Quarterly Results Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Dec'25
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Interest Earned
1,22,556.12
1,19,653.93
1,17,995.88
1,19,666.18
1,17,426.63
1,13,870.56
1,11,525.98
Income On Investments
28,427.51
28,278.73
27,749.20
29,456.17
29,286.30
28,023.64
28,265.23
Interest On Balances With Rbi Other Inter Bank Funds
1,279.75
1,692.78
1,848.33
1,129.09
1,243.90
980.89
1,062.13
Interest / Discount On Advances / Bills
89,013.95
86,182.58
85,437.92
85,709.69
83,626.77
82,089.28
78,692.57
Others
3,834.91
3,499.84
2,960.43
3,371.23
3,269.66
2,776.75
3,506.05
Other Income
18,358.53
19,918.76
17,345.68
24,209.88
11,040.76
15,270.55
11,161.87
Total Income
1,40,914.65
1,39,572.69
1,35,341.56
1,43,876.06
1,28,467.39
1,29,141.11
1,22,687.85
Interest Expended
77,365.76
76,669.87
76,923.39
76,891.55
75,981.12
72,251.02
70,400.53
Net Interest Income
45,190.36
42,984.06
41,072.49
42,774.63
41,445.51
41,619.54
41,125.45
Total Expenditure (Excl Depreciation)
30,686.50
30,998.68
27,873.70
35,698.47
28,935.46
27,596.35
25,838.74
Employee Cost
16,003.06
16,605.95
16,899.52
18,005.20
16,073.72
14,807.35
15,465.97
Other Operating Expenses
14,683.44
14,392.73
10,974.18
17,693.27
12,861.74
12,789.00
10,372.77
Operating Profit Before Provisions and Contingencies
32,862.39
27,310.92
30,544.47
31,286.04
23,550.81
29,293.74
26,448.58
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,506.92
5,400.12
4,759.20
6,441.69
911.06
4,505.73
3,449.42
Profit Before Tax
28,355.47
26,504.02
25,785.27
24,844.35
22,639.75
24,788.01
22,999.16
Tax
7,327.32
6,344.35
6,624.83
6,201.76
5,748.31
6,456.57
5,964.00
Profit After Tax
21,028.15
20,159.67
19,160.44
18,642.59
16,891.44
18,331.44
17,035.16
Extraordinary Items
0.00
3,493.73
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
21,028.15
16,665.94
19,160.44
18,642.59
16,891.44
18,331.44
17,035.16
Face Value
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
22.78
21.84
21.47
20.89
18.93
20.54
19.09
Diluted Earnings per share
22.78
22.0
21.47
20.89
18.93
20.54
19.09
Operating Profit Margin (Excl OI)
71.28%
69.58%
72.34%
64.79%
74.58%
71.81%
73.74%
Gross Profit Margin
23.14%
22.15%
21.85%
20.76%
19.28%
21.77%
20.62%
PAT Margin
17.16%
16.85%
16.24%
15.58%
14.38%
16.1%
15.27%
Net Interest Margin
2.99%
2.97%
2.9%
3.0%
3.01%
3.14%
3.22%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.13%
39.63%
39.36%
39.97%
39.2%
40.03%
40.7%
CASA Amount
21,39,726.00
21,24,266.00
20,68,527.00
20,65,161.00
19,65,237.00
19,65,899.00
19,14,440.00
Capital Adequacy Ratio (Total)
14.04%
14.62%
14.63%
14.25%
13.03%
13.76%
13.86%
Capital Adequacy Ratio (Tier 1)
12.07%
12.67%
12.45%
12.11%
10.85%
11.32%
11.78%
Provision Coverage Ratio (%)
75.54%
75.79%
74.49%
74.42%
74.66%
75.66%
74.41%
Amount of Gross NPAs
73,636.76
76,243.04
78,039.68
76,880.20
84,360.38
83,369.23
84,226.04
Amount of Net NPAs
18,012.10
18,459.92
19,908.42
19,666.92
21,377.64
20,294.32
21,554.69
% of Net NPAs
0.39%
0.42%
0.47%
0.47%
0.53%
0.53%
0.57%
% of Gross NPAs
1.57%
1.73%
1.83%
1.82%
2.07%
2.13%
2.21%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
63791.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
22937.0
0.0
0.0
0.0
Quarterly Analysis Highlights - YoY
Interest Earned
YoY Growth in quarter ended Dec 2025 is 4.37% vs 10.02% in Dec 2024
Net Profit
YoY Growth in quarter ended Dec 2025 is 24.49% vs 17.72% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in quarter ended Dec 2025 is 39.54% vs 15.81% in Dec 2024
