First Bancorp (North Carolina)

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: US3189101062
USD
51.61
0.97 (1.92%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

126.91 k

Shareholding (Mar 2025)

FII

4.97%

Held by 67 FIIs

DII

49.03%

Held by 51 DIIs

Promoter

0.09%

How big is First Bancorp (North Carolina)?

22-Jun-2025

As of Jun 18, First Bancorp (North Carolina) has a market capitalization of $1.67 billion, with total assets of $12.17 billion and shareholder's funds of $1.45 billion.

As of Jun 18, First Bancorp (North Carolina) has a market capitalization of 1,670.06 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 525.25 million and a net profit of 86.90 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 1,445.61 million and total assets of 12,173.00 million.

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What does First Bancorp (North Carolina) do?

22-Jun-2025

First Bancorp (North Carolina) is the bank holding company for First Bank, operating in the Regional Banks industry with a market cap of approximately $1.67 billion. As of March 2025, it reported net sales of $133 million and a net profit of $36 million.

Overview: <BR>First Bancorp (North Carolina) is the bank holding company for First Bank, operating in the Regional Banks industry within the micro-cap market.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 133 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 36 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 1,670.06 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 20.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 5.76% <BR>Price to Book: 1.11<BR><BR>Contact Details: <BR>Address: 300 SW BROAD STREET, 341 N Main St, SOUTHERN PINES NC: 28387 <BR>Tel: ['1 910 2462500', '1 910 2462506']

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Should I buy, sell or hold First Bancorp (North Carolina)?

22-Jun-2025

Who are in the management team of First Bancorp (North Carolina)?

22-Jun-2025

As of March 2022, the management team of First Bancorp (North Carolina) includes Mr. James Crawford (Independent Chairman), Mr. Michael Mayer (President and CEO), Mr. Richard Moore (CEO), and several independent directors, including Ms. Suzanne DeFerie, Mr. Daniel Blue, Ms. Mary Capel, Ms. Abby Donnelly, and Mr. John Gould. They oversee the company's operations and strategic direction.

As of March 2022, the management team of First Bancorp (North Carolina) includes the following individuals:<BR><BR>- Mr. James Crawford, Independent Chairman of the Board<BR>- Mr. Michael Mayer, President and Chief Executive Officer of First Bank, Director<BR>- Mr. Richard Moore, Chief Executive Officer, Director<BR>- Ms. Suzanne DeFerie, Director<BR>- Mr. Daniel Blue, Independent Director<BR>- Ms. Mary Capel, Independent Director<BR>- Ms. Abby Donnelly, Independent Director<BR>- Mr. John Gould, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is First Bancorp (North Carolina) overvalued or undervalued?

20-Sep-2025

As of July 26, 2023, First Bancorp (North Carolina) is considered overvalued with a P/E ratio of 20 and an EV to EBITDA of 8.98, despite a strong year-to-date return of 24.95%, as it lags behind the S&P 500 in longer-term performance.

As of 26 July 2023, First Bancorp (North Carolina) has moved from a fair to an expensive valuation grade. The company appears overvalued based on its current metrics, including a P/E ratio of 20, a Price to Book Value of 1.14, and an EV to EBITDA of 8.98. In comparison to its peers, Trustmark Corp. has a fair P/E of 11.24, while Enterprise Financial Services Corp. is rated very attractive with an EV to EBITDA of 11.88, highlighting First Bancorp's relative overvaluation.<BR><BR>Recent stock performance shows that First Bancorp has outperformed the S&P 500 year-to-date with a return of 24.95% compared to 12.22%, but it lags behind the benchmark over the longer three-year and ten-year periods, with returns of 43.71% and 158.91% respectively, compared to 70.41% and 231.64% for the S&P 500. This suggests that while the company has had a strong recent performance, its current valuation may not be justified given the broader market trends.

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Is First Bancorp (North Carolina) technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, First Bancorp (North Carolina) shows a mildly bullish trend with mixed technical indicators, having returned 18.08% year-to-date and 24.42% over the past year, outperforming the S&P 500 in the short term but underperforming over longer periods.

As of 3 October 2025, the technical trend for First Bancorp (North Carolina) has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD is bullish, indicating mixed signals. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, and the daily moving averages are also mildly bullish. The KST shows bullish momentum on both weekly and monthly charts, but Dow Theory indicates a mildly bearish stance on the weekly while remaining bullish monthly. The OBV is showing no trend weekly and mildly bearish monthly.<BR><BR>In terms of performance, the stock has returned 18.08% year-to-date and 24.42% over the past year, outperforming the S&P 500's 14.18% and 17.82% returns, respectively. However, it has underperformed the S&P 500 over the 3-year and 10-year periods. Overall, the current technical stance is mildly bullish, but with some caution due to the mixed indicators.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 5.84%

 
2

The company has declared positive results in Mar'2025 after 2 consecutive negative quarters

3

With ROA of 0.40%, it has a expensive valuation with a 1.14 Price to Book Value

4

High Institutional Holdings at 72.98%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 2,296 Million (Small Cap)

stock-summary
P/E

20.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

6.21%

stock-summary
Price to Book

1.48

Revenue and Profits:
Net Sales:
137 Million
(Quarterly Results - Jun 2025)
Net Profit:
38 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-5.46%
0%
-5.46%
6 Months
25.05%
0%
25.05%
1 Year
10.42%
0%
10.42%
2 Years
57.06%
0%
57.06%
3 Years
6.68%
0%
6.68%
4 Years
15.07%
0%
15.07%
5 Years
56.2%
0%
56.2%

First Bancorp (North Carolina) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
16.83%
EBIT Growth (5y)
-4.76%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
47.72%
Pledged Shares
0
Institutional Holding
72.98%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
1.14
EV to EBIT
10.44
EV to EBITDA
8.98
EV to Capital Employed
1.28
EV to Sales
1.90
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
12.23%
ROE (Latest)
5.76%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 63 Schemes (45.82%)

Foreign Institutions

Held by 67 Foreign Institutions (4.97%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About First Bancorp (North Carolina) stock-summary
stock-summary
First Bancorp (North Carolina)
Regional Banks
First Bancorp is the bank holding company for First Bank (the Bank). The Company's principal activity is the ownership and operation of First Bank. The Bank engages in a range of banking activities, including the acceptance of deposits and the making of loans. The Bank offers credit cards, debit cards, letters of credit, safe deposit box rentals and electronic funds transfer services, including wire transfers. In addition, the Bank offers Internet banking, mobile banking, cash management and bank-by-phone capabilities to its customers. It also offers a mobile check deposit feature for its mobile banking customers to deposit checks through their smartphone. The Bank offers remote deposit capture for its business customers. The Company provides loans for a range of consumer and commercial purposes, including loans for business, agriculture, real estate, personal uses, home improvement and automobiles.
Company Coordinates stock-summary
Company Details
300 SW BROAD STREET, 341 N Main St , SOUTHERN PINES NC : 28387
stock-summary
Tel: 1 910 24625001 910 2462506
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Registrar Details