Goenka Business

Why is Goenka Business & Finance Ltd falling/rising?

As of 01-Sep, Goenka Business & Finance Ltd's stock price is rising to 10.24, reflecting a 2.91% increase due to strong financial results, outperforming the Sensex, and favorable trading conditions. The company's robust metrics and attractive valuation continue to bolster investor confidence.

As of 01-Sep, Goenka Business & Finance Ltd's stock price is rising, currently at 10.24, reflecting a change of 0.29 or 2.91% increase. This upward movement can be attributed to several positive factors. The company has reported strong financial results over the last three consecutive quarters, with net sales for the first nine months growing significantly by 346.77% to Rs 142.52 crore and a higher profit after tax of Rs 7.03 crore. Additionally, the stock has shown impressive performance compared to the benchmark Sensex, outperforming it by 9.75% over the past week and 10.70% over the past month. <BR><BR>The stock is also trading above its moving averages across various time frames, indicating a strong bullish trend. Furthermore, the company has a favorable return on equity (ROE) of 17.1 and is trading at a discount relative to its peers, which enhances its attractiveness to investors. Despite a recent decline in delivery volume, the overall performance metrics suggest that investor confidence remains strong, contributing to the stock's rise.

Which are the latest news on Goenka Business?

Who are in the management team of Goenka Business?

The management team of Goenka Business includes Raju Singh, Ram Narayan Upadhyay, Hemal Gohel, Dharmik Ripinbhai Solanki, Yasin Gori, Mahendra Khandave, Shailesh Chandarana, and Binali Sharma, with various roles such as directors and company secretary.

The management team of Goenka Business includes the following members:<BR><BR>1. Raju Singh - Non Executive Independent Director<BR>2. Ram Narayan Upadhyay - Non Executive Independent Director<BR>3. Hemal Gohel - Non Independent & Non Executive Director<BR>4. Dharmik Ripinbhai Solanki - Company Secretary<BR>5. Yasin Gori - Additional Director<BR>6. Mahendra Khandave - Independent Director<BR>7. Shailesh Chandarana - Additional Director<BR>8. Binali Sharma - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Goenka Business do?

Goenka Business & Finance Ltd is a micro-cap NBFC that provides secured and unsecured loans and invests in equity and debt securities. It was incorporated in 1987 and is registered with the Reserve Bank of India.

Overview:<BR>Goenka Business & Finance Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category, primarily engaged in providing secured and unsecured loans and investing in equity and debt securities.<BR><BR>History:<BR>Goenka Business & Finance Ltd was incorporated on 07 September 1987. The company is registered with the Reserve Bank of India as an NBFC. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 24 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 14 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 3.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt-Equity: 0.00<BR>- Return on Equity: 17.14%<BR>- Price to Book: 0.45<BR><BR>Contact Details:<BR>Address: 18 RabindraSarani Poddar Court, Gate No 4 2nd Flr Room No 17 Kolkata West Bengal : 700001<BR>Tel: 91-0281-2239322<BR>Email: goenkabusiness1987@gmail.com<BR>Website: http://www.goenkabusinessfinancelimited.in

Who are the peers of the Goenka Business?

Goenka Business's peers include Ontic Finserve, Tokyo Finance, Krishna Capital, J J Finance Corp, Econo Trade Indi, United Credit, HB Leasing & Fin., and Indergiri Fin. Ontic Finserve leads in 1-year returns at 115.71%, while Goenka Business has a 1-year return of 10.56%.

Peers: The peers of Goenka Business are Ontic Finserve, Tokyo Finance, Krishna Capital, J J Finance Corp, Econo Trade Indi, United Credit, HB Leasing &Fin., and Indergiri Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Ontic Finserve, J J Finance Corp, Econo Trade Indi, United Credit, and Indergiri Fin., while Below Average management risk is found at Goenka Business and the rest. Growth ratings show Good growth at Econo Trade Indi, Average growth at J J Finance Corp, Below Average growth at Goenka Business, and the rest do not qualify. Excellent capital structure is noted for Ontic Finserve, J J Finance Corp, Econo Trade Indi, United Credit, and Indergiri Fin., while Goenka Business has an excellent capital structure and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ontic Finserve at 115.71%, while the lowest is United Credit at -18.90%. Goenka Business has a 1-year return of 10.56%, which is higher than United Credit but significantly lower than Ontic Finserve. Additionally, the six-month return is negative for J J Finance Corp, United Credit, HB Leasing &Fin., and Indergiri Fin.

How big is Goenka Business?

As of 31st August, Goenka Business & Finance Ltd has a market capitalization of 14.00 Cr, with recent net sales of 173.93 Cr and a net profit of 5.06 Cr. Shareholder's funds are 31.21 Cr, and total assets are valued at 198.75 Cr as of March 2025.

As of 31st August, Goenka Business & Finance Ltd has a market capitalization of 14.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Goenka Business reported Net Sales of 173.93 Cr and a Net Profit of 5.06 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 31.21 Cr and Total Assets valued at 198.75 Cr.

Should I buy, sell or hold Goenka Business & Finance Ltd?

Are Goenka Business & Finance Ltd latest results good or bad?

Goenka Business & Finance Ltd's latest results show a significant profit increase, with a net profit of ₹4.25 crores for Q4 FY26, but a concerning 55.95% decline in net sales raises questions about revenue stability and operational consistency, making it difficult to classify the results as purely good or bad.

