FAF Share Price | First American Financial Corp. Stock Analysis & Recommendation

Q: How big is First American Financial Corp.?

Market Cap: As of Jun 18, First American Financial Corp. has a market capitalization of 5,934.24 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, First American Financial Corp. reported net sales of 0.00 million and a net profit of 160.70 million.Balance Sheet Snapshot: As of Dec 24, the company's shareholder's funds amounted to 4,908.50 million, while total assets were reported at 14,908.60 million.

Q: What does First American Financial Corp. do?

Overview:First American Financial Corporation is engaged in providing financial services within the insurance industry, specifically focusing on title insurance and specialty insurance, and it operates in the mid-cap market.Financial Snapshot:- Most recent Net Profit: 75 Million (Quarterly Results - Mar 2025)- Market cap: USD 5,934.24 Million (Mid Cap)Key Metrics:- P/E: 37.00- Dividend Yield: 3.75%- Debt Equity: -999,999.00- Return on Equity: 3.16%- Price to Book: 1.18Contact Details:- Address: 1 First American Way, SANTA ANA CA: 92707- Tel: ['1 714 2503000', '1 714 2505214']- Fax: 1 302 6365454- Website: http://www.firstam.com/

Q: Is First American Financial Corp. overvalued or undervalued?

As of 7 July 2025, the valuation grade for First American Financial Corp. has moved from expensive to very expensive. The company is overvalued based on its current metrics. The P/E ratio stands at 37, significantly higher than the peer average of approximately 11.21 for Old Republic International Corp., which is considered attractive. Additionally, the EV to EBITDA ratio is 24.78, while peers like Radian Group Inc. and Assured Guaranty Ltd. are much lower at around 8.98 and 7.78, respectively.In terms of returns, First American Financial Corp. has underperformed compared to the S&P 500 over multiple periods, with a 1-year return of only 0.43% versus the S&P 500's 17.14%. This underperformance, combined with its high valuation ratios, reinforces the conclusion that the stock is overvalued in the current market.

Q: Is First American Financial Corp. technically bullish or bearish?

As of 26 September 2025, the technical trend for First American Financial Corp. has changed from bullish to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating mixed signals across time frames. The daily moving averages are bullish, supporting a positive short-term outlook. Both the weekly and monthly Bollinger Bands are mildly bullish, suggesting potential upward movement. However, the weekly OBV is mildly bearish, which could indicate some selling pressure. In terms of performance, the stock has underperformed the S&P 500 over the past month and year, with returns of -1.84% and 0.17% compared to the benchmark's 2.75% and 15.64%, respectively. Over the longer term, the stock has significantly lagged behind the S&P 500 in the 3-year and 5-year periods. Overall, the current stance is mildly bullish, but the strength is tempered by mixed signals and underperformance relative to the benchmark.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

372.25 k

Shareholding (Sep 2025)

FII

9.77%

Held by 140 FIIs

DII

41.75%

Held by 58 DIIs

Promoter

0.98%

How big is First American Financial Corp.?

22-Jun-2025

As of Jun 18, First American Financial Corp. has a market capitalization of $5.93 billion, with shareholder's funds of $4.91 billion and total assets of $14.91 billion.

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What does First American Financial Corp. do?

22-Jun-2025

First American Financial Corporation provides title and specialty insurance services and operates in the mid-cap market with a market cap of approximately $5.93 billion. As of March 2025, it reported a net profit of $75 million and has a P/E ratio of 37.00 and a dividend yield of 3.75%.

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Who are in the management team of First American Financial Corp.?

22-Jun-2025

As of March 2022, the management team of First American Financial Corp. includes Mr. Parker Kennedy (Independent Chairman), Mr. Dennis Gilmore (CEO), Dr. James Doti (Lead Independent Director), and several Independent Directors: Mr. Reginald Gilyard, Ms. Margaret McCarthy, Mr. Michael McKee, and Mr. Thomas McKernan. They oversee the company's strategic direction and operations.

