SBI Cards & Payment Services Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Quarterly Analysis Highlights - QoQ

Net Sales

QoQ Growth in quarter ended Mar 2026 is -3.76% vs 3.35% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 9.46% vs 25.15% in Dec 2025

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Mar 2026 is -2.43% vs 10.05% in Dec 2025

Interest

QoQ Growth in quarter ended Mar 2026 is -9.10% vs 3.29% in Dec 2025

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Mar 2026 has improved from Dec 2025

Compare Quarterly Results Of SBI Cards With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Net Sales

4,934.50

4,920.79

13.71

0.28%

Other Operating Income

0.00

Total Operating income

4,934.50

4,920.79

13.71

0.28%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

157.61

659.11

-501.50

-76.09%

Power Cost

0.00

Manufacturing Expenses

409.44

207.28

202.16

97.53%

Selling and Distribution Expenses

0.00

Other Expenses

3,058.14

1,037.02

2,021.12

194.90%

Total Expenditure (Excl Depreciation)

3,625.19

1,903.41

1,721.78

90.46%

Operating Profit (PBDIT) excl Other Income

1,309.31

3,017.38

-1,708.07

-56.61%

Other Income

252.54

0.37

252.17

68,154.05%

Operating Profit (PBDIT)

1,561.85

3,017.75

-1,455.90

-48.24%

Interest

713.62

1,747.02

-1,033.40

-59.15%

Exceptional Items

0.00

Gross Profit (PBDT)

848.23

1,270.73

-422.50

-33.25%

Depreciation

32.32

59.25

-26.93

-45.45%

Profit Before Tax

815.91

1,211.48

-395.57

-32.65%

Tax

206.61

264.39

-57.78

-21.85%

Provisions and contingencies

0.00

Profit After Tax

609.30

947.09

-337.79

-35.67%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

609.30

947.09

-337.79

-35.67%

Equity Capital

951.60

2,504.39

-1,552.79

-62.00%

Face Value

10.00

0.00

Reserves

14,773.90

0.00

14,773.90

Earnings per share (EPS)

6.40

3.78

2.62

69.31%

Diluted Earnings per share

6.40

3.77

2.63

69.76%

Operating Profit Margin (Excl OI)

26.53%

61.32%

0.00

-34.79%

Gross Profit Margin

17.19%

25.82%

0.00

-8.63%

PAT Margin

12.35%

19.25%

0.00

-6.90%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Quarterly - Net Sales

Net Sales 4,934.50 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is -3.76% vs 3.35% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 5.57% vs 7.50% in Mar 2025

Quarterly - Standalone Net Profit

Standalone Net Profit 609.30 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 9.46% vs 25.15% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 14.06% vs -19.35% in Mar 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 1,309.31 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is -2.43% vs 10.05% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -3.32% vs -11.87% in Mar 2025

Quarterly - Interest

Interest 713.62 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is -9.10% vs 3.29% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -10.27% vs 9.87% in Mar 2025

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) 26.53%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 has improved from Dec 2025

YoY Growth in quarter ended Mar 2026 has fallen from Mar 2025