Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 19.10%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 1.64% signifying low profitability per unit of total assets
2
With ROA of 2.59%, it has a Very Expensive valuation with a 2.06 Price to Book Value
3
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.66%
0%
10.66%
6 Months
23.44%
0%
23.44%
1 Year
15.76%
0%
15.76%
2 Years
30.34%
0%
30.34%
3 Years
43.07%
0%
43.07%
4 Years
50.29%
0%
50.29%
5 Years
68.05%
0%
68.05%
FirstRand Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
44.45%
EBIT Growth (5y)
3.25%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
62.24%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
2.06
EV to EBIT
8.21
EV to EBITDA
7.50
EV to Capital Employed
2.26
EV to Sales
2.07
PEG Ratio
0.56
Dividend Yield
0.00%
ROCE (Latest)
27.57%
ROE (Latest)
38.50%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.






