German American Bancorp, Inc.

How big is German American Bancorp, Inc.?

As of Jun 18, German American Bancorp, Inc. has a market capitalization of $1.38 billion, with shareholder's funds of $715.07 million and total assets of $6.30 billion.

As of Jun 18, German American Bancorp, Inc. has a market capitalization of 1,381.54 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of Net Profit for the latest four quarters is 75.31 million. The sum of Interest Earned for the same period is 319.01 million.<BR><BR>As of Dec'24, the reporting period shows Shareholder's Funds at 715.07 million and Total Assets at 6,295.91 million.

What does German American Bancorp, Inc. do?

German American Bancorp, Inc. is a bank holding company in the Regional Banks industry, with a market cap of approximately $1.38 billion, reporting net sales of $96 million and a net profit of $11 million for Q1 2025. Key metrics include a P/E ratio of 19.00 and a return on equity of 7.20%.

Overview: <BR>German American Bancorp, Inc. is a bank holding company operating in the Regional Banks industry within the micro-cap market.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 96 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 11 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 1,381.54 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.20% <BR>Price to Book: 1.32<BR><BR>Contact Details: <BR>Address: 711 Main St,, PO Box 810 JASPER IN : 47546-3042 <BR>Tel: ['1 812 4821314', '1 812 4820703'] <BR>Website: https://germanamerican.com/

Should I buy, sell or hold German American Bancorp, Inc.?

Who are in the management team of German American Bancorp, Inc.?

As of March 2022, the management team of German American Bancorp, Inc. includes Chairman and CEO Mark Schroeder, Vice Chairman Clay Ewing, Lead Independent Director U. Butch Klem, and several Independent Directors: Zachary Bawel, Marc Fine, Jason Kelly, and J. David Lett. They oversee the company's strategic direction and operations.

As of March 2022, the management team of German American Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. Mark Schroeder: Chairman of the Board, Chief Executive Officer<BR>- Mr. Clay Ewing: Vice Chairman of the Board<BR>- Mr. U. Butch Klem: Lead Independent Director<BR>- Mr. Zachary Bawel: Independent Director<BR>- Mr. Marc Fine: Independent Director<BR>- Mr. Jason Kelly: Independent Director<BR>- Mr. J. David Lett: Independent Director<BR><BR>This team is responsible for guiding the company's strategic direction and overseeing its operations.

Is German American Bancorp, Inc. overvalued or undervalued?

As of April 29, 2024, German American Bancorp, Inc. is considered overvalued with a P/E ratio of 19, significantly higher than its peers, and its profitability metrics do not justify this valuation, especially given its recent underperformance compared to the S&P 500.

As of 29 April 2024, German American Bancorp, Inc. has moved from a fair to an expensive valuation grade. The company appears overvalued given its P/E ratio of 19, which is significantly higher than peers such as Berkshire Hills Bancorp, Inc. at 10.31 and Byline Bancorp, Inc. at 11.72. Additionally, the EV to EBITDA ratio of 12.48 further supports this assessment, as it is elevated compared to the industry average.<BR><BR>With a return on equity (ROE) of 7.20% and a return on capital employed (ROCE) of 10.41%, the company's profitability metrics do not justify its current valuation. Over the past year, German American Bancorp, Inc. has returned 4.67%, underperforming the S&P 500's return of 17.14%, which reinforces the notion that the stock may be overvalued in the current market environment.

Is German American Bancorp, Inc. technically bullish or bearish?

As of October 10, 2025, German American Bancorp, Inc. shows a mildly bearish trend based on MACD and Bollinger Bands, despite some short-term bullish signals from daily moving averages, and has underperformed the S&P 500 with a year-to-date return of -5.42%.

As of 10 October 2025, the technical trend for German American Bancorp, Inc. has changed from sideways to mildly bearish. The MACD indicates a mildly bearish stance on both weekly and monthly time frames, while Bollinger Bands also reflect a bearish outlook. The KST and OBV confirm a mildly bearish trend on the weekly basis. However, the daily moving averages show a mildly bullish signal, indicating some short-term strength. <BR><BR>In terms of performance, the stock has underperformed compared to the S&P 500 across multiple periods, with a 1-month return of -7.02% against the S&P's 0.31%, and a year-to-date return of -5.42% compared to the S&P's 11.41%. Overall, the current technical stance is mildly bearish.