Geetanjali Cred.

How has been the historical performance of the Geetanjali Cred.?

Geetanjali Cred. has shown declining financial performance, with net sales dropping from Rs 0.06 crore in March 2022 to Rs 0.00 crore by March 2025, alongside negative operating profits and stagnant asset and liability levels. The company has not generated positive cash flow from operations since March 2020.

Answer:<BR>The historical performance of Geetanjali Cred. shows a trend of minimal activity and fluctuating financial metrics over the years.<BR><BR>Breakdown:<BR>Geetanjali Cred. reported net sales of Rs 0.06 crore in March 2022, a slight increase from Rs 0.00 crore in previous years, but this figure dropped to Rs 0.00 crore by March 2025. Total operating income mirrored this trend, remaining at Rs 0.06 crore in March 2022 and falling to Rs 0.00 crore in March 2025. The company experienced operating profits of Rs 0.01 crore in March 2022, but this turned negative to Rs -0.03 crore by March 2025. Profit before tax also followed a similar pattern, showing a profit of Rs 0.01 crore in March 2022, which declined to Rs -0.03 crore in March 2025. The net profit reflected this downturn, moving from Rs 0.01 crore in March 2022 to Rs -0.03 crore in March 2025. The company's total liabilities remained stable at around Rs 3.25 crore from March 2022 to March 2024, while total assets also showed little variation, remaining at Rs 3.25 crore in March 2022 and increasing slightly to Rs 3.26 crore by March 2024. Cash flow from operating activities was non-existent in recent years, indicating a lack of operational cash generation, with the last recorded positive cash flow from operating activities being Rs 1.00 crore in March 2020. Overall, Geetanjali Cred. has shown a concerning trend of declining revenues and profits, with stagnant asset and liability levels.

Is Geetanjali Cred. overvalued or undervalued?

As of April 3, 2025, Geetanjali Cred. is assessed as undervalued with a PE ratio of 2.02, significantly lower than its peers, and has recently shifted from very expensive to risky, despite underperforming the Sensex by 4.22%.

As of 3 April 2025, the valuation grade for Geetanjali Cred. has moved from very expensive to risky, indicating a significant shift in perception. The company is currently assessed as undervalued. Key ratios include a PE ratio of 2.02, a price to book value of 0.64, and an EV to EBIT of -1.37, which highlight its low valuation relative to earnings and assets.<BR><BR>In comparison to peers, Geetanjali Cred. has a PE ratio of 2.09, while Life Insurance shows a fair valuation with a PE of 12.54, and Bajaj Finance Ltd. is classified as very expensive with a PE of 35.01. This stark contrast suggests that Geetanjali Cred. is trading at a substantial discount compared to its peers. Additionally, the company's stock has underperformed the Sensex over the past week, declining by 4.22%, while the Sensex gained 1.41%, reinforcing the notion of its undervaluation in the current market context.

What is the technical trend for Geetanjali Cred.?

As of March 4, 2025, Geetanjali Cred. shows a mildly bullish trend overall, supported by daily moving averages and a bullish monthly MACD, despite mixed signals from weekly indicators and caution advised due to bearish trends in Bollinger Bands and KST.

As of 4 March 2025, the technical trend for Geetanjali Cred. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The daily moving averages are mildly bullish, supporting a positive short-term outlook. However, the weekly Bollinger Bands are bearish, and both the weekly and monthly KST are mildly bearish, suggesting caution. The Dow Theory indicates a mildly bullish stance on the weekly chart but is mildly bearish on the monthly chart. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and monthly MACD, despite bearish signals from other indicators.

Who are in the management team of Geetanjali Cred.?

As of March 2018, the management team of Geetanjali Cred includes Paresh G Patel (Managing Director), Bharat Bhushan Goyal (Executive Director), and four Non-Executive Directors: Renuka Maunesh Devera, Ashok Kumar Mathur, Sumudrasingh R Rathod, and Vitthal Kumar Jajoo. They oversee the company's governance and strategic direction.

As of March 2018, the management team of Geetanjali Cred includes the following individuals:<BR><BR>1. Paresh G Patel - Managing Director<BR>2. Bharat Bhushan Goyal - Executive Director<BR>3. Renuka Maunesh Devera - Non Executive Independent Director<BR>4. Ashok Kumar Mathur - Non Executive Independent Director<BR>5. Sumudrasingh R Rathod - Additional Director<BR>6. Vitthal Kumar Jajoo - Additional Director<BR><BR>These members contribute to the governance and strategic direction of the company.

What does Geetanjali Cred. do?

Geetanjali Credit and Capital Ltd is a micro-cap NBFC offering financial solutions such as loans against shares, corporate and personal loans, and consultancy services. As of March 2025, it reported no net profit or sales, with a market cap of INR 2 Cr.

Overview:<BR>Geetanjali Credit and Capital Ltd is a Non Banking Financial Company (NBFC) in the micro cap category, primarily focused on providing various financial solutions including loans against listed shares, corporate loans, personal loans, trade financing, and consultancy services.<BR><BR>History:<BR>The company was originally incorporated as a Private Limited Company under the name Shub. It is registered with the RBI as a Non Banking Financial Company. The latest quarterly results reported are for March 2025, showing no net profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: INR 2 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 2.00<BR>Industry P/E: 24<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 0.32%<BR>Price to Book: 0.54<BR><BR>Contact Details:<BR>Address: SCO-23-24-25 II Floor, Sector-34A Chandigarh Chandigarh (U T): 160022<BR>Tel: 91-79-31207638<BR>Email: info@geetanjalicreditcapital.com<BR>Website: http://www.geetanjalicreditcapital.com

Who are the top shareholders of the Geetanjali Cred.?

The top shareholders of Geetanjali Cred. are primarily individual investors, holding 95.33% of the shares, with Leelamma Thenumkal Joseph owning 11.73%. There are no institutional investors or pledged promoter holdings.

The top shareholders of Geetanjali Cred. primarily consist of individual investors, who hold a substantial 95.33% of the company's shares. Among the public shareholders, Leelamma Thenumkal Joseph stands out with a notable holding of 11.73%. There are no institutional investors or mutual funds currently holding shares in the company, and there are no pledged promoter holdings.

When is the next results date for Geetanjali Credit and Capital Ltd?

The next results date for Geetanjali Credit and Capital Ltd is February 6, 2026.

The next results date for Geetanjali Credit and Capital Ltd is scheduled for February 6, 2026.

Which are the latest news on Geetanjali Cred.?

Why is Geetanjali Credit and Capital Ltd falling/rising?

As of 08-Feb, Geetanjali Credit and Capital Ltd's stock price is Rs. 5.66, down 0.18%, and has underperformed its sector by 4.65% today. Despite a monthly increase of 8.85%, recent trading shows declining investor interest and erratic patterns, contributing to the stock's current decline.

As of 08-Feb, Geetanjali Credit and Capital Ltd's stock price is currently at Rs. 5.66, reflecting a decrease of Rs. 0.01 or 0.18%. The stock has underperformed its sector by 4.65% today, which contributes to the negative price movement. Additionally, the stock has shown a decline of 4.07% over the past week, while the benchmark Sensex has increased by 1.59% during the same period. <BR><BR>Despite a positive performance over the past month with an increase of 8.85%, the recent trading activity indicates a concerning trend. The stock has not traded on 4 out of the last 20 days, suggesting erratic trading behavior. Furthermore, there has been a significant drop in investor participation, with delivery volume falling by 41.88% compared to the 5-day average. <BR><BR>While the stock is trading above its moving averages, the combination of underperformance against the sector, declining investor interest, and erratic trading patterns are contributing factors to the current decline in stock price.