Indian Bank Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Interest Earned

18,090.16

17,480.39

17,097.67

16,589.94

16,282.71

15,855.89

15,759.46

Income On Investments

4,222.47

4,105.08

4,002.23

4,016.38

3,944.56

3,903.52

3,884.49

Interest On Balances With Rbi Other Inter Bank Funds

399.86

438.17

389.71

427.11

393.79

387.02

408.32

Interest / Discount On Advances / Bills

13,123.41

12,702.39

12,448.98

11,964.37

11,737.80

11,456.75

11,426.33

Others

344.42

234.75

256.75

182.08

206.56

108.60

40.32

Other Income

2,633.46

2,499.68

2,565.67

2,486.63

2,438.60

2,743.27

2,152.57

Total Income

20,723.62

19,980.07

19,663.34

19,076.57

18,721.31

18,599.16

17,912.03

Interest Expended

10,655.40

10,370.88

10,202.08

10,038.98

9,923.84

9,466.55

9,344.74

Net Interest Income

7,434.76

7,109.51

6,895.59

6,550.96

6,358.87

6,389.34

6,414.72

Total Expenditure (Excl Depreciation)

4,510.93

4,323.46

4,437.68

4,201.08

4,027.19

4,113.94

3,817.87

Employee Cost

3,070.58

2,711.65

2,785.20

2,651.18

2,612.26

2,701.31

2,417.14

Other Operating Expenses

1,440.35

1,611.81

1,652.48

1,549.90

1,414.93

1,412.63

1,400.73

Operating Profit Before Provisions and Contingencies

5,557.29

5,285.73

5,023.58

4,836.51

4,770.28

5,018.67

4,749.42

Exceptional Items

0.00

Provisions and contingencies

1,195.72

1,225.76

857.02

738.60

691.00

794.60

1,059.13

Profit Before Tax

4,361.57

4,059.97

4,166.56

4,097.91

4,079.28

4,224.07

3,690.29

Tax

1,088.48

956.84

1,105.08

1,079.69

1,106.46

1,268.00

837.93

Profit After Tax

3,273.09

3,103.13

3,061.48

3,018.22

2,972.82

2,956.07

2,852.36

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

3,273.09

3,103.13

3,061.48

3,018.22

2,972.82

2,956.07

2,852.36

Face Value

10.0

Reserves

69,876.76

60,762.20

51,065.97

Earnings per share (EPS)

24.3

23.04

22.73

22.41

22.07

21.95

21.18

Diluted Earnings per share

24.3

23.04

22.73

22.41

22.07

21.95

21.18

Operating Profit Margin (Excl OI)

68.45%

68.25%

69.03%

70.22%

71.02%

69.04%

69.05%

Gross Profit Margin

24.11%

23.23%

24.37%

24.7%

25.05%

26.64%

23.42%

PAT Margin

18.09%

17.75%

17.91%

18.19%

18.26%

18.64%

18.1%

Net Interest Margin

3.41%

3.35%

3.4%

3.34%

3.35%

3.48%

3.57%

Return on Assets

0.0%

CASA (%)

39.73%

39.67%

39.08%

38.87%

38.97%

40.17%

40.0%

CASA Amount

3,19,525.00

3,13,548.00

2,95,681.00

2,88,842.00

2,77,116.00

2,82,854.00

2,69,133.00

Capital Adequacy Ratio (Total)

17.58%

17.93%

16.58%

17.31%

17.8%

17.94%

15.92%

Capital Adequacy Ratio (Tier 1)

16.51%

16.4%

14.54%

15.27%

15.74%

15.36%

13.77%

Provision Coverage Ratio (%)

98.22%

98.28%

98.2%

98.1%

98.09%

Amount of Gross NPAs

12,710.34

13,190.02

14,268.38

16,134.66

18,066.88

18,178.86

18,208.35

Amount of Net NPAs

990.22

964.88

967.55

982.98

1,035.56

1,190.56

1,126.86

% of Net NPAs

0.15%

0.16%

0.18%

0.19%

0.21%

% of Gross NPAs

1.86%

1.98%

2.23%

2.6%

3.01%

3.09%

3.26%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

5676.0

5657.0

5624.0

5565.0

5466.0

5268.0

5224.0

Number of Branches

6003.0

6001.0

5965.0

5955.0

5909.0

5901.0

5877.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Jun 2026 is 3.49% vs 2.24% in Mar 2026

