First United Corp.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US33741H1077
USD
38.60
0.48 (1.27%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

8.18 k

Shareholding (Mar 2025)

FII

5.61%

Held by 26 FIIs

DII

79.67%

Held by 15 DIIs

Promoter

0.00%

How big is First United Corp.?

22-Jun-2025

As of Jun 18, First United Corp. has a market capitalization of 185.35 million and total assets of 1,981.06 million, with shareholder's funds reported at 179.29 million.

As of Jun 18, First United Corp. has a market capitalization of 185.35 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 94.16 million, while the sum of net profit for the same period is 22.68 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 179.29 million, and the total assets amount to 1,981.06 million.

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What does First United Corp. do?

22-Jun-2025

First United Corporation is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $24 million and a net profit of $6 million. It has a market cap of $185.35 million and key metrics include a P/E ratio of 9.00 and a dividend yield of 232.50%.

Overview:<BR>First United Corporation is a bank holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 24 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 6 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 185.35 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Dividend Yield: 232.50% <BR>Debt Equity: 0.00 <BR>Return on Equity: 12.35% <BR>Price to Book: 1.01 <BR><BR>Contact Details:<BR>Address: 19 S 2nd St, OAKLAND MD: 21550-1517 <BR>Tel: ['1 301 3349471', '1 301 533-2390'] <BR>Website: https://www.mybank.com/

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Should I buy, sell or hold First United Corp.?

22-Jun-2025

Who are in the management team of First United Corp.?

22-Jun-2025

As of March 2022, the management team of First United Corp. includes Carissa Rodeheaver (Chairman, President, CEO), John McCullough (Lead Independent Director), and Directors Sanu Chadha, Christy DiPietro, Patricia Milon, and John Barr. They oversee the company's operations and strategic direction.

As of March 2022, the management team of First United Corp. includes:<BR><BR>- Ms. Carissa Rodeheaver, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. John Mccullough, who is the Lead Independent Director.<BR>- Ms. Sanu Chadha, who is a Director.<BR>- Ms. Christy DiPietro, who is also a Director.<BR>- Ms. Patricia Milon, who serves as a Director.<BR>- Mr. John Barr, who is an Independent Director. <BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is First United Corp. overvalued or undervalued?

20-Sep-2025

As of September 11, 2025, First United Corp. is fairly valued with a P/E ratio of 9, a Price to Book Value of 1.05, and a PEG Ratio of 0.14, while outperforming the S&P 500 with a 1-year return of 29.11%.

As of 11 September 2025, the valuation grade for First United Corp. has moved from attractive to fair, indicating a shift in its perceived value. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 9, a Price to Book Value of 1.05, and a PEG Ratio of 0.14, which suggests that the stock is reasonably priced relative to its growth potential.<BR><BR>When compared to peers, LINKBANCORP, Inc. has a more attractive P/E ratio of 7.19, while Hawthorn Bancshares, Inc. stands at a fair valuation with a P/E of 11.27. The company's recent stock performance has outpaced the S&P 500, with a 1-year return of 29.11% compared to the index's 17.14%, reinforcing the notion that First United Corp. is maintaining a competitive edge in the market.

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Is First United Corp. technically bullish or bearish?

20-Sep-2025

As of August 22, 2025, First United Corp. shows a bullish technical trend supported by positive MACD and Bollinger Bands indicators, despite a mildly bearish KST signal, and has significantly outperformed the S&P 500 over the past year and five years.

As of 22 August 2025, the technical trend for First United Corp. has changed from sideways to bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also indicate a bullish stance in both time frames. Daily moving averages support this bullish outlook. However, the KST shows a mildly bearish signal on the monthly, and Dow Theory indicates a mildly bullish trend on the monthly with no trend on the weekly. <BR><BR>The stock has outperformed the S&P 500 across multiple periods, with a 1-year return of 29.11% compared to the S&P 500's 17.14%, and a 5-year return of 232.84% versus 96.61%. Overall, the current technical stance is bullish with strong indicators supporting this view.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 4.32%

 
2

Strong Long Term Fundamental Strength with a 15.21% CAGR growth in Net Profits

 
3

The company has declared Positive results for the last 4 consecutive quarters

4

With ROA of 0.69%, it has a attractive valuation with a 1.05 Price to Book Value

5

High Institutional Holdings at 52.24%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 240 Million (Micro Cap)

stock-summary
P/E

9.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

124.48%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

12.42%

stock-summary
Price to Book

1.25

Revenue and Profits:
Net Sales:
25 Million
(Quarterly Results - Jun 2025)
Net Profit:
6 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
5.09%
0%
5.09%
6 Months
30.6%
0%
30.6%
1 Year
7.19%
0%
7.19%
2 Years
98.46%
0%
98.46%
3 Years
90.9%
0%
90.9%
4 Years
106.31%
0%
106.31%
5 Years
141.25%
0%
141.25%

First United Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
10.15%
EBIT Growth (5y)
1.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
26.71%
Pledged Shares
0
Institutional Holding
52.24%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.05
EV to EBIT
25.99
EV to EBITDA
19.41
EV to Capital Employed
1.04
EV to Sales
2.59
PEG Ratio
0.14
Dividend Yield
223.26%
ROCE (Latest)
4.00%
ROE (Latest)
12.35%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 13 Schemes (14.72%)

Foreign Institutions

Held by 26 Foreign Institutions (5.61%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About First United Corp. stock-summary
stock-summary
First United Corp.
Regional Banks
First United Corporation is a bank holding company. The Company's primary business is serving as the parent company of First United Bank & Trust (the Bank), First United Statutory Trust I, First United Statutory Trust II and First United Statutory Trust III. It operates through community banking segment. The Bank is an independent community bank providing a range of retail and commercial banking services to businesses and individuals in its market areas. The Bank offers a range of services, such as checking, savings, money market deposit accounts, and certificates of deposit, business loans, personal loans, mortgage loans, lines of credit, and consumer-oriented retirement accounts including individual retirement accounts (IRAs) and employee benefit accounts. In addition, the Bank provides full brokerage services. The Bank also provides safe deposit and night depository facilities, insurance products and trust services.
Company Coordinates stock-summary
Company Details
19 S 2nd St , OAKLAND MD : 21550-1517
stock-summary
Tel: 1 301 33494711 301 533-2390
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Registrar Details