GDOT Share Price | Green Dot Corp. Stock Analysis & Recommendation

Q: What does Green Dot Corp. do?

Overview:Green Dot Corporation is a pro-consumer financial technology innovator that provides reloadable prepaid debit cards and cash reload processing services in the Miscellaneous industry, operating within the micro-cap market.Financial Snapshot:Most recent Net Sales: 559 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 26 Million (Quarterly Results - Mar 2025) Market-cap: USD 542.87 Million (Micro Cap)Key Metrics:P/E: NA Industry P/E: NA Dividend Yield: 0.00% Debt Equity: -1.91 Return on Equity: -0.54% Price to Book: 0.57Contact Details:Address: 3465 E Foothill Blvd, PASADENA CA: 91107-6071 Tel: 1 626 7652000 Website: https://www.greendot.com/

Q: Is Green Dot Corp. overvalued or undervalued?

As of 9 May 2024, the valuation grade for Green Dot Corp. has moved from expensive to risky, indicating a shift in perception regarding its financial health and market position. The company appears to be overvalued, given its negative valuation ratios, including a Price to Book Value of 0.55, an EV to EBITDA of -9.69, and an EV to Sales of -0.70. These figures suggest that the market is pricing the stock higher than its underlying financial performance would justify.In comparison to peers, Green Dot Corp. has a significantly lower EV to EBITDA ratio than Thoughtworks Holding, Inc. at 143.7472 and PRA Group, Inc. at 1.3467, both of which indicate more favorable valuations. Additionally, the company's negative return metrics, coupled with its recent stock performance, suggest that it has not kept pace with broader market indices like the S&P 500. Overall, these factors reinforce the conclusion that Green Dot Corp. is overvalued in its current market context.

Q: Is Green Dot Corp. technically bullish or bearish?

As of 12 August 2025, the technical trend for Green Dot Corp. has changed from mildly bullish to bullish. The current technical stance is bullish, supported by a bullish MACD on the weekly timeframe, bullish Bollinger Bands on both weekly and monthly timeframes, and a bullish daily moving average. However, the weekly RSI is bearish, indicating some short-term weakness. In terms of performance, Green Dot has outperformed the S&P 500 over the past week (12.05% vs. 1.05%) and month (8.16% vs. 2.33%), while showing strong year-to-date returns of 43.33% compared to the S&P 500's 12.22%. However, longer-term returns over 3 years and 5 years are significantly negative compared to the benchmark.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

937.51 k

Shareholding (Sep 2025)

FII

13.10%

Held by 92 FIIs

DII

42.53%

Held by 50 DIIs

Promoter

1.81%

How big is Green Dot Corp.?

22-Jun-2025

As of Jun 18, Green Dot Corp. has a market capitalization of 542.87 million and reported net sales of 1,830.75 million with a net profit of -5.68 million over the latest four quarters. The company's balance sheet shows shareholder's funds of 873.59 million and total assets of 5,434.28 million.

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What does Green Dot Corp. do?

22-Jun-2025

Green Dot Corporation is a financial technology company that offers reloadable prepaid debit cards and cash reload services. As of March 2025, it reported net sales of $559 million and a net profit of $26 million, with a market cap of $542.87 million.

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Who are in the management team of Green Dot Corp.?

22-Jun-2025

As of March 2022, the management team of Green Dot Corp. includes William Jacobs (Independent Chairman), Daniel Henry (CEO), and several independent directors: Kenneth Aldrich, J. Chris Brewster, Rajeev Date, Saturnino Fanlo, and Glinda Hodges. They are responsible for the company's strategic direction and governance.

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Is Green Dot Corp. overvalued or undervalued?

20-Sep-2025

As of May 9, 2024, Green Dot Corp. is considered overvalued and risky due to negative valuation ratios and poor performance compared to peers and the broader market.

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Is Green Dot Corp. technically bullish or bearish?

20-Sep-2025

As of August 12, 2025, Green Dot Corp. has shifted to a bullish technical trend, supported by positive indicators despite a bearish weekly RSI, and has outperformed the S&P 500 recently, though it shows negative long-term returns over 3 and 5 years.

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Compare Green Dot Corp. with Similar Stocks

BrightView Holdings, Inc.Designer Brands, Inc.PRA Group, Inc.

