Goenka Business

Why is Goenka Business & Finance Ltd falling/rising?

As of 09-Jun, Goenka Business & Finance Ltd's stock price is rising to 10.30, reflecting a 2.9% increase due to a trend reversal and strong performance above key moving averages. Despite a decline in investor participation, the stock has outperformed its sector and shows resilience with a year-to-date increase of 34.82%.

As of 09-Jun, Goenka Business & Finance Ltd's stock price is rising, currently at 10.30, reflecting a change of 0.29 or 2.9% increase. This upward movement can be attributed to several factors. Firstly, the stock has shown a trend reversal, gaining after two consecutive days of decline. Additionally, it is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a strong performance relative to its historical price trends.<BR><BR>Moreover, the stock has outperformed the sector by 1.26%, which suggests that it is performing better than its peers in the market. Despite a decline in investor participation, with delivery volume falling by 40.96% compared to the 5-day average, the stock remains liquid enough for trading, as indicated by its trading value.<BR><BR>In the context of broader market performance, Goenka Business & Finance Ltd has shown resilience, with a year-to-date increase of 34.82%, contrasting sharply with the Sensex, which has decreased by 13.26% over the same period. This strong year-to-date performance likely contributes to positive investor sentiment, further supporting the rise in stock price.

Which are the latest news on Goenka Business?

Should I buy, sell or hold Goenka Business & Finance Ltd?

Are Goenka Business & Finance Ltd latest results good or bad?

Goenka Business & Finance Ltd's latest results show a significant profit increase, with a net profit of ₹4.25 crores for Q4 FY26, but a concerning 55.95% decline in net sales raises questions about revenue stability and operational consistency, making it difficult to classify the results as purely good or bad.

Goenka Business & Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹4.25 crores for Q4 FY26, which is a significant improvement of 59.18% quarter-on-quarter and an astounding 4,150% year-on-year increase. This marks the highest quarterly profit the company has achieved in recent history.<BR><BR>However, the net sales tell a different story. They declined sharply by 55.95% from the previous quarter, dropping from ₹81.99 crores to ₹36.12 crores. This drastic drop raises concerns about the company's revenue stability and operational consistency. While the operating margin improved to 33.69%, up from 11.18% in the previous quarter, this increase coincided with the significant revenue decline, suggesting that the company may have cut back on lower-margin business rather than achieving genuine operational efficiency.<BR><BR>Additionally, the return on equity (ROE) remains low at 1.56%, which is well below the sector average and indicates challenges in generating adequate returns for shareholders. The absence of institutional investment further underscores concerns about the company's governance and growth prospects.<BR><BR>In summary, while the profit figures are impressive, the underlying volatility in revenue and weak capital efficiency raise red flags about the company's long-term stability and investment appeal. Overall, the results reflect a company that is experiencing significant operational volatility, making it difficult to classify the results as definitively good or bad.

When is the next results date for Goenka Business & Finance Ltd?

The next results date for Goenka Business & Finance Ltd is 26 May 2026.

The next results date for Goenka Business & Finance Ltd is scheduled for 26 May 2026.

How has been the historical performance of Goenka Business?

Goenka Business has experienced significant financial declines, with net sales dropping from INR 1,420.35 crore in March 2022 to INR 75.03 crore in March 2025, resulting in negative operating profit and losses in profit before and after tax. The company has faced ongoing challenges in maintaining profitability and cash flow.

Answer:<BR>The historical performance of Goenka Business shows significant fluctuations in its financial metrics over the years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>Goenka Business experienced a dramatic decline in net sales from INR 1,420.35 crore in March 2022 to INR 75.03 crore in March 2025. This decline is mirrored in total operating income, which also fell sharply from INR 1,420.35 crore in March 2022 to INR 75.03 crore in March 2025. The company's total expenditure, excluding depreciation, decreased from INR 1,419.39 crore in March 2022 to INR 78.60 crore in March 2025, indicating a significant reduction in costs. However, the operating profit (PBDIT) turned negative, reaching -INR 0.49 crore in March 2025, down from a positive INR 3.41 crore in March 2024. The profit before tax also fell to -INR 0.51 crore in March 2025, while profit after tax was -INR 0.58 crore. The company's earnings per share (EPS) reflected this downturn, dropping to -0.45 in March 2025 from 1.68 in March 2024. On the balance sheet, total liabilities increased to INR 198.75 crore in March 2025 from INR 191.84 crore in March 2024, while total assets also rose to INR 198.75 crore. Cash flow from operating activities was negative at -INR 1.00 crore in March 2025, continuing a trend of cash outflows from operations. Overall, Goenka Business has faced significant challenges in maintaining sales and profitability over the past few years.

How big is Goenka Business?

As of 24th July, Goenka Business & Finance Ltd has a market capitalization of 14.00 Cr and reported Net Sales of 75.02 Cr, with a Net Profit loss of 0.53 Cr over the latest four quarters. Shareholder's Funds were 31.46 Cr and Total Assets were 191.84 Cr as of March 2024.

As of 24th July, Goenka Business & Finance Ltd has a market capitalization of 14.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Goenka Business reported Net Sales of 75.02 Cr. However, the company experienced a loss of 0.53 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2024, where Shareholder's Funds amounted to 31.46 Cr and Total Assets were reported at 191.84 Cr.

What does Goenka Business do?

Goenka Business & Finance Ltd is a micro-cap Non-Banking Financial Company (NBFC) that provides secured and unsecured loans and invests in securities. As of March 2025, it reported net sales of 143 Cr and a net profit of 1 Cr, with a market cap of INR 14 Cr.

