FinWise Bancorp

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US31813A1097
USD
18.19
0.26 (1.45%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5.62 k

Shareholding (Mar 2025)

FII

0.66%

Held by 15 FIIs

DII

90.93%

Held by 9 DIIs

Promoter

0.00%

How big is FinWise Bancorp?

22-Jun-2025

As of Jun 18, FinWise Bancorp has a market capitalization of 181.04 million, with total assets of 750.87 million and shareholder's funds of 173.72 million.

As of Jun 18, FinWise Bancorp has a market capitalization of 181.04 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters of 75.74 million and a net profit of 12.16 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 173.72 million and total assets of 750.87 million.

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What does FinWise Bancorp do?

22-Jun-2025

FinWise Bancorp is a micro-cap regional bank with recent net sales of $19 million and a net profit of $3 million. It has a market cap of $181.04 million, a P/E ratio of 16.00, and a return on equity of 6.85%.

Overview:<BR>FinWise Bancorp operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 19 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 181.04 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 16.00<BR>Debt Equity: 0.00<BR>Return on Equity: 6.85%<BR>Price to Book: 1.02<BR><BR>Contact Details:<BR>Registrar Address: Not available.

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Should I buy, sell or hold FinWise Bancorp?

22-Jun-2025

Is FinWise Bancorp overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, FinWise Bancorp is fairly valued with a P/E ratio of 16, a Price to Book Value of 1.08, and an EV to Capital Employed of 0.76, though it is relatively more expensive than peers like LINKBANCORP and First United Corp.

As of 7 July 2025, the valuation grade for FinWise Bancorp has moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 16, a Price to Book Value of 1.08, and an EV to Capital Employed of 0.76. In comparison to peers, LINKBANCORP, Inc. has a P/E of 7.19 and First United Corp. has a P/E of 10.09, indicating that FinWise Bancorp is relatively more expensive than some of its peers.<BR><BR>While specific return data is not available, the absence of a strong return narrative against the S&P 500 suggests that the stock may not have outperformed the benchmark recently, reinforcing the notion of it being fairly valued at this time.

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Is FinWise Bancorp technically bullish or bearish?

20-Sep-2025

As of August 28, 2025, FinWise Bancorp's trend is bullish, supported by positive MACD, Bollinger Bands, and KST indicators, despite a bearish weekly RSI, while it has significantly outperformed the S&P 500 with a 1-year return of 46.1% compared to 17.14%.

As of 28 August 2025, the technical trend for FinWise Bancorp has changed from mildly bullish to bullish. The current stance is bullish, supported by bullish signals from the MACD on both weekly and monthly time frames, as well as bullish Bollinger Bands and KST indicators. However, the weekly RSI shows a bearish signal, indicating some short-term weakness. The moving averages are bullish on the daily chart, while Dow Theory reflects a mildly bullish stance on both weekly and monthly charts. <BR><BR>In terms of performance, FinWise Bancorp has outperformed the S&P 500 across multiple periods, with a 1-year return of 46.1% compared to the S&P 500's 17.14%, and a 3-year return of 104.06% versus 70.41% for the index.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Management Efficiency with a high ROA of 2.70%

 
2

Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 2.70%

 
3

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 69.52%

 
4

Flat results in Jun 25

5

With ROA of 0.94%, it has a fair valuation with a 1.08 Price to Book Value

6

High Institutional Holdings at 31.76%

7

Underperformed the market in the last 1 year

 
stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 266 Million (Micro Cap)

stock-summary
P/E

16.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

7.14%

stock-summary
Price to Book

1.46

Revenue and Profits:
Net Sales:
20 Million
(Quarterly Results - Jun 2025)
Net Profit:
4 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-3.45%
0%
-3.45%
6 Months
28.1%
0%
28.1%
1 Year
2.65%
0%
2.65%
2 Years
53.5%
0%
53.5%
3 Years
94.13%
0%
94.13%
4 Years
38.96%
0%
38.96%
5 Years
0%
0%
0.0%

FinWise Bancorp for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
87.56%
EBIT Growth (5y)
112.12%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
31.76%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.08
EV to EBIT
-3.94
EV to EBITDA
-2.67
EV to Capital Employed
0.76
EV to Sales
-0.61
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-19.21%
ROE (Latest)
6.85%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 7 Schemes (8.41%)

Foreign Institutions

Held by 15 Foreign Institutions (0.66%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by FinWise Bancorp"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by FinWise Bancorp"
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stock-summaryCompany CV
About FinWise Bancorp stock-summary
stock-summary
FinWise Bancorp
Regional Banks
No Details Available.
Company Coordinates stock-summary
Icon
No Company Details Available