

428.38%

Face Value

10.00

2.00

0.00

Reserves

0.00

Earnings per share (EPS)

-1.65

1.05

-2.70

-257.14%

Diluted Earnings per share

-1.65

1.04

-2.69

-258.65%

Operating Profit Margin (Excl OI)

-294.93%

2.75%

0.00

-297.68%

Gross Profit Margin

-18.99%

4.32%

0.00

-23.31%

PAT Margin

-18.99%

3.01%

0.00

-22.00%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Quarterly - Net Sales

Net Sales 72.23 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 12.68% vs 1.81% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 18.43% vs 34.55% in Jun 2025

Quarterly - Standalone Net Profit

Standalone Net Profit -13.72 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is -263.53% vs -41.86% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -177.25% vs -26.82% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) -248.36 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 8.18% vs 13.00% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 32.48% vs -0.16% in Jun 2025

Quarterly - Interest

Interest 35.33 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 22.33% vs -1.80% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 24.53% vs 18.75% in Jun 2025

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) -294.93%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 has improved from Mar 2026

YoY Growth in quarter ended Jun 2026 has improved from Jun 2025