Dashboard
1
High Profitability with a Net Interest Margin of 5.57%
2
The Bank has a high Capital Adequacy Ratio of 19.14% signifying high buffers against its risk based assets
3
The company has declared Positive results for the last 3 consecutive quarters
4
With ROA of 1.30%, it has a expensive valuation with a 3.13 Price to Book Value
5
Consistent Underperformance against the benchmark over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-9.85%
0%
-9.85%
6 Months
-14.85%
0%
-14.85%
1 Year
-16.03%
0%
-16.03%
2 Years
0.33%
0%
0.33%
3 Years
-8.32%
0%
-8.32%
4 Years
-38.55%
0%
-38.55%
5 Years
-13.73%
0%
-13.73%
First Financial Bankshares, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
14.12%
EBIT Growth (5y)
6.24%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
46.14%
Pledged Shares
0
Institutional Holding
73.07%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
23
Industry P/E
Price to Book Value
3.13
EV to EBIT
16.34
EV to EBITDA
15.54
EV to Capital Employed
5.52
EV to Sales
6.77
PEG Ratio
1.45
Dividend Yield
195.23%
ROCE (Latest)
33.79%
ROE (Latest)
13.78%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 70 Schemes (32.95%)
Foreign Institutions
Held by 103 Foreign Institutions (5.15%)
Strategic Entities with highest holding
Highest Public shareholder
About First Financial Bankshares, Inc. 
First Financial Bankshares, Inc.
Major Banks
First Financial Bankshares, Inc. is a financial holding company. The Company, through its subsidiaries, conducts commercial banking business. The Company's subsidiaries include First Financial Bank, National Association, Abilene, Texas; First Technology Services, Inc., Abilene, Texas; First Financial Trust & Asset Management Company, National Association, Abilene, Texas; First Financial Investments, Inc., Abilene, Texas, First Financial Insurance Agency, Inc., Abilene, Texas, Commercial Bancshares, Inc., and Commercial State Bank, Kingwood, Texas. Its loan portfolio consists of loans made to businesses, professionals, individuals, and farm and ranch operations located in the primary trade areas served by its subsidiary bank. Its securities available-for-sale include the United States Treasury securities, Obligations of the United States Government sponsored enterprises and agencies and Obligations of states and political subdivisions.
Company Coordinates 
Company Details
400 Pine St,, PO Box 701 ABILENE TX : 79601-5108
Registrar Details






