RBL Bank Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Interest Earned

3,840.25

3,720.25

3,666.74

3,507.47

3,441.09

3,475.57

3,536.33

Income On Investments

538.39

554.97

521.62

520.83

548.02

563.65

533.24

Interest On Balances With Rbi Other Inter Bank Funds

144.42

111.78

79.36

63.63

67.94

54.69

87.34

Interest / Discount On Advances / Bills

3,107.14

3,009.43

3,010.24

2,867.83

2,772.45

2,799.45

2,846.09

Others

50.30

44.07

55.52

55.18

52.68

57.78

69.66

Other Income

959.43

1,068.96

1,050.26

932.70

1,069.48

1,000.03

1,073.33

Total Income

4,799.68

4,789.21

4,717.00

4,440.17

4,510.57

4,475.60

4,609.66

Interest Expended

2,185.80

2,049.29

2,009.50

1,956.79

1,960.43

1,912.55

1,951.27

Net Interest Income

1,654.45

1,670.96

1,657.24

1,550.68

1,480.66

1,563.02

1,585.06

Total Expenditure (Excl Depreciation)

1,691.09

1,784.54

1,795.07

1,754.99

1,847.19

1,701.86

1,661.76

Employee Cost

516.13

482.17

502.43

484.82

474.64

448.00

453.00

Other Operating Expenses

1,174.96

1,302.37

1,292.64

1,270.17

1,372.55

1,253.86

1,208.76

Operating Profit Before Provisions and Contingencies

922.79

955.38

912.43

728.39

702.95

861.19

996.63

Exceptional Items

0.00

Provisions and contingencies

599.28

678.32

639.27

499.70

442.32

785.14

1,188.90

Profit Before Tax

323.51

277.06

273.16

228.69

260.63

76.05

-192.27

Tax

69.81

47.35

59.28

50.17

60.30

7.35

-224.90

Profit After Tax

253.70

229.71

213.88

178.52

200.33

68.70

32.63

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

253.70

229.71

213.88

178.52

200.33

68.70

32.63

Face Value

10.0

Reserves

0.00

Earnings per share (EPS)

1.64

3.72

3.47

2.91

3.29

1.13

0.54

Diluted Earnings per share

3.33

3.67

3.42

2.88

3.26

1.13

0.53

Operating Profit Margin (Excl OI)

40.36%

33.8%

33.61%

35.72%

33.47%

28.44%

19.39%

Gross Profit Margin

8.42%

7.45%

6.52%

7.57%

2.19%

-5.44%

PAT Margin

6.61%

6.17%

5.83%

5.09%

5.82%

1.98%

0.92%

Net Interest Margin

4.13%

4.41%

4.63%

4.51%

4.5%

4.89%

4.9%

Return on Assets

0.0%

CASA (%)

25.2%

33.6%

30.9%

31.9%

32.5%

34.1%

32.8%

CASA Amount

0.00

46,723.00

36,972.00

37,169.00

36,614.00

37,886.00

35,022.00

Capital Adequacy Ratio (Total)

33.28%

14.25%

14.47%

14.71%

15.42%

15.54%

14.86%

Capital Adequacy Ratio (Tier 1)

32.2%

12.77%

13.45%

13.51%

14.05%

14.06%

13.68%

Provision Coverage Ratio (%)

72.0%

73.57%

71.09%

75.92%

84.03%

89.02%

82.17%

Amount of Gross NPAs

1,521.59

1,674.95

1,961.46

2,377.56

2,685.86

2,465.47

2,701.00

Amount of Net NPAs

426.10

442.73

566.99

572.41

428.82

270.79

481.64

% of Net NPAs

0.37%

0.39%

0.55%

0.57%

0.45%

0.29%

0.53%

% of Gross NPAs

1.3%

1.45%

1.88%

2.32%

2.78%

2.6%

2.92%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

410.0

415.0

412.0

411.0

Number of Branches

628.0

603.0

580.0

564.0

562.0

561.0

558.0

Quarterly Analysis Highlights - YoY

Interest Earned

YoY Growth in quarter ended Jun 2026 is 11.6% vs -1.58% in Jun 2025

Net Profit

YoY Growth in quarter ended Jun 2026 is 26.64% vs -46.08% in Jun 2025

Operating Profit (PBDIT)