% of Net NPAs
YoY Growth in quarter ended Dec 2025 is -0.14% vs -0.11% in Dec 2024
% of Gross NPAs
YoY Growth in quarter ended Dec 2025 is -0.50% vs -0.35% in Dec 2024
Compare Quarterly Results Of SBI With
Figures in Cr
Standalone Quarterly Results
Change(INR)
Change(%)
Interest Earned
1,22,556.12
31,749.51
90,806.61
286.01%
Income On Investments
28,427.51
6,261.96
22,165.55
353.97%
Interest On Balances With Rbi Other Inter Bank Funds
1,279.75
646.01
633.74
98.1%
Interest / Discount On Advances / Bills
89,013.95
24,056.17
64,957.78
270.03%
Others
3,834.91
785.37
3,049.54
388.29%
Other Income
18,358.53
3,600.40
14,758.13
409.9%
Total Income
1,40,914.65
35,349.91
1,05,564.74
298.63%
Interest Expended
77,365.76
19,949.11
57,416.65
287.82%
Net Interest Income
45,190.36
11,800.40
33,389.96
282.96%
Total Expenditure (Excl Depreciation)
30,686.50
8,023.68
22,662.82
282.45%
Employee Cost
16,003.06
4,111.16
11,891.90
289.26%
Other Operating Expenses
14,683.44
3,912.52
10,770.92
275.29%
Operating Profit Before Provisions and Contingencies
32,862.39
7,377.12
25,485.27
345.46%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,506.92
798.93
3,707.99
464.12%
Profit Before Tax
28,355.47
6,578.19
21,777.28
331.05%
Tax
7,327.32
1,523.56
5,803.76
380.93%
Profit After Tax
21,028.15
5,054.63
15,973.52
316.02%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
21,028.15
5,054.63
15,973.52
316.02%
Face Value
1.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
22.78
9.76
13.02
133.4%
Diluted Earnings per share
22.78
9.77
13.01
133.16%
Operating Profit Margin (Excl OI)
71.28%
72.21%
0.00
-0.93%
Gross Profit Margin
23.14%
20.72%
0.00
2.42%
PAT Margin
17.16%
15.92%
0.00
1.24%
Net Interest Margin
2.99%
2.79%
0.20
0.20%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
39.13%
38.45%
0.68
0.68%
CASA Amount
21,39,726.00
5,02,560.00
16,37,166.00
325.77%
Capital Adequacy Ratio (Total)
14.04%
15.29%
-1.25
-1.25%
Capital Adequacy Ratio (Tier 1)
12.07%
13.10%
-1.03
-1.03%
Provision Coverage Ratio (%)
75.54%
92.73%
-17.19
-17.19%
Amount of Gross NPAs
73,636.76
27,399.44
46,237.32
168.75%
Amount of Net NPAs
18,012.10
7,614.96
10,397.14
136.54%
% of Net NPAs
0.39%
0.57%
-0.18
-0.18%
% of Gross NPAs
1.57%
2.04%
-0.47
-0.47%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
9,529.00
-9,529.00
-100.0%
Number of Branches
0.00
0.00
0.00
Quarterly - Interest Earned
Interest Earned 122556.12 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 2.43% vs 1.41% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 4.37% vs 10.02% in Dec 2024
Quarterly - Net Profit
Net Profit 21,028.15 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 26.17% vs -13.02% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 24.49% vs 17.72% in Dec 2024
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 32,862.39 Cr
in Dec 2025Figures in Cr
QoQ Growth in quarter ended Dec 2025 is 20.33% vs -10.59% in Sep 2025
YoY Growth in quarter ended Dec 2025 is 39.54% vs 15.81% in Dec 2024
Quarterly - % of Net NPAs
% of Net NPAs 0.39%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.03% vs -0.05% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -0.14% vs -0.11% in Dec 2024
Quarterly - % of Gross NPAs
% of Gross NPAs 1.57%
in Dec 2025Figures in %
QoQ Growth in quarter ended Dec 2025 is -0.16% vs -0.10% in Sep 2025
YoY Growth in quarter ended Dec 2025 is -0.50% vs -0.35% in Dec 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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