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Is First American Financial Corp. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, First American Financial Corp. is considered very expensive and overvalued, with a P/E ratio of 37 compared to the peer average of 11.21, and it has underperformed the S&P 500 with a 1-year return of only 0.43%.

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Is First American Financial Corp. technically bullish or bearish?

30-Sep-2025

As of September 26, 2025, First American Financial Corp. shows a mildly bullish trend with mixed technical signals, including bullish daily moving averages and a mildly bearish weekly OBV, while underperforming the S&P 500 over the past month and year.

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Compare First American Financial Corp. with Similar Stocks

Old Republic International Corp.Fidelity National Financial, Inc.Essent Group Ltd.

Score

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Strong Sell

Sell

Hold

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Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.22%

With a growth in Net Profit of 96.9%, the company declared Outstanding results in Jun 25

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 6,461 Million (Small Cap)

P/E

37.00

Industry P/E

Dividend Yield

3.47%

Debt Equity

-999,999.00

Return on Equity

9.10%

Price to Book

1.22

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

147 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

10.72%

6 Months

7.47%

1 Year

5.05%

2 Years

13.5%

3 Years

9.37%

4 Years

-9.93%

5 Years

23.22%

First American Financial Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

0.29%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

21.11%

Dividend Payout Ratio

170.25%

Pledged Shares

Institutional Holding

96.29%

ROCE (avg)

ROE (avg)

10.22%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.16

EV to EBIT

EV to EBITDA

24.78

EV to Capital Employed

1.18

EV to Sales

0.86

PEG Ratio

Dividend Yield

3.82%

ROCE (Latest)

ROE (Latest)

3.16%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

No Signal

Bollinger Bands

Bullish

Sideways

Moving Averages

Bullish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 98 Schemes (47.45%)

Foreign Institutions

Held by 140 Foreign Institutions (9.77%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "38.00",
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          "val1": "0.00",
          "val2": "0.00",
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          "field": "Consolidate Net Profit",
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        "Dec'24",
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          "field": "Interest",
          "val1": "149.60",
          "val2": "132.50",
          "chgp": "12.91%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

53.00

52.50

0.95%

Interest

38.00

35.20

7.95%

Exceptional Items

0.00

Consolidate Net Profit

147.10

74.80

96.66%

Operating Profit Margin (Excl OI)

126.60%

83.30%

4.33%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 96.66% vs 2.61% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

207.40

188.50

10.03%

Interest

149.60

132.50

12.91%

Exceptional Items

0.00

Consolidate Net Profit

132.60

215.50

-38.47%

Operating Profit Margin (Excl OI)

50.30%

66.90%

-1.66%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -38.47% vs -18.68% in Dec 2023

All Annual Results

Company CV

About First American Financial Corp.

First American Financial Corp.

Insurance

First American Financial Corporation, through its subsidiaries, is engaged in the business of providing financial services. The Company operates through the title insurance and services segment, and specialty insurance segment. The title insurance and services segment provides title insurance, closing and/or escrow services and similar or related services domestically and internationally in connection with residential and commercial real estate transactions. The title insurance and services segment also provides products, services and solutions involving the use of property related data, including data derived from its database, which are designed to manage risk or otherwise facilitate real estate transactions. The specialty insurance segment issues property and casualty insurance policies and sells home warranty products to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism and other types of property damage.

Company Coordinates

Company Details

1 First American Way , SANTA ANA CA : 92707

Tel: 1 714 25030001 714 2505214

http://www.firstam.com/

Registrar Details

First American Financial Corp.

1Day

52 Week

CASH

FII

DII

Promoter

How big is First American Financial Corp.?

Watch in Real-Time

What does First American Financial Corp. do?

Who are in the management team of First American Financial Corp.?

Is First American Financial Corp. overvalued or undervalued?

Is First American Financial Corp. technically bullish or bearish?

Compare First American Financial Corp. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.22%

With a growth in Net Profit of 96.9%, the company declared Outstanding results in Jun 25

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About First American Financial Corp.

Company Coordinates