Quarterly Results Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Interest Earned
1,19,653.93
1,17,995.88
1,19,666.18
1,17,426.63
1,13,870.56
1,11,525.98
1,11,042.63
Income On Investments
28,278.73
27,749.20
29,456.17
29,286.30
28,023.64
28,265.23
28,200.51
Interest On Balances With Rbi Other Inter Bank Funds
1,692.78
1,848.33
1,129.09
1,243.90
980.89
1,062.13
1,165.76
Interest / Discount On Advances / Bills
86,182.58
85,437.92
85,709.69
83,626.77
82,089.28
78,692.57
77,646.69
Others
3,499.84
2,960.43
3,371.23
3,269.66
2,776.75
3,506.05
4,029.67
Other Income
19,918.76
17,345.68
24,209.88
11,040.76
15,270.55
11,161.87
17,369.25
Total Income
1,39,572.69
1,35,341.56
1,43,876.06
1,28,467.39
1,29,141.11
1,22,687.85
1,28,411.88
Interest Expended
76,669.87
76,923.39
76,891.55
75,981.12
72,251.02
70,400.53
69,387.44
Net Interest Income
42,984.06
41,072.49
42,774.63
41,445.51
41,619.54
41,125.45
41,655.19
Total Expenditure (Excl Depreciation)
30,998.68
27,873.70
35,698.47
28,935.46
27,596.35
25,838.74
30,276.89
Employee Cost
16,605.95
16,899.52
18,005.20
16,073.72
14,807.35
15,465.97
16,348.10
Other Operating Expenses
14,392.73
10,974.18
17,693.27
12,861.74
12,789.00
10,372.77
13,928.79
Operating Profit Before Provisions and Contingencies
27,310.92
30,544.47
31,286.04
23,550.81
29,293.74
26,448.58
28,747.55
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
5,400.12
4,759.20
6,441.69
911.06
4,505.73
3,449.42
1,609.78
Profit Before Tax
26,504.02
25,785.27
24,844.35
22,639.75
24,788.01
22,999.16
27,137.77
Tax
6,344.35
6,624.83
6,201.76
5,748.31
6,456.57
5,964.00
6,439.42
Profit After Tax
20,159.67
19,160.44
18,642.59
16,891.44
18,331.44
17,035.16
20,698.35
Extraordinary Items
3,493.73
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
16,665.94
19,160.44
18,642.59
16,891.44
18,331.44
17,035.16
20,698.35
Face Value
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
21.84
21.47
20.89
18.93
20.54
19.09
23.19
Diluted Earnings per share
22.0
21.47
20.89
18.93
20.54
19.09
23.19
Operating Profit Margin (Excl OI)
69.58%
72.34%
64.79%
74.58%
71.81%
73.74%
71.28%
Gross Profit Margin
22.15%
21.85%
20.76%
19.28%
21.77%
20.62%
24.44%
PAT Margin
16.85%
16.24%
15.58%
14.38%
16.1%
15.27%
18.64%
Net Interest Margin
2.97%
2.9%
3.0%
3.01%
3.14%
3.22%
3.3%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.63%
39.36%
39.97%
39.2%
40.03%
40.7%
41.11%
CASA Amount
21,24,266.00
20,68,527.00
20,65,161.00
19,65,237.00
19,65,899.00
19,14,440.00
19,41,996.00
Capital Adequacy Ratio (Total)
14.62%
14.63%
14.25%
13.03%
13.76%
13.86%
14.28%
Capital Adequacy Ratio (Tier 1)
12.67%
12.45%
12.11%
10.85%
11.32%
11.78%
11.93%
Provision Coverage Ratio (%)
75.79%
74.49%
74.42%
74.66%
75.66%
74.41%
75.02%
Amount of Gross NPAs
76,243.04
78,039.68
76,880.20
84,360.38
83,369.23
84,226.04
84,276.33
Amount of Net NPAs
18,459.92
19,908.42
19,666.92
21,377.64
20,294.32
21,554.69
21,051.08
% of Net NPAs
0.42%
0.47%
0.47%
0.53%
0.53%
0.57%
0.57%
% of Gross NPAs
1.73%
1.83%
1.82%
2.07%
2.13%
2.21%
2.24%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
63791.0
0.0
0.0
0.0
63580.0
Number of Branches
0.0
0.0
22937.0
0.0
0.0
0.0
22542.0
Quarterly Analysis Highlights - YoY
Interest Earned
YoY Growth in quarter ended Sep 2025 is 5.08% vs 12.32% in Sep 2024
Net Profit
YoY Growth in quarter ended Sep 2025 is -9.09% vs 27.92% in Sep 2024
Operating Profit (PBDIT)
YoY Growth in quarter ended Sep 2025 is -6.77% vs 50.87% in Sep 2024
% of Net NPAs
YoY Growth in quarter ended Sep 2025 is -0.11% vs -0.11% in Sep 2024
