SBI Cards & Payment Services Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Quarterly Analysis Highlights - QoQ

Net Sales

QoQ Growth in quarter ended Jun 2026 is 2.15% vs -3.76% in Mar 2026

Standalone Net Profit

QoQ Growth in quarter ended Jun 2026 is 9.05% vs 9.46% in Mar 2026

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Jun 2026 is 14.82% vs -2.43% in Mar 2026

Interest

QoQ Growth in quarter ended Jun 2026 is 4.33% vs -9.10% in Mar 2026

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Jun 2026 has improved from Mar 2026

Compare Quarterly Results Of SBI Cards With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Net Sales

5,040.55

5,212.84

-172.29

-3.31%

Other Operating Income

0.00

Total Operating income

5,040.55

5,212.84

-172.29

-3.31%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

206.77

697.11

-490.34

-70.34%

Power Cost

0.00

Manufacturing Expenses

396.90

202.47

194.43

96.03%

Selling and Distribution Expenses

0.00

Other Expenses

2,933.52

1,098.96

1,834.56

166.94%

Total Expenditure (Excl Depreciation)

3,537.19

1,998.54

1,538.65

76.99%

Operating Profit (PBDIT) excl Other Income

1,503.36

3,214.30

-1,710.94

-53.23%

Other Income

164.81

30.65

134.16

437.72%

Operating Profit (PBDIT)

1,668.17

3,244.95

-1,576.78

-48.59%

Interest

744.53

1,970.06

-1,225.53

-62.21%

Exceptional Items

0.00

Gross Profit (PBDT)

923.64

1,274.89

-351.25

-27.55%

Depreciation

30.51

61.72

-31.21

-50.57%

Profit Before Tax

893.13

1,213.17

-320.04

-26.38%

Tax

228.69

317.85

-89.16

-28.05%

Provisions and contingencies

0.00

Profit After Tax

664.44

895.32

-230.88

-25.79%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

664.44

895.32

-230.88

-25.79%

Equity Capital

951.61

2,504.39

-1,552.78

-62.00%

Face Value

10.00

0.00

Reserves

0.00

Earnings per share (EPS)

6.98

3.58

3.40

94.97%

Diluted Earnings per share

6.98

3.57

3.41

95.52%

Operating Profit Margin (Excl OI)

29.83%

61.66%

0.00

-31.83%

Gross Profit Margin

18.32%

24.46%

0.00

-6.14%

PAT Margin

13.18%

17.18%

0.00

-4.00%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Quarterly - Net Sales

Net Sales 5,040.55 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 2.15% vs -3.76% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 3.36% vs 11.89% in Jun 2025

Quarterly - Standalone Net Profit

Standalone Net Profit 664.44 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 9.05% vs 9.46% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 19.51% vs -6.47% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 1,503.36 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 14.82% vs -2.43% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 4.56% vs -3.60% in Jun 2025

Quarterly - Interest

Interest 744.53 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 4.33% vs -9.10% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -8.40% vs 6.00% in Jun 2025

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) 29.83%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 has improved from Mar 2026

YoY Growth in quarter ended Jun 2026 has improved from Jun 2025