Geetanjali Cred.

How has been the historical performance of the Geetanjali Cred.?

Geetanjali Cred. has shown declining financial performance, with net sales dropping from Rs 0.06 crore in March 2022 to Rs 0.00 crore by March 2025, alongside negative operating profits and stagnant asset and liability levels. The company has not generated positive cash flow from operations since March 2020.

Answer:<BR>The historical performance of Geetanjali Cred. shows a trend of minimal activity and fluctuating financial metrics over the years.<BR><BR>Breakdown:<BR>Geetanjali Cred. reported net sales of Rs 0.06 crore in March 2022, a slight increase from Rs 0.00 crore in previous years, but this figure dropped to Rs 0.00 crore by March 2025. Total operating income mirrored this trend, remaining at Rs 0.06 crore in March 2022 and falling to Rs 0.00 crore in March 2025. The company experienced operating profits of Rs 0.01 crore in March 2022, but this turned negative to Rs -0.03 crore by March 2025. Profit before tax also followed a similar pattern, showing a profit of Rs 0.01 crore in March 2022, which declined to Rs -0.03 crore in March 2025. The net profit reflected this downturn, moving from Rs 0.01 crore in March 2022 to Rs -0.03 crore in March 2025. The company's total liabilities remained stable at around Rs 3.25 crore from March 2022 to March 2024, while total assets also showed little variation, remaining at Rs 3.25 crore in March 2022 and increasing slightly to Rs 3.26 crore by March 2024. Cash flow from operating activities was non-existent in recent years, indicating a lack of operational cash generation, with the last recorded positive cash flow from operating activities being Rs 1.00 crore in March 2020. Overall, Geetanjali Cred. has shown a concerning trend of declining revenues and profits, with stagnant asset and liability levels.

Is Geetanjali Cred. overvalued or undervalued?

As of April 3, 2025, Geetanjali Cred. is assessed as undervalued with a PE ratio of 2.02, significantly lower than its peers, and has recently shifted from very expensive to risky, despite underperforming the Sensex by 4.22%.

As of 3 April 2025, the valuation grade for Geetanjali Cred. has moved from very expensive to risky, indicating a significant shift in perception. The company is currently assessed as undervalued. Key ratios include a PE ratio of 2.02, a price to book value of 0.64, and an EV to EBIT of -1.37, which highlight its low valuation relative to earnings and assets.<BR><BR>In comparison to peers, Geetanjali Cred. has a PE ratio of 2.09, while Life Insurance shows a fair valuation with a PE of 12.54, and Bajaj Finance Ltd. is classified as very expensive with a PE of 35.01. This stark contrast suggests that Geetanjali Cred. is trading at a substantial discount compared to its peers. Additionally, the company's stock has underperformed the Sensex over the past week, declining by 4.22%, while the Sensex gained 1.41%, reinforcing the notion of its undervaluation in the current market context.

What is the technical trend for Geetanjali Cred.?

As of March 4, 2025, Geetanjali Cred. shows a mildly bullish trend overall, supported by daily moving averages and a bullish monthly MACD, despite mixed signals from weekly indicators and caution advised due to bearish trends in Bollinger Bands and KST.

As of 4 March 2025, the technical trend for Geetanjali Cred. has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The daily moving averages are mildly bullish, supporting a positive short-term outlook. However, the weekly Bollinger Bands are bearish, and both the weekly and monthly KST are mildly bearish, suggesting caution. The Dow Theory indicates a mildly bullish stance on the weekly chart but is mildly bearish on the monthly chart. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and monthly MACD, despite bearish signals from other indicators.

Who are in the management team of Geetanjali Cred.?

As of March 2018, the management team of Geetanjali Cred includes Paresh G Patel (Managing Director), Bharat Bhushan Goyal (Executive Director), and four Non-Executive Directors: Renuka Maunesh Devera, Ashok Kumar Mathur, Sumudrasingh R Rathod, and Vitthal Kumar Jajoo. They oversee the company's governance and strategic direction.

As of March 2018, the management team of Geetanjali Cred includes the following individuals:<BR><BR>1. Paresh G Patel - Managing Director<BR>2. Bharat Bhushan Goyal - Executive Director<BR>3. Renuka Maunesh Devera - Non Executive Independent Director<BR>4. Ashok Kumar Mathur - Non Executive Independent Director<BR>5. Sumudrasingh R Rathod - Additional Director<BR>6. Vitthal Kumar Jajoo - Additional Director<BR><BR>These members contribute to the governance and strategic direction of the company.

