Finkurve Fin.

Why is Finkurve Financial Services Ltd falling/rising?

As of 20-Aug, Finkurve Financial Services Ltd's stock price has risen to 75.82, reflecting a 6.06% increase due to strong investor interest and positive short-term performance, despite a decline in delivery volume. The stock has outperformed its sector and the benchmark Sensex, indicating growing investor confidence.

As of 20-Aug, Finkurve Financial Services Ltd is experiencing a rise in its stock price, currently at 75.82, which reflects an increase of 4.33 or 6.06%. This upward movement can be attributed to several factors observed in the recent trading activity. <BR><BR>Today, the stock opened with a significant gain of 4.63%, indicating strong initial investor interest. Additionally, it reached an intraday high of Rs 77.8, marking an increase of 8.83% at its peak. The performance today has outperformed the sector by 4.85%, suggesting that the stock is gaining traction compared to its peers.<BR><BR>In the context of recent performance, the stock has shown a remarkable increase of 19.01% over the past week and 20.10% over the past month, while the benchmark Sensex has seen declines of -0.69% and -0.22%, respectively. This indicates that Finkurve Financial Services Ltd is gaining investor confidence, particularly in the short term.<BR><BR>However, it is important to note that there are signs of falling investor participation, as the delivery volume has decreased by 30.97% compared to the 5-day average. Despite this, the stock remains liquid enough for trading, with a volume of 1.49 lacs on 19 Aug.<BR><BR>Overall, the combination of a strong opening, positive short-term performance relative to the market, and sector outperformance contributes to the rising stock price of Finkurve Financial Services Ltd.

Which are the latest news on Finkurve Fin.?

Should I buy, sell or hold Finkurve Financial Services Ltd?

Who are in the management team of Finkurve Fin.?

The management team of Finkurve Fin. includes Ketan Kothari (Chairman), Sunny Parekh (Company Secretary), Riddhi Tilwani and Nishant Tolchand Ranka (Non-Executive Independent Directors), Narendra Jain (Whole-time Director), Priyanka Kothari (Non-Executive Director), and Dharmesh Lalitkumar Trivedi (Independent Director).

The management team of Finkurve Fin. includes the following members:<BR><BR>1. Ketan Kothari - Chairman (Non-Executive)<BR>2. Sunny Parekh - Company Secretary & Compliance Officer<BR>3. Riddhi Tilwani - Non-Executive & Independent Director<BR>4. Nishant Tolchand Ranka - Non-Executive & Independent Director<BR>5. Narendra Jain - Whole-time Director<BR>6. Priyanka Kothari - Non-Executive Director<BR>7. Dharmesh Lalitkumar Trivedi - Independent Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

What does Finkurve Fin. do?

Finkurve Financial Services Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap segment, offering financial services since 1984. As of June 2026, it reported net sales of 75 Cr and a net profit of 8 Cr, with a market cap of INR 853 Cr.

Overview: <BR>Finkurve Financial Services Ltd operates as a Non-Banking Financial Company (NBFC) in the micro-cap segment.<BR><BR>History: <BR>The company was incorporated in 1984 as Sanjay Leasing Limited and later changed its name to Finkurve Financial Services Limited in 2011. It is registered as an NBFC with the RBI since March 9, 1998. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 75 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 8 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 853 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 30.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.16 <BR>Return on Equity: 7.92% <BR>Price to Book: 2.56 <BR><BR>Contact Details: <BR>Address: 202/A 02nd Floor Trade World, D-Wing Kamala Mills Compound Mumbai Maharashtra : 400013 <BR>Tel: 022-42441200 <BR>Email: finkurvefinancial@gmail.com <BR>Website: http://www.finkurve.com

Who are the peers of the Finkurve Fin.?

Finkurve Fin.'s peers include Prime Securities, Capital India, VLS Finance, and others. While Finkurve Fin. shows excellent growth, it has a negative return of -40.98%, significantly lower than its peers.

