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Guaranty Bancshares, Inc. (Texas)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US4007641065
USD
48.75
7.55 (18.33%)

Oct 01

NYS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

0.000.00

52 Week

32.0452.34
Valuation
Technical
Day's Volume

CASH

0

Shareholding (Mar 2025)

FII

0.94%

Held by 21 FIIs

DII

85.4%

Held by 14 DIIs

Promoter

0.00%

How big is Guaranty Bancshares, Inc. (Texas)?

22-Jun-2025

As of Jun 18, Guaranty Bancshares, Inc. (Texas) has a market capitalization of 539.37 million, with total assets of 3,117.02 million and shareholder's funds of 318.50 million.

As of Jun 18, Guaranty Bancshares, Inc. (Texas) has a market capitalization of 539.37 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 162.68 million and a net profit of 33.49 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 318.50 million and total assets of 3,117.02 million.

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What does Guaranty Bancshares, Inc. (Texas) do?

22-Jun-2025

Guaranty Bancshares, Inc. is the holding company for Guaranty Bank & Trust, operating in the Regional Banks industry with a market capitalization of approximately $539.37 million. As of March 2025, it reported net sales of $40 million and a net profit of $9 million.

Overview:<BR>Guaranty Bancshares, Inc. is the holding company for Guaranty Bank & Trust, operating in the Regional Banks industry with a micro-cap market capitalization.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 40 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 9 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 539.37 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 17.00 <BR>Dividend Yield: 2.15% <BR>Debt Equity: 0.00 <BR>Return on Equity: 10.30% <BR>Price to Book: 1.66<BR><BR>Contact Details:<BR>Address: 201 S Jefferson Ave, MOUNT PLEASANT TX : 75455-4425 <BR>Tel: 1 903 5729881 <BR>Website: https://www.gnty.com/

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Who are in the management team of Guaranty Bancshares, Inc. (Texas)?

22-Jun-2025

As of March 2022, the management team of Guaranty Bancshares, Inc. includes CEO Tyson Abston, President Kirk Lee, CFO Clifton Payne, and several independent directors, including Christopher Elliott, Richard Baker, Jeffrey Brown, James Bunch, and Molly Curl. They are responsible for the company's operations and strategic direction.

As of March 2022, the management team of Guaranty Bancshares, Inc. (Texas) includes the following individuals:<BR><BR>- Mr. Tyson Abston: Chairman of the Board, Chief Executive Officer<BR>- Mr. Kirk Lee: President, Director<BR>- Mr. Clifton Payne: Chief Financial Officer, Senior Executive Vice President, Director<BR>- Mr. Christopher Elliott: Lead Independent Director<BR>- Mr. Richard Baker: Independent Director<BR>- Mr. Jeffrey Brown: Independent Director<BR>- Mr. James Bunch: Independent Director<BR>- Ms. Molly Curl: Independent Director<BR><BR>This team plays a crucial role in guiding the company's operations and strategic direction.

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Is Guaranty Bancshares, Inc. (Texas) technically bullish or bearish?

20-Sep-2025

As of August 4, 2025, Guaranty Bancshares, Inc. is in a bullish trend supported by various indicators, despite some mixed signals, and has significantly outperformed the S&P 500 with a year-to-date return of 51.24%.

As of 4 August 2025, the technical trend for Guaranty Bancshares, Inc. has changed from mildly bullish to bullish. The current stance is bullish with strong support from the weekly and monthly MACD, Bollinger Bands, KST, and Dow Theory indicators, all signaling bullish momentum. The daily moving averages also confirm a bullish trend. However, the monthly RSI shows a bearish signal, and the weekly OBV is mildly bearish, indicating some mixed signals. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 across multiple periods, with a year-to-date return of 51.24% compared to the S&P 500's 12.22%, and a one-year return of 47.08% versus 17.14%.

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Is Guaranty Bancshares, Inc. (Texas) overvalued or undervalued?

30-Sep-2025

As of September 26, 2025, Guaranty Bancshