FSFG Share Price | First Savings Financial Group, Inc. Stock Analysis & Recommendation

Q: What does First Savings Financial Group, Inc. do?

Overview:First Savings Financial Group, Inc. is a bank holding company operating in the Regional Banks industry, focusing on community-oriented financial services.Financial Snapshot:- Most recent Net Sales: 31 Million (Quarterly Results - Mar 2025)- Most recent Net Profit: 5 Million (Quarterly Results - Mar 2025)- Market cap: USD 182.89 Million (Micro Cap)Key Metrics:- P/E: 10.00- Dividend Yield: 2.33%- Debt Equity: 0.00- Return on Equity: 10.87%- Price to Book: 1.02Contact Details:- Address: 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN: 47130- Tel: 1 812 2830724- Website: http://ir.fsbbank.net/

Q: Is First Savings Financial Group, Inc. technically bullish or bearish?

As of 1 October 2023, the technical data for First Savings Financial Group, Inc. is insufficient to form a view on whether it is bullish or bearish.

Q: Is First Savings Financial Group, Inc. overvalued or undervalued?

As of 28 November 2025, the valuation grade for First Savings Financial Group, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 10, which is higher than the peer average of 9.54 for similar companies like LINKBANCORP, Inc. at 7.19 and First United Corp. at 10.09. Additionally, the EV to EBITDA ratio stands at 21.62, which is considerably elevated compared to peers, suggesting that the market may be pricing in excessive growth expectations.The PEG ratio of 0.05 further emphasizes the disparity between the company’s growth potential and its current pricing, indicating that investors may be overestimating future earnings. Despite a positive year-to-date return of 18.03% compared to the S&P 500's 16.45%, the long-term performance shows a concerning decline, with a 5-year return of -50.40% against the S&P 500's 88.25%. This trend reinforces the notion that First Savings Financial Group, Inc. is currently overvalued in the market.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

Shareholding (Sep 2025)

FII

1.84%

Held by 22 FIIs

DII

83.11%

Held by 15 DIIs

Promoter

0.00%

What does First Savings Financial Group, Inc. do?

22-Jun-2025

First Savings Financial Group, Inc. is a bank holding company that provides community-oriented financial services, with a recent net profit of $5 million and a market cap of $182.89 million. Key metrics include a P/E ratio of 10.00 and a dividend yield of 2.33%.

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Who are in the management team of First Savings Financial Group, Inc.?

22-Jun-2025

As of March 2022, the management team of First Savings Financial Group, Inc. includes Mr. John Colin (Independent Chairman), Mr. Larry Myers (President and CEO), and Independent Directors Ms. Pamela Bennett-Martin, Mr. Frank Czeschin, Mr. Samuel Eckart, and Mr. L. Fordyce. They oversee the company's strategic direction and operations.

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Is First Savings Financial Group, Inc. technically bullish or bearish?

25-Jun-2025

As of October 1, 2023, there is insufficient technical data for First Savings Financial Group, Inc. to determine a bullish or bearish outlook.

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Is First Savings Financial Group, Inc. overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, First Savings Financial Group, Inc. is considered overvalued due to a P/E ratio of 10, higher than the peer average of 9.54, an elevated EV to EBITDA ratio of 21.62, and a concerning long-term performance decline of -50.40% over five years, despite a positive year-to-date return of 18.03%.

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Compare First Savings Financial Group, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 9.78%

Poor long term growth as Net profit has grown by an annual rate of -0.87%
A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans

The company has declared Positive results for the last 5 consecutive quarters

With ROA of 0.58%, it has a attractive valuation with a 1.08 Price to Book Value

Market Beating Performance

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

USD 234 Million (Micro Cap)

P/E

10.00

Industry P/E

Dividend Yield

1.88%

Debt Equity

0.00

Return on Equity

11.97%

Price to Book

1.21

Revenue and Profits:

Net Sales:

32 Million

(Quarterly Results - Sep 2025)

Net Profit:

5 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

13.87%

6 Months

34.04%

1 Year

44.53%

2 Years

90.68%

3 Years

74.7%

4 Years

29.45%

5 Years

68.02%

First Savings Financial Group, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

17.62%

EBIT Growth (5y)

-20.80%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

18.98%

Pledged Shares

Institutional Holding

39.12%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.08

EV to EBIT

25.13

EV to EBITDA

21.62

EV to Capital Employed

1.03

EV to Sales

3.58

PEG Ratio

0.05

Dividend Yield

1.63%

ROCE (Latest)

4.12%

ROE (Latest)

10.87%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 15 Schemes (15.05%)

Foreign Institutions

Held by 22 Foreign Institutions (1.84%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Company CV

About First Savings Financial Group, Inc.

First Savings Financial Group, Inc.

Regional Banks

First Savings Financial Group, Inc. is a bank holding company for First Savings Bank (the Bank). The Company's principal business activity is the ownership of the outstanding common stock of First Savings Bank. The Bank operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its primary market area. The Bank attracts deposits from the public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multi-family loans, land and land development loans, and consumer loans. It conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area. The Bank operates in Clark, Floyd, Harrison, Crawford and Washington counties, Indiana. The Bank offers fixed and adjustable-rate mortgage loans secured by commercial real estate.

Company Coordinates

Company Details

702 NORTH SHORE DRIVE, SUITE 300 , JEFFERSONVILLE IN : 47130

Tel: 1 812 2830724

http://ir.fsbbank.net/

Registrar Details