Peers: The peers of Finkurve Fin. are Prime Securities, Capital India, VLS Finance, Hexa Tradex, Fedders Holding, Yogi Ltd, BEML Land Assets, Aryaman Fin.Serv, Laxmi India Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Prime Securities, Fedders Holding, Yogi Ltd, Aryaman Fin.Serv, and Laxmi India Fin., while Average management risk is found at Finkurve Fin. and the rest. Growth is rated as Excellent for Finkurve Fin., Fedders Holding, Yogi Ltd, and Laxmi India Fin., while Below Average growth is noted for Prime Securities, Capital India, VLS Finance, Hexa Tradex, and the rest. Capital Structure is rated as Excellent for Prime Securities, Capital India, Finkurve Fin., VLS Finance, Fedders Holding, Aryaman Fin.Serv, and Laxmi India Fin., while Good is noted for Hexa Tradex.<BR><BR>Return Snapshot: Finkurve Fin. has a 1-year return of -40.98%, while Capital India has the lowest return at -38.13% and VLS Finance has the highest return at 13.06%. Compared to its peers, Finkurve Fin.'s return is significantly lower. Additionally, the six-month return is negative for Finkurve Fin., Capital India, Hexa Tradex, Fedders Holding, Yogi Ltd, BEML Land Assets, Aryaman Fin.Serv.

How big is Finkurve Fin.?

As of 14th August, Finkurve Financial Services Ltd has a market capitalization of 1,016.04 Cr, with recent net sales of 72.09 Cr and a net profit of 22.80 Cr. The latest balance sheet shows shareholder's funds of 158.05 Cr and total assets of 184.68 Cr.

As of 14th August, Finkurve Financial Services Ltd has a market capitalization of 1,016.04 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Finkurve reported Net Sales of 72.09 Cr and a Net Profit of 22.80 Cr.<BR><BR>The latest annual period for the balance sheet is March 2022, showing Shareholder's Funds of 158.05 Cr and Total Assets of 184.68 Cr.

When is the next results date for Finkurve Financial Services Ltd?

The next results date for Finkurve Financial Services Ltd is 13 August 2026.

The next results date for Finkurve Financial Services Ltd is scheduled for 13 August 2026.

Are Finkurve Financial Services Ltd latest results good or bad?

Finkurve Financial Services Ltd's latest results are concerning, with a 71.15% decline in net profit and a 14.78% drop in revenue quarter-on-quarter, alongside high valuation multiples and reduced operating margins. Despite year-on-year growth, the overall performance suggests significant challenges ahead for the company.

Finkurve Financial Services Ltd's latest results indicate a troubling performance, primarily characterized by a significant quarter-on-quarter decline in both net profit and revenue. In Q3 FY26, the net profit plummeted by 71.15% to ₹4.91 crore, while revenue fell by 14.78% to ₹23.64 crore. This sharp decline raises concerns about the sustainability of earnings, especially given the company's high valuation multiples, including a trailing P/E ratio of 63x, which is substantially above the industry average of 22x.<BR><BR>Additionally, the operating margin contracted dramatically from 76.08% in the previous quarter to 35.24%, suggesting operational challenges. The return on equity (ROE) of 8.24% is also below industry standards, further highlighting inefficiencies in capital deployment.<BR><BR>While there was impressive year-on-year growth—165.41% in net profit and 191.85% in revenue compared to the same quarter last year—this does not offset the concerning quarter-on-quarter performance. The overall picture suggests that Finkurve is facing significant headwinds, making the latest results appear unfavorable. Investors should be cautious, as the combination of declining profits, high valuations, and weak capital efficiency creates a challenging outlook for the company.

Is Finkurve Fin. technically bullish or bearish?

As of December 3, 2025, Finkurve Fin. has shifted to a bearish trend with moderate strength, indicated by bearish MACD, RSI, moving averages, and underperformance against the Sensex.

As of 3 December 2025, the technical trend for Finkurve Fin. has changed from mildly bearish to bearish. The current stance is bearish with moderate strength. Key indicators driving this include a bearish MACD on both the weekly and daily time frames, a bearish RSI on the weekly, and bearish moving averages. Additionally, the KST is mildly bearish on a monthly basis, while the Dow Theory shows a mildly bearish trend on the weekly. The stock has underperformed the Sensex significantly over the past month and year-to-date, further supporting the bearish outlook.

How has been the historical performance of Finkurve Fin.?

Finkurve Fin. has shown significant fluctuations in performance, with net sales increasing from 27.25 Cr in Mar'21 to 56.55 Cr in Mar'22, alongside improved profitability metrics, despite a decline from previous peaks in sales. Total liabilities and assets decreased, indicating a tighter financial position, while cash flow from operations improved significantly.

