Five Star Bancorp

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US33830T1034
USD
38.23
10.46 (37.69%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

60.0 k

Shareholding (Sep 2025)

FII

2.54%

Held by 45 FIIs

DII

74.02%

Held by 24 DIIs

Promoter

0.45%

How big is Five Star Bancorp?

22-Jun-2025

As of Jun 18, Five Star Bancorp has a market capitalization of 565.00 million and reported total assets of 4,053.28 million, with shareholder's funds of 396.62 million.

As of Jun 18, Five Star Bancorp has a market capitalization of 565.00 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 217.82 million. The net profit for the same period was 48.15 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 396.62 million and total assets of 4,053.28 million.

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What does Five Star Bancorp do?

22-Jun-2025

Five Star Bancorp is a micro-cap regional bank with recent net sales of $57 million and a net profit of $13 million. It has a market cap of $565 million, a P/E ratio of 12.00, and a return on equity of 11.85%.

Overview:<BR>Five Star Bancorp operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 57 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 13 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 565.00 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00<BR>Debt Equity: 0.00<BR>Return on Equity: 11.85%<BR>Price to Book: 1.39<BR><BR>Contact Details:<BR>Registrar Address: Not available.

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Should I buy, sell or hold Five Star Bancorp?

22-Jun-2025

Is Five Star Bancorp technically bullish or bearish?

20-Sep-2025

As of August 22, 2025, Five Star Bancorp's technical trend is bullish, supported by strong indicators like bullish MACD and Bollinger Bands, despite mixed signals from the KST and underperformance over the long term compared to the S&P 500.

As of 22 August 2025, the technical trend for Five Star Bancorp has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view: both the weekly and monthly MACD are bullish, Bollinger Bands are bullish across both time frames, and daily moving averages are also bullish. The KST shows a mixed signal with weekly bullishness but monthly mildly bearishness, while Dow Theory indicates a mildly bullish stance on both weekly and monthly charts. <BR><BR>In terms of performance, Five Star Bancorp has outperformed the S&P 500 over the past week and month, returning 2.55% and 8.45% respectively, compared to the S&P's 1.05% and 2.33%. However, over the longer term, it has lagged behind the S&P 500 on a 1-year and 3-year basis. Overall, the current technical indicators suggest a strong bullish sentiment for Five Star Bancorp.

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Is Five Star Bancorp overvalued or undervalued?

07-Oct-2025

As of October 3, 2025, Five Star Bancorp is considered overvalued with a P/E ratio of 12, lower than the peer average of 13.58, and its stock performance has lagged behind the S&P 500, indicating challenges in its valuation.

As of 3 October 2025, the valuation grade for Five Star Bancorp has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 12, which is lower than the peer average of approximately 13.58, and its EV to EBITDA ratio of 2.85, which also suggests a premium compared to peers like SmartFinancial, Inc. at 15.30. Additionally, the Price to Book Value stands at 1.46, further reinforcing the notion of overvaluation in the current market context.<BR><BR>In comparison to its peers, CNB Financial Corp. has a P/E of 13.93, while HomeTrust Bancshares, Inc. shows a P/E of 12.77, both of which reflect a more favorable valuation than Five Star Bancorp. The company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of 6.55% compared to the index's 14.18%, and a three-year return of 13.41% versus 82.57% for the S&P 500, highlighting the challenges in its valuation narrative.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard

1

High Profitability with a Net Interest Margin of 37.11%

 
2

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%

 
3

Positive results in Jun 25

4

With ROA of 0.62%, it has a expensive valuation with a 1.46 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 847 Million (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

13.28%

stock-summary
Price to Book

1.96

Revenue and Profits:
Net Sales:
65 Million
(Quarterly Results - Sep 2025)
Net Profit:
16 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
33.18%
0%
33.18%
6 Months
15.43%
0%
15.43%
1 Year
66.15%
0%
66.15%
2 Years
74.73%
0%
74.73%
3 Years
52.43%
0%
52.43%
4 Years
44.37%
0%
44.37%
5 Years
0%
0%
0.0%

Five Star Bancorp for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
56.06%
EBIT Growth (5y)
33.12%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.39%
Pledged Shares
0
Institutional Holding
63.27%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.46
EV to EBIT
2.93
EV to EBITDA
2.85
EV to Capital Employed
31.69
EV to Sales
0.89
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
1083.27%
ROE (Latest)
11.85%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 35 Schemes (22.99%)

Foreign Institutions

Held by 45 Foreign Institutions (2.54%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Five Star Bancorp"
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stock-summaryCompany CV
About Five Star Bancorp stock-summary
stock-summary
Five Star Bancorp
Regional Banks
No Details Available.
Company Coordinates stock-summary
Icon
No Company Details Available