YoY Growth in quarter ended Jun 2026 is 31.27% vs -18.17% in Jun 2025

% of Net NPAs

YoY Growth in quarter ended Jun 2026 is -0.08% vs -0.29% in Jun 2025

% of Gross NPAs

YoY Growth in quarter ended Jun 2026 is -1.48% vs 0.09% in Jun 2025

Compare Quarterly Results Of RBL Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

3,840.25

8,044.32

-4,204.07

-52.26%

Income On Investments

538.39

1,478.74

-940.35

-63.59%

Interest On Balances With Rbi Other Inter Bank Funds

144.42

155.55

-11.13

-7.16%

Interest / Discount On Advances / Bills

3,107.14

6,107.14

-3,000.00

-49.12%

Others

50.30

302.89

-252.59

-83.39%

Other Income

959.43

1,797.94

-838.51

-46.64%

Total Income

4,799.68

9,842.26

-5,042.58

-51.23%

Interest Expended

2,185.80

5,257.86

-3,072.06

-58.43%

Net Interest Income

1,654.45

2,786.46

-1,132.01

-40.63%

Total Expenditure (Excl Depreciation)

1,691.09

2,880.43

-1,189.34

-41.29%

Employee Cost

516.13

1,140.56

-624.43

-54.75%

Other Operating Expenses

1,174.96

1,739.87

-564.91

-32.47%

Operating Profit Before Provisions and Contingencies

922.79

1,703.97

-781.18

-45.84%

Exceptional Items

0.00

Provisions and contingencies

599.28

394.48

204.80

51.92%

Profit Before Tax

323.51

1,309.49

-985.98

-75.29%

Tax

69.81

238.50

-168.69

-70.73%

Profit After Tax

253.70

1,070.99

-817.29

-76.31%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

253.70

1,070.99

-817.29

-76.31%

Face Value

10.00

2.00

0.00

Reserves

0.00

Earnings per share (EPS)

1.64

0.34

1.30

382.35%

Diluted Earnings per share

3.33

0.34

2.99

879.41%

Operating Profit Margin (Excl OI)

40.36%

59.29%

0.00

-18.93%

Gross Profit Margin

8.42%

16.28%

0.00

-7.86%

PAT Margin

6.61%

13.31%

0.00

-6.70%

Net Interest Margin

4.13%

2.70%

1.43

1.43%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

25.20%

32.70%

-7.50

-7.50%

CASA Amount

0.00

1,03,233.00

-1,03,233.00

-100.0%

Capital Adequacy Ratio (Total)

33.28%

15.10%

18.18

18.18%

Capital Adequacy Ratio (Tier 1)

32.20%

14.00%

18.20

18.20%

Provision Coverage Ratio (%)

72.00%

81.70%

-9.70

-9.70%

Amount of Gross NPAs

1,521.59

3,704.85

-2,183.26

-58.93%

Amount of Net NPAs

426.10

676.85

-250.75

-37.05%

% of Net NPAs

0.37%

0.20%

0.17

0.17%

% of Gross NPAs

1.30%

0.00

0.00%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

410.00

1,372.00

-962.00

-70.12%

Number of Branches

628.00

1,335.00

-707.00

-52.96%

Quarterly - Interest Earned

Interest Earned 3840.25 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 3.23% vs 1.46% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 11.6% vs -1.58% in Jun 2025

Quarterly - Net Profit

Net Profit 253.70 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 10.44% vs 7.40% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 26.64% vs -46.08% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 922.79 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is -3.41% vs 4.71% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 31.27% vs -18.17% in Jun 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.37%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.02% vs -0.16% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -0.08% vs -0.29% in Jun 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.30%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.15% vs -0.43% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -1.48% vs 0.09% in Jun 2025