Answer:<BR>The historical performance of Finkurve Fin. shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Finkurve Fin. experienced a notable increase in net sales from 27.25 Cr in Mar'21 to 56.55 Cr in Mar'22, following a trend of growth from 24.57 Cr in Mar'20 and 16.99 Cr in Mar'19. However, this is a stark contrast to the much higher sales of 298.46 Cr in Mar'18 and 326.32 Cr in Mar'17, indicating a decline from previous peaks. The total operating income mirrored this trend, rising to 56.55 Cr in Mar'22 from 27.25 Cr in Mar'21, while total expenditure also increased to 28.13 Cr in Mar'22 from 14.33 Cr in Mar'21. Operating profit (PBDIT) saw a significant rise to 29.04 Cr in Mar'22 from 13.54 Cr in Mar'21, reflecting improved operational efficiency. Profit before tax surged to 24.87 Cr in Mar'22, up from 5.65 Cr in Mar'21, and profit after tax followed suit, reaching 19.73 Cr in Mar'22 compared to 4.07 Cr in Mar'21. The earnings per share also improved significantly to 1.56 in Mar'22 from 0.32 in Mar'21. On the balance sheet, total liabilities decreased to 184.68 Cr in Mar'22 from 223.03 Cr in Mar'21, while total assets also fell to 184.68 Cr in Mar'22 from 223.03 Cr in Mar'21, indicating a tightening financial position. Cash flow from operating activities improved to 27.00 Cr in Mar'22 from 4.00 Cr in Mar'21, although the net cash outflow was -7.00 Cr in Mar'22, down from a neutral position in Mar'21. Overall, Finkurve Fin. has shown a recovery in profitability metrics in the latest fiscal year, despite a challenging historical context.

Who are the top shareholders of the Finkurve Fin.?

The top shareholders of Finkurve Fin. include promoter Mohinidevi Bhanwarlal Kothari with 26.44% ownership, three Foreign Institutional Investors holding 6.08%, and individual investors with 30.97%. There are no mutual funds invested, and the highest public shareholder, Thomas John Muthoot, holds 0%.

The top shareholders of Finkurve Fin. primarily include the promoters, who hold a significant portion of the company's shares. The promoter with the highest holding is Mohinidevi Bhanwarlal Kothari, owning 26.44% of the shares. Additionally, there are three Foreign Institutional Investors (FIIs) that collectively hold 6.08% of the company. Individual investors also have a notable presence, holding 30.97% of the shares. It's worth noting that there are no mutual funds currently holding shares in the company, and the highest public shareholder, Thomas John Muthoot, holds 0%.

Is Finkurve Fin. overvalued or undervalued?

As of July 26, 2024, Finkurve Fin. is considered very expensive and overvalued with a PE ratio of 91.85, significantly higher than its peers, and its financial performance metrics do not justify this valuation despite impressive long-term returns.

As of 26 July 2024, Finkurve Fin. has moved from an expensive to a very expensive valuation grade. The company is currently deemed overvalued, with a PE ratio of 91.85, a Price to Book Value of 8.13, and an EV to EBITDA ratio of 43.14. In comparison to its peers, Finkurve Fin. significantly exceeds the PE ratio of Life Insurance at 12.54 and Bajaj Finance at 35.01, highlighting its overvaluation in the market.<BR><BR>The company's financial performance metrics, including a ROCE of 9.66% and ROE of 8.85%, do not justify its high valuation ratios, indicating a disconnect between its earnings potential and market price. Additionally, while Finkurve Fin. has shown impressive returns over the long term, with a 1Y return of 112.99% compared to the Sensex's 7.62%, this may not be sustainable given its current valuation status.

What is the bonus history of the Finkurve Fin.?

Finkurve Financial Services Ltd announced a 6:1 bonus issue on August 22, 2013, meaning shareholders received 6 additional shares for every 1 share held, with a record date of August 23, 2013.

Finkurve Financial Services Ltd has a bonus history that includes a 6:1 bonus issue announced with an ex-date of August 22, 2013. The record date for this bonus was August 23, 2013. This means that for every 1 share held, shareholders received 6 additional shares. If you have any more questions about the company or its financial activities, feel free to ask!

Has Finkurve Fin. declared dividend?

No Dividend History Available