Five Star Bancorp

Is Five Star Bancorp overvalued or undervalued?

As of October 3, 2025, Five Star Bancorp is considered overvalued with a P/E ratio of 12, lower than the peer average of 13.58, and its stock performance has lagged behind the S&P 500, indicating challenges in its valuation.

As of 3 October 2025, the valuation grade for Five Star Bancorp has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 12, which is lower than the peer average of approximately 13.58, and its EV to EBITDA ratio of 2.85, which also suggests a premium compared to peers like SmartFinancial, Inc. at 15.30. Additionally, the Price to Book Value stands at 1.46, further reinforcing the notion of overvaluation in the current market context.<BR><BR>In comparison to its peers, CNB Financial Corp. has a P/E of 13.93, while HomeTrust Bancshares, Inc. shows a P/E of 12.77, both of which reflect a more favorable valuation than Five Star Bancorp. The company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of 6.55% compared to the index's 14.18%, and a three-year return of 13.41% versus 82.57% for the S&P 500, highlighting the challenges in its valuation narrative.

Is Five Star Bancorp technically bullish or bearish?

As of August 22, 2025, Five Star Bancorp's technical trend is bullish, supported by strong indicators like bullish MACD and Bollinger Bands, despite mixed signals from the KST and underperformance over the long term compared to the S&P 500.

As of 22 August 2025, the technical trend for Five Star Bancorp has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view: both the weekly and monthly MACD are bullish, Bollinger Bands are bullish across both time frames, and daily moving averages are also bullish. The KST shows a mixed signal with weekly bullishness but monthly mildly bearishness, while Dow Theory indicates a mildly bullish stance on both weekly and monthly charts. <BR><BR>In terms of performance, Five Star Bancorp has outperformed the S&P 500 over the past week and month, returning 2.55% and 8.45% respectively, compared to the S&P's 1.05% and 2.33%. However, over the longer term, it has lagged behind the S&P 500 on a 1-year and 3-year basis. Overall, the current technical indicators suggest a strong bullish sentiment for Five Star Bancorp.

How big is Five Star Bancorp?

As of Jun 18, Five Star Bancorp has a market capitalization of 565.00 million and reported total assets of 4,053.28 million, with shareholder's funds of 396.62 million.

As of Jun 18, Five Star Bancorp has a market capitalization of 565.00 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 217.82 million. The net profit for the same period was 48.15 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 396.62 million and total assets of 4,053.28 million.

What does Five Star Bancorp do?

Five Star Bancorp is a micro-cap regional bank with recent net sales of $57 million and a net profit of $13 million. It has a market cap of $565 million, a P/E ratio of 12.00, and a return on equity of 11.85%.

Overview:<BR>Five Star Bancorp operates in the regional banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 57 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 13 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 565.00 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00<BR>Debt Equity: 0.00<BR>Return on Equity: 11.85%<BR>Price to Book: 1.39<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Should I buy, sell or hold Five Star Bancorp?