As of 28 November 2025, the valuation grade for First Savings Financial Group, Inc. has moved from fair to expensive, indicating that the stock is overvalued. The company exhibits a P/E ratio of 10, a price-to-book value of 1.08, and an EV to EBITDA ratio of 21.62, which are relatively high compared to peers like LINKBANCORP, Inc. with a P/E of 7.19 and First United Corp. at 10.09, suggesting that First Savings is not favorably positioned in its industry. In terms of performance, the stock has returned 17.32% year-to-date, slightly outperforming the S&P 500's return of 16.45% during the same period, but the longer-term returns reveal a concerning trend, with a 5-year return of -50.70% compared to the S&P 500's 88.25%. Overall, the combination of high valuation ratios and poor long-term performance leads to the conclusion that First Savings Financial Group, Inc. is overvalued....

As of 28 November 2025, the valuation grade for First Savings Financial Group, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 10, which is higher than the peer average of 9.54, and an EV to EBITDA ratio of 21.62, which is notably elevated compared to peers like LINKBANCORP, Inc. at 7.19. Additionally, the PEG ratio of 0.05 suggests that the stock may not be offering sufficient growth relative to its price. In comparison to its peers, First Savings Financial Group, Inc. is positioned less favorably, with its ROE of 10.87% and ROCE of 4.12% not providing a compelling justification for its current valuation. The stock has underperformed against the S&P 500 over the long term, with a 5-year return of -50.70% compared to the S&P 500's 88.25%, further reinforcing the notion that the stock is overvalued at its current price...

First Savings Financial Group, Inc. has achieved a 52-week high, marking a significant performance milestone with a notable increase over the past year. The company, with a market capitalization of approximately $206 million, showcases strong financial metrics, including a favorable P/E ratio and a solid balance sheet.