Overview: <BR>Goenka Business & Finance Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category, primarily engaged in providing secured and unsecured loans and investing in securities.<BR><BR>History: <BR>Goenka Business & Finance Limited was incorporated on 07 September, 1987. It is registered with the Reserve Bank of India as an NBFC. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot: <BR>- Most recent Net Sales: 143 Cr (Quarterly Results - Mar 2025) <BR>- Most recent Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>- Market-cap value: INR 14 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>- P/E: N/A <BR>- Industry P/E: 23 <BR>- Dividend Yield: 0.00% <BR>- Debt Equity: 0.00 <BR>- Return on Equity: -1.68% <BR>- Price to Book: 0.43 <BR><BR>Contact Details: <BR>Address: 18 RabindraSarani Poddar Court, Gate No 4 2nd Flr Room No 17 Kolkata West Bengal : 700001 <BR>Tel: 91-0281-2239322 <BR>Email: goenkabusiness1987@gmail.com <BR>Website: http://www.goenkabusinessfinancelimited.in

Is Goenka Business overvalued or undervalued?

As of May 22, 2025, Goenka Business is considered very expensive and overvalued, with a PE ratio of -14.50, an EV to EBITDA of 0.50, and a negative ROE of -1.68%, despite a strong 1-year return of 74.62% and a year-to-date decline of 41.34%.

As of 22 May 2025, the valuation grade for Goenka Business has moved from fair to very expensive, indicating a significant shift in its market perception. The company appears to be overvalued based on its current financial ratios, including a PE ratio of -14.50, an EV to EBITDA of 0.50, and a ROE of -1.68%. These figures suggest that the company is struggling to generate profits relative to its market valuation.<BR><BR>In comparison to its peers, Goenka Business stands out with a notably lower PE ratio than Life Insurance, which has a PE of 12.54, and Bajaj Finance, which is at 35.01. The EV to EBITDA ratio of Goenka Business is also less favorable compared to Bajaj Finserv, which has an EV to EBITDA of 13.37. Additionally, while Goenka Business has shown a strong 1-year return of 74.62%, this is juxtaposed against a year-to-date decline of 41.34%, further reinforcing the notion that the stock is currently overvalued in the market.

What is the technical trend for Goenka Business?

As of June 5, 2025, Goenka Business shows a mildly bullish trend overall, supported by bullish MACD and KST indicators, despite some caution from daily moving averages and mixed signals from Bollinger Bands.

As of 5 June 2025, the technical trend for Goenka Business has changed from mildly bearish to mildly bullish. The weekly MACD indicates a mildly bullish stance, supported by a bullish monthly MACD. However, the daily moving averages remain mildly bearish, which suggests some caution in the short term. The Bollinger Bands show a mildly bearish signal on the weekly chart but are bullish on the monthly. The KST aligns with the bullish sentiment on both weekly and monthly time frames. Overall, the current stance is mildly bullish, driven primarily by the MACD and KST indicators, despite some mixed signals from moving averages and Bollinger Bands.

Who are the top shareholders of the Goenka Business?

The top shareholders of Goenka Business are Rise High Tracom Private Limited with 14.91%, and Evergrowing Iron And Finvest Ltd. at 9.23%. Individual investors hold a significant 67.27%, with no pledged promoter holdings or mutual funds/foreign institutional investors involved.

The top shareholders of Goenka Business include Rise High Tracom Private Limited, which holds the highest promoter stake at 14.91%. The highest public shareholder is Evergrowing Iron And Finvest Ltd., with a holding of 9.23%. Additionally, individual investors collectively hold a significant 67.27% of the company. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares.

Who are in the management team of Goenka Business?

As of March 2018, the management team of Goenka Business includes Raju Singh, Ram Narayan Upadhyay, Hemal Gohel, Dharmik Ripinbhai Solanki, Yasin Gori, Mahendra Khandave, Shailesh Chandarana, and Binali Sharma, who oversee the company's governance.

As of March 2018, the management team of Goenka Business includes the following individuals:<BR><BR>1. Raju Singh - Non Executive Independent Director<BR>2. Ram Narayan Upadhyay - Non Executive Independent Director<BR>3. Hemal Gohel - Non Independent & Non Executive Director<BR>4. Dharmik Ripinbhai Solanki - Company Secretary<BR>5. Yasin Gori - Additional Director<BR>6. Mahendra Khandave - Independent Director<BR>7. Shailesh Chandarana - Additional Director<BR>8. Binali Sharma - Independent Director<BR><BR>These members contribute to the governance and oversight of the company.

Has Goenka Business declared dividend?

No Dividend History Available

Who are the peers of the Goenka Business?

Goenka Business peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Money Masters, GSL Securities, Modern Shares, and Cubical Finan. Goenka Business has below-average growth and management risk, with a 1-year return of 60.23%, compared to GSL Securities' highest return of 200.07% and Money Masters' lowest at -90.67%.

Peers: The peers of Goenka Business are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Money Masters, GSL Securities, Modern Shares, and Cubical Finan.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial, and Good management risk is noted at Shriram Finance. Below Average management risk is present at Goenka Business, Money Masters, Modern Shares, and Cubical Finan. Growth is Excellent at Jio Financial, Good at Bajaj Finance and Cholaman.Inv.&Fn, while Average growth is seen at Modern Shares and Below Average growth is noted at Goenka Business, Money Masters, Cubical Finan, and the rest. Capital Structure is Excellent at Bajaj Finance, Shriram Finance, Muthoot Finance, Goenka Business, Money Masters, Modern Shares, and Cubical Finan, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GSL Securities at 200.07%, while Money Masters has the lowest at -90.67%. Goenka Business has a 1-year return of 60.23%, which is significantly higher than Money Masters but lower than GSL Securities. Additionally, the six-month return is negative for Money Masters, GSL Securities, and Cubical Finan.