What does Geetanjali Cred. do?

Geetanjali Credit and Capital Ltd is a micro-cap NBFC offering financial solutions such as loans against shares, corporate and personal loans, and consultancy services. As of March 2025, it reported no net profit or sales, with a market cap of INR 2 Cr.

Overview:<BR>Geetanjali Credit and Capital Ltd is a Non Banking Financial Company (NBFC) in the micro cap category, primarily focused on providing various financial solutions including loans against listed shares, corporate loans, personal loans, trade financing, and consultancy services.<BR><BR>History:<BR>The company was originally incorporated as a Private Limited Company under the name Shub. It is registered with the RBI as a Non Banking Financial Company. The latest quarterly results reported are for March 2025, showing no net profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: INR 2 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 2.00<BR>Industry P/E: 24<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 0.32%<BR>Price to Book: 0.54<BR><BR>Contact Details:<BR>Address: SCO-23-24-25 II Floor, Sector-34A Chandigarh Chandigarh (U T): 160022<BR>Tel: 91-79-31207638<BR>Email: info@geetanjalicreditcapital.com<BR>Website: http://www.geetanjalicreditcapital.com

Who are the top shareholders of the Geetanjali Cred.?

The top shareholders of Geetanjali Cred. are primarily individual investors, holding 95.33% of the shares, with Leelamma Thenumkal Joseph owning 11.73%. There are no institutional investors or pledged promoter holdings.

The top shareholders of Geetanjali Cred. primarily consist of individual investors, who hold a substantial 95.33% of the company's shares. Among the public shareholders, Leelamma Thenumkal Joseph stands out with a notable holding of 11.73%. There are no institutional investors or mutual funds currently holding shares in the company, and there are no pledged promoter holdings.

When is the next results date for Geetanjali Credit and Capital Ltd?

The next results date for Geetanjali Credit and Capital Ltd is February 6, 2026.

The next results date for Geetanjali Credit and Capital Ltd is scheduled for February 6, 2026.

Why is Geetanjali Credit and Capital Ltd falling/rising?

As of 17-Mar, Geetanjali Credit and Capital Ltd's stock price is stable at 5.85, but indicators such as outperformance against its sector and increased investor participation suggest a positive outlook for the company. The stock is also trading above key moving averages, indicating upward momentum despite some erratic trading behavior.

As of 17-Mar, Geetanjali Credit and Capital Ltd's stock price is currently stable at 5.85, showing no change (0.00%). Despite this lack of movement in the stock price, there are several factors indicating a positive trend in the company's performance. The stock has outperformed its sector by 2.49%, suggesting that it is performing better than its peers. Additionally, Geetanjali Credit is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which is a bullish sign indicating upward momentum.<BR><BR>Moreover, there has been a notable increase in investor participation, with delivery volume rising by 44.3% compared to the 5-day average, reflecting growing interest among investors. The stock also maintains sufficient liquidity, as it is liquid enough for trading sizes of Rs 0 crore based on 2% of the 5-day average traded value. However, it is important to note that the stock did not trade on 4 out of the last 20 days, indicating some erratic trading behavior.<BR><BR>Overall, while the stock price remains unchanged, the underlying indicators suggest a positive outlook for Geetanjali Credit and Capital Ltd.

Why is Geetanjali Credit and Capital Ltd falling/rising?

As of 18-Mar, Geetanjali Credit and Capital Ltd's stock price is stable at 5.85, but positive indicators such as outperformance against its sector and strong investor interest suggest potential for future upward movement. However, recent erratic trading may indicate volatility.

As of 18-Mar, Geetanjali Credit and Capital Ltd's stock price is currently stable at 5.85, showing no change (0.00%). Despite this stability in price, there are several indicators suggesting positive momentum for the stock. <BR><BR>The stock has outperformed its sector by 2.49%, indicating a relative strength compared to its peers. Additionally, it is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which is typically a bullish sign. Furthermore, there has been a notable increase in investor participation, with delivery volume rising by 44.3% compared to the 5-day average, suggesting growing interest among investors. <BR><BR>However, it is important to note that the stock has experienced erratic trading, having not traded on 4 out of the last 20 days, which could contribute to a perception of volatility. Despite this, the liquidity of the stock remains adequate for trading purposes. <BR><BR>Overall, while the stock price remains unchanged, the positive indicators suggest a potential for future upward movement.

Why is Geetanjali Credit and Capital Ltd falling/rising?