Net Profit

QoQ Growth in quarter ended Jun 2026 is 5.48% vs 1.36% in Mar 2026

Operating Profit (PBDIT)

QoQ Growth in quarter ended Jun 2026 is 5.14% vs 5.22% in Mar 2026

% of Net NPAs

QoQ Growth in quarter ended Jun 2026 is 0.00% vs 0.00% in Mar 2026

% of Gross NPAs

QoQ Growth in quarter ended Jun 2026 is -0.12% vs -0.25% in Mar 2026

Compare Quarterly Results Of Indian Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

18,090.16

32,957.04

-14,866.88

-45.11%

Income On Investments

4,222.47

6,463.53

-2,241.06

-34.67%

Interest On Balances With Rbi Other Inter Bank Funds

399.86

1,463.39

-1,063.53

-72.68%

Interest / Discount On Advances / Bills

13,123.41

24,684.75

-11,561.34

-46.84%

Others

344.42

345.37

-0.95

-0.28%

Other Income

2,633.46

6,727.22

-4,093.76

-60.85%

Total Income

20,723.62

39,684.26

-18,960.64

-47.78%

Interest Expended

10,655.40

22,741.77

-12,086.37

-53.15%

Net Interest Income

7,434.76

10,215.27

-2,780.51

-27.22%

Total Expenditure (Excl Depreciation)

4,510.93

8,306.63

-3,795.70

-45.69%

Employee Cost

3,070.58

5,091.54

-2,020.96

-39.69%

Other Operating Expenses

1,440.35

3,215.09

-1,774.74

-55.2%

Operating Profit Before Provisions and Contingencies

5,557.29

8,635.86

-3,078.57

-35.65%

Exceptional Items

0.00

Provisions and contingencies

1,195.72

2,080.04

-884.32

-42.51%

Profit Before Tax

4,361.57

6,555.82

-2,194.25

-33.47%

Tax

1,088.48

1,700.00

-611.52

-35.97%

Profit After Tax

3,273.09

4,855.82

-1,582.73

-32.59%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

3,273.09

4,855.82

-1,582.73

-32.59%

Face Value

10.00

2.00

0.00

Reserves

69,876.76

0.00

69,876.76

Earnings per share (EPS)

24.30

5.35

18.95

354.21%

Diluted Earnings per share

24.30

5.35

18.95

354.21%

Operating Profit Margin (Excl OI)

68.45%

68.48%

0.00

-0.03%

Gross Profit Margin

24.11%

19.89%

0.00

4.22%

PAT Margin

18.09%

14.73%

0.00

3.36%

Net Interest Margin

3.41%

2.52%

0.89

0.89%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

39.73%

29.70%

10.03

10.03%

CASA Amount

3,19,525.00

4,37,646.00

-1,18,121.00

-26.99%

Capital Adequacy Ratio (Total)

17.58%

17.17%

0.41

0.41%

Capital Adequacy Ratio (Tier 1)

16.51%

15.00%

1.51

1.51%

Provision Coverage Ratio (%)

98.22%

94.76%

3.46

3.46%

Amount of Gross NPAs

12,710.34

20,354.34

-7,644.00

-37.55%

Amount of Net NPAs

990.22

4,652.95

-3,662.73

-78.72%

% of Net NPAs

0.15%

0.36%

-0.21

-0.21%

% of Gross NPAs

1.86%

1.57%

0.29

0.29%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

5,676.00

0.00

5,676.00

Number of Branches

6,003.00

22,625.00

-16,622.00

-73.47%

Quarterly - Interest Earned

Interest Earned 18090.16 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 3.49% vs 2.24% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 11.1% vs 8.27% in Jun 2025

Quarterly - Net Profit

Net Profit 3,273.09 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 5.48% vs 1.36% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 10.10% vs 23.69% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 5,557.29 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 5.14% vs 5.22% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 16.50% vs 5.97% in Jun 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.15%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is 0.00% vs 0.00% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -0.03% vs -0.21% in Jun 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.86%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.12% vs -0.25% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -1.15% vs -0.76% in Jun 2025