FinWise Bancorp

How big is FinWise Bancorp?

As of Jun 18, FinWise Bancorp has a market capitalization of 181.04 million, with total assets of 750.87 million and shareholder's funds of 173.72 million.

As of Jun 18, FinWise Bancorp has a market capitalization of 181.04 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters of 75.74 million and a net profit of 12.16 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 173.72 million and total assets of 750.87 million.

What does FinWise Bancorp do?

FinWise Bancorp is a micro-cap regional bank with recent net sales of $19 million and a net profit of $3 million. It has a market cap of $181.04 million, a P/E ratio of 16.00, and a return on equity of 6.85%.

Overview:<BR>FinWise Bancorp operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 19 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 181.04 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 16.00<BR>Debt Equity: 0.00<BR>Return on Equity: 6.85%<BR>Price to Book: 1.02<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold FinWise Bancorp?

Is FinWise Bancorp overvalued or undervalued?

As of July 7, 2025, FinWise Bancorp is fairly valued with a P/E ratio of 16, a Price to Book Value of 1.08, and an EV to Capital Employed of 0.76, though it is relatively more expensive than peers like LINKBANCORP and First United Corp.

As of 7 July 2025, the valuation grade for FinWise Bancorp has moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 16, a Price to Book Value of 1.08, and an EV to Capital Employed of 0.76. In comparison to peers, LINKBANCORP, Inc. has a P/E of 7.19 and First United Corp. has a P/E of 10.09, indicating that FinWise Bancorp is relatively more expensive than some of its peers.<BR><BR>While specific return data is not available, the absence of a strong return narrative against the S&P 500 suggests that the stock may not have outperformed the benchmark recently, reinforcing the notion of it being fairly valued at this time.

Is FinWise Bancorp technically bullish or bearish?

As of August 28, 2025, FinWise Bancorp's trend is bullish, supported by positive MACD, Bollinger Bands, and KST indicators, despite a bearish weekly RSI, while it has significantly outperformed the S&P 500 with a 1-year return of 46.1% compared to 17.14%.

As of 28 August 2025, the technical trend for FinWise Bancorp has changed from mildly bullish to bullish. The current stance is bullish, supported by bullish signals from the MACD on both weekly and monthly time frames, as well as bullish Bollinger Bands and KST indicators. However, the weekly RSI shows a bearish signal, indicating some short-term weakness. The moving averages are bullish on the daily chart, while Dow Theory reflects a mildly bullish stance on both weekly and monthly charts. <BR><BR>In terms of performance, FinWise Bancorp has outperformed the S&P 500 across multiple periods, with a 1-year return of 46.1% compared to the S&P 500's 17.14%, and a 3-year return of 104.06% versus 70.41% for the index.