As of 23-Mar, Geetanjali Credit and Capital Ltd's stock price is at 5.56, reflecting a decline of 4.96% and underperforming its sector. Despite a year-to-date gain of 12.10%, recent trading patterns indicate short-term weakness and a struggle against broader market trends.

As of 23-Mar, Geetanjali Credit and Capital Ltd's stock price is falling, currently at 5.56, which reflects a decrease of 0.29 or 4.96%. This decline is notable as the stock has underperformed its sector by 1.16% today. Additionally, the finance/NBFC sector has seen a broader decline of 3.81%, contributing to the negative sentiment surrounding the stock.<BR><BR>Over the past week, the stock has decreased by 4.96%, while the benchmark Sensex has only fallen by 3.72%, indicating that Geetanjali Credit and Capital Ltd is lagging behind the market. Despite a positive performance over the year-to-date with a gain of 12.10%, the recent trend shows a struggle, particularly with erratic trading patterns, as the stock did not trade on 5 out of the last 20 days.<BR><BR>While there has been a significant increase in delivery volume, rising by 880.09% against the 5-day average, this has not translated into price stability or growth. The stock's current price is higher than its 20-day, 50-day, 100-day, and 200-day moving averages, but it is lower than its 5-day moving average, suggesting a short-term weakness. Overall, these factors contribute to the stock's current downward movement.

Why is Geetanjali Credit and Capital Ltd falling/rising?

As of 24-Mar, the stock price of Geetanjali Credit and Capital Ltd is at 5.56, unchanged from the previous session. Despite positive year-to-date and yearly performance, recent sector declines and erratic trading patterns have led to stability in its stock price.

As of 24-Mar, the stock price of Geetanjali Credit and Capital Ltd is currently at 5.56, showing no change from the previous trading session. The stock has experienced a decline of 4.96% over the past week, while it has increased by 0.36% over the past month. Year-to-date, the stock has performed well with a rise of 12.10%, contrasting with the Sensex, which has fallen by 13.09% during the same period. Over the last year, Geetanjali Credit and Capital Ltd has seen a gain of 11.20%, while the Sensex has decreased by 5.02%.<BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.16%. Additionally, the stock has shown erratic trading patterns, not trading on 5 out of the last 20 days. Although the stock's price is higher than the 20-day, 50-day, 100-day, and 200-day moving averages, it is lower than the 5-day moving average, which may suggest short-term volatility.<BR><BR>The finance/NBFC sector has faced a decline of 3.81%, which could be influencing the stock's performance negatively. However, there has been a notable increase in investor participation, with delivery volume rising by 880.09% against the 5-day average, indicating growing interest in the stock. Despite this, the overall liquidity remains adequate for trading.<BR><BR>In summary, while Geetanjali Credit and Capital Ltd has shown positive year-to-date and yearly performance, recent sector declines, underperformance relative to its sector, and erratic trading may contribute to the current stability in its stock price.

Why is Geetanjali Credit and Capital Ltd falling/rising?

As of 25-Mar, the stock price of Geetanjali Credit and Capital Ltd is at 5.56, unchanged from the previous session. Despite a strong year-to-date performance of 12.10%, recent trends show underperformance relative to its sector and erratic trading, contributing to stagnation in its stock price.

As of 25-Mar, the stock price of Geetanjali Credit and Capital Ltd is currently at 5.56, showing no change from the previous trading session. The stock has experienced a decline of 4.96% over the past week, while the benchmark Sensex has decreased by 1.87%. In the past month, the stock has slightly increased by 0.36%, contrasting with the Sensex's drop of 8.51%. Year-to-date, Geetanjali Credit and Capital Ltd has performed well, with a rise of 12.10%, while the Sensex has fallen by 11.67%. Over the past year, the stock has increased by 11.20%, significantly outperforming the Sensex, which has only decreased by 3.52%.<BR><BR>Despite these positive longer-term trends, today's performance indicates that the stock has underperformed its sector by 1.16%. Additionally, there has been erratic trading, as the stock did not trade on 5 out of the last 20 days. While the stock's moving averages are higher than the 20-day, 50-day, 100-day, and 200-day averages, it is lower than the 5-day moving average, suggesting some short-term volatility. The finance/NBFC sector has also seen a decline of 3.81%, which may be impacting the stock's performance. However, there is a notable increase in investor participation, with delivery volume rising significantly compared to the 5-day average.<BR><BR>Overall, while Geetanjali Credit and Capital Ltd has shown strong performance in the longer term, recent underperformance relative to the sector and erratic trading patterns may contribute to the current stagnation in its stock price.

Which are the latest news on Geetanjali Cred.?