Score

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Strong Sell

Sell

Hold

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Strong Buy

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Dashboard

Negative results in Jun 25

RAW MATERIAL COST(Y) Grown by 13.38% (YoY)
INTEREST(Q) Highest at USD 1.63 MM
PRE-TAX PROFIT(Q) Lowest at USD -60.86 MM

Risky -

Mojo Parameters

Stock DNA

Industry

Miscellaneous

Market cap

USD 675 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-1.72

Return on Equity

-2.29%

Price to Book

0.74

Revenue and Profits:

Net Sales:

495 Million

(Quarterly Results - Sep 2025)

Net Profit:

-31 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

68.99%

6 Months

10.7%

1 Year

22.1%

2 Years

-36.81%

3 Years

-55.3%

4 Years

-72.77%

5 Years

-68.57%

Green Dot Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.54%

EBIT Growth (5y)

6.99%

EBIT to Interest (avg)

31.67

Debt to EBITDA (avg)

Net Debt to Equity (avg)

-1.91

Sales to Capital Employed (avg)

1.79

Tax Ratio

100.00%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

76.41%

ROE (avg)

2.68%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.55

EV to EBIT

-25.97

EV to EBITDA

-9.69

EV to Capital Employed

1.49

EV to Sales

-0.70

PEG Ratio

Dividend Yield

ROCE (Latest)

-5.73%

ROE (Latest)

-0.54%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 51 Schemes (42.44%)

Foreign Institutions

Held by 92 Foreign Institutions (13.1%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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        {
          "field": "Interest",
          "val1": "5.50",
          "val2": "3.00",
          "chgp": "83.33%",
          "chgp_class": "negative"
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          "val1": "-44.60",
          "val2": "-22.20",
          "chgp": "-100.90%",
          "chgp_class": "negative"
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Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY

Sep'25

Sep'24

Change(%)

Net Sales

494.80

409.70

20.77%

Operating Profit (PBDIT) excl Other Income

9.70

17.80

-45.51%

Interest

1.60

Exceptional Items

-23.40

0.00

Consolidate Net Profit

-30.80

-7.80

-294.87%

Operating Profit Margin (Excl OI)

-23.80%

-7.20%

-1.66%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Sep 2025 is 20.77% vs 16.06% in Sep 2024

Consolidated Net Profit

YoY Growth in quarter ended Sep 2025 is -294.87% vs -23.81% in Sep 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

1,723.90

1,501.30

14.83%

Operating Profit (PBDIT) excl Other Income

127.60

127.90

-0.23%

Interest

5.50

3.00

83.33%

Exceptional Items

-44.60

-22.20

-100.90%

Consolidate Net Profit

-26.70

6.70

-498.51%

Operating Profit Margin (Excl OI)

24.90%

29.90%

-0.50%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 14.83% vs 3.57% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -498.51% vs -89.53% in Dec 2023

All Annual Results

Company CV

About Green Dot Corp.

Green Dot Corp.

Miscellaneous

Green Dot Corporation (Green Dot) is a pro-consumer financial technology innovator. The Company is a provider of reloadable prepaid debit cards and cash reload processing services in the United States. The Company operates through two segments: Account Services, and Processing and Settlement Services. The Company's account services segment includes branded deposit account programs, including Green Dot-branded and affinity-branded general purpose reloadable (GPR) card accounts; checking accounts, open-loop gift cards and secured credit cards. The Company's processing and settlement services include its money processing services, which consists of reload services and 1099 disbursements, and its tax refund processing services. It also has operations in the mobile technology and mobile banking with GoBank mobile checking account. Through its subsidiary, SBBT Holdings, LLC (TPG), it also operates as a processor of tax refund disbursements in the United States.

Company Coordinates

Company Details

3465 E Foothill Blvd , PASADENA CA : 91107-6071

Tel: 1 626 7652000

https://www.greendot.com/

Registrar Details

Green Dot Corp.

1Day

52 Week

CASH

FII

DII

Promoter

How big is Green Dot Corp.?

Watch in Real-Time

What does Green Dot Corp. do?

Who are in the management team of Green Dot Corp.?

Is Green Dot Corp. overvalued or undervalued?

Is Green Dot Corp. technically bullish or bearish?

Compare Green Dot Corp. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Negative results in Jun 25

Risky -

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Sep'25 - YoY

Annual Results Snapshot (Consolidated) - Dec'24

About Green Dot Corp.

Company Coordinates