Goenka Business & Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹4.25 crores for Q4 FY26, which is a significant improvement of 59.18% quarter-on-quarter and an astounding 4,150% year-on-year increase. This marks the highest quarterly profit the company has achieved in recent history.<BR><BR>However, the net sales tell a different story. They declined sharply by 55.95% from the previous quarter, dropping from ₹81.99 crores to ₹36.12 crores. This drastic drop raises concerns about the company's revenue stability and operational consistency. While the operating margin improved to 33.69%, up from 11.18% in the previous quarter, this increase coincided with the significant revenue decline, suggesting that the company may have cut back on lower-margin business rather than achieving genuine operational efficiency.<BR><BR>Additionally, the return on equity (ROE) remains low at 1.56%, which is well below the sector average and indicates challenges in generating adequate returns for shareholders. The absence of institutional investment further underscores concerns about the company's governance and growth prospects.<BR><BR>In summary, while the profit figures are impressive, the underlying volatility in revenue and weak capital efficiency raise red flags about the company's long-term stability and investment appeal. Overall, the results reflect a company that is experiencing significant operational volatility, making it difficult to classify the results as definitively good or bad.

When is the next results date for Goenka Business & Finance Ltd?

The next results date for Goenka Business & Finance Ltd is 26 May 2026.

The next results date for Goenka Business & Finance Ltd is scheduled for 26 May 2026.

How has been the historical performance of Goenka Business?

Goenka Business has experienced significant financial declines, with net sales dropping from INR 1,420.35 crore in March 2022 to INR 75.03 crore in March 2025, resulting in negative operating profit and losses in profit before and after tax. The company has faced ongoing challenges in maintaining profitability and cash flow.

Answer:<BR>The historical performance of Goenka Business shows significant fluctuations in its financial metrics over the years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>Goenka Business experienced a dramatic decline in net sales from INR 1,420.35 crore in March 2022 to INR 75.03 crore in March 2025. This decline is mirrored in total operating income, which also fell sharply from INR 1,420.35 crore in March 2022 to INR 75.03 crore in March 2025. The company's total expenditure, excluding depreciation, decreased from INR 1,419.39 crore in March 2022 to INR 78.60 crore in March 2025, indicating a significant reduction in costs. However, the operating profit (PBDIT) turned negative, reaching -INR 0.49 crore in March 2025, down from a positive INR 3.41 crore in March 2024. The profit before tax also fell to -INR 0.51 crore in March 2025, while profit after tax was -INR 0.58 crore. The company's earnings per share (EPS) reflected this downturn, dropping to -0.45 in March 2025 from 1.68 in March 2024. On the balance sheet, total liabilities increased to INR 198.75 crore in March 2025 from INR 191.84 crore in March 2024, while total assets also rose to INR 198.75 crore. Cash flow from operating activities was negative at -INR 1.00 crore in March 2025, continuing a trend of cash outflows from operations. Overall, Goenka Business has faced significant challenges in maintaining sales and profitability over the past few years.

Is Goenka Business overvalued or undervalued?

As of May 22, 2025, Goenka Business is considered very expensive and overvalued, with a PE ratio of -14.50, an EV to EBITDA of 0.50, and a negative ROE of -1.68%, despite a strong 1-year return of 74.62% and a year-to-date decline of 41.34%.

As of 22 May 2025, the valuation grade for Goenka Business has moved from fair to very expensive, indicating a significant shift in its market perception. The company appears to be overvalued based on its current financial ratios, including a PE ratio of -14.50, an EV to EBITDA of 0.50, and a ROE of -1.68%. These figures suggest that the company is struggling to generate profits relative to its market valuation.<BR><BR>In comparison to its peers, Goenka Business stands out with a notably lower PE ratio than Life Insurance, which has a PE of 12.54, and Bajaj Finance, which is at 35.01. The EV to EBITDA ratio of Goenka Business is also less favorable compared to Bajaj Finserv, which has an EV to EBITDA of 13.37. Additionally, while Goenka Business has shown a strong 1-year return of 74.62%, this is juxtaposed against a year-to-date decline of 41.34%, further reinforcing the notion that the stock is currently overvalued in the market.

What is the technical trend for Goenka Business?

As of June 5, 2025, Goenka Business shows a mildly bullish trend overall, supported by bullish MACD and KST indicators, despite some caution from daily moving averages and mixed signals from Bollinger Bands.

As of 5 June 2025, the technical trend for Goenka Business has changed from mildly bearish to mildly bullish. The weekly MACD indicates a mildly bullish stance, supported by a bullish monthly MACD. However, the daily moving averages remain mildly bearish, which suggests some caution in the short term. The Bollinger Bands show a mildly bearish signal on the weekly chart but are bullish on the monthly. The KST aligns with the bullish sentiment on both weekly and monthly time frames. Overall, the current stance is mildly bullish, driven primarily by the MACD and KST indicators, despite some mixed signals from moving averages and Bollinger Bands.

Who are the top shareholders of the Goenka Business?

The top shareholders of Goenka Business are Rise High Tracom Private Limited with 14.91%, and Evergrowing Iron And Finvest Ltd. at 9.23%. Individual investors hold a significant 67.27%, with no pledged promoter holdings or mutual funds/foreign institutional investors involved.

The top shareholders of Goenka Business include Rise High Tracom Private Limited, which holds the highest promoter stake at 14.91%. The highest public shareholder is Evergrowing Iron And Finvest Ltd., with a holding of 9.23%. Additionally, individual investors collectively hold a significant 67.27% of the company. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares.

Has Goenka Business declared dividend?

No Dividend History Available