% of Gross NPAs
YoY Growth in quarter ended Sep 2025 is -0.40% vs -0.42% in Sep 2024
Compare Quarterly Results Of SBI With
Figures in Cr
Standalone Quarterly Results
Change(INR)
Change(%)
Interest Earned
1,19,653.93
31,510.81
88,143.12
279.72%
Income On Investments
28,278.73
6,376.00
21,902.73
343.52%
Interest On Balances With Rbi Other Inter Bank Funds
1,692.78
700.26
992.52
141.74%
Interest / Discount On Advances / Bills
86,182.58
23,504.87
62,677.71
266.66%
Others
3,499.84
929.68
2,570.16
276.46%
Other Income
19,918.76
3,514.95
16,403.81
466.69%
Total Income
1,39,572.69
35,025.76
1,04,546.93
298.49%
Interest Expended
76,669.87
19,557.20
57,112.67
292.03%
Net Interest Income
42,984.06
11,953.61
31,030.45
259.59%
Total Expenditure (Excl Depreciation)
30,998.68
7,892.61
23,106.07
292.76%
Employee Cost
16,605.95
4,060.72
12,545.23
308.94%
Other Operating Expenses
14,392.73
3,831.89
10,560.84
275.6%
Operating Profit Before Provisions and Contingencies
27,310.92
7,575.95
19,734.97
260.49%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
5,400.12
1,232.47
4,167.65
338.15%
Profit Before Tax
26,504.02
6,343.48
20,160.54
317.82%
Tax
6,344.35
1,534.09
4,810.26
313.56%
Profit After Tax
20,159.67
4,809.39
15,350.28
319.17%
Extraordinary Items
3,493.73
0.00
3,493.73
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
16,665.94
4,809.39
11,856.55
246.53%
Face Value
1.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
21.84
9.29
12.55
135.09%
Diluted Earnings per share
22.00
9.30
12.70
136.56%
Operating Profit Margin (Excl OI)
69.58%
71.04%
0.00
-1.46%
Gross Profit Margin
22.15%
20.13%
0.00
2.02%
PAT Margin
16.85%
15.26%
0.00
1.59%
Net Interest Margin
2.97%
2.96%
0.01
0.01%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
39.63%
38.42%
1.21
1.21%
CASA Amount
21,24,266.00
4,88,660.00
16,35,606.00
334.71%
Capital Adequacy Ratio (Total)
14.62%
16.54%
-1.92
-1.92%
Capital Adequacy Ratio (Tier 1)
12.67%
14.15%
-1.48
-1.48%
Provision Coverage Ratio (%)
75.79%
93.21%
-17.42
-17.42%
Amount of Gross NPAs
76,243.04
27,599.75
48,643.29
176.25%
Amount of Net NPAs
18,459.92
7,140.88
11,319.04
158.51%
% of Net NPAs
0.42%
0.57%
-0.15
-0.15%
% of Gross NPAs
1.73%
2.16%
-0.43
-0.43%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
9,497.00
-9,497.00
-100.0%
Number of Branches
0.00
0.00
0.00
Quarterly - Interest Earned
Interest Earned 119653.93 Cr
in Sep 2025Figures in Cr
QoQ Growth in quarter ended Sep 2025 is 1.41% vs -1.4% in Jun 2025
YoY Growth in quarter ended Sep 2025 is 5.08% vs 12.32% in Sep 2024
Quarterly - Net Profit
Net Profit 16,665.94 Cr
in Sep 2025Figures in Cr
QoQ Growth in quarter ended Sep 2025 is -13.02% vs 2.78% in Jun 2025
YoY Growth in quarter ended Sep 2025 is -9.09% vs 27.92% in Sep 2024
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 27,310.92 Cr
in Sep 2025Figures in Cr
QoQ Growth in quarter ended Sep 2025 is -10.59% vs -2.37% in Jun 2025
YoY Growth in quarter ended Sep 2025 is -6.77% vs 50.87% in Sep 2024
Quarterly - % of Net NPAs
% of Net NPAs 0.42%
in Sep 2025Figures in %
QoQ Growth in quarter ended Sep 2025 is -0.05% vs 0.00% in Jun 2025
YoY Growth in quarter ended Sep 2025 is -0.11% vs -0.11% in Sep 2024
Quarterly - % of Gross NPAs
% of Gross NPAs 1.73%
in Sep 2025Figures in %
QoQ Growth in quarter ended Sep 2025 is -0.10% vs 0.01% in Jun 2025
YoY Growth in quarter ended Sep 2025 is -0.40% vs -0.42% in Sep 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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