Compare Franklin Financial Services Corp. (Pennsylvania) with Similar Stocks
Dashboard
1
High Profitability with a Net Interest Margin of 9.00%
2
Strong Long Term Fundamental Strength with a 10.65% CAGR growth in Net Profits
3
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
4
With ROA of 0.95%, it has a attractive valuation with a 1.35 Price to Book Value
5
High Institutional Holdings at 37.65%
6
Market Beating Performance
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-14.24%
0%
-14.24%
6 Months
-0.62%
0%
-0.62%
1 Year
35.01%
0%
35.01%
2 Years
82.91%
0%
82.91%
3 Years
56.0%
0%
56.0%
4 Years
42.56%
0%
42.56%
5 Years
57.63%
0%
57.63%
Franklin Financial Services Corp. (Pennsylvania) for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
20.01%
EBIT Growth (5y)
10.27%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
27.64%
Pledged Shares
0
Institutional Holding
37.65%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.35
EV to EBIT
17.73
EV to EBITDA
16.64
EV to Capital Employed
1.16
EV to Sales
3.82
PEG Ratio
0.13
Dividend Yield
0.09%
ROCE (Latest)
6.57%
ROE (Latest)
12.11%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish
Shareholding Snapshot : Dec 2025
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 16 Schemes (14.59%)
Foreign Institutions
Held by 19 Foreign Institutions (2.23%)
Strategic Entities with highest holding
Highest Public shareholder
About Franklin Financial Services Corp. (Pennsylvania) 
Franklin Financial Services Corp. (Pennsylvania)
Regional Banks
Franklin Financial Services Corporation is a bank holding company. The Company conducts its business through its banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank is a Pennsylvania-chartered commercial bank and trust company. It operates over 22 community banking offices in Franklin, Cumberland, Fulton and Huntingdon counties in Pennsylvania. The Bank is engaged in general commercial, retail banking and trust services associated with community banks. The Bank offers a range of services, including accepting and maintaining checking, savings, and time deposit accounts, making loans and providing safe deposit facilities to businesses, individuals and governmental entities. The Company's subsidiary, Franklin Future Fund Inc., is a non-bank investment company that makes venture capital investments within the Company's primary market area.
Company Coordinates 
Company Details
20 S Main St, P O Box 6010 CHAMBERSBURG PA : 17201-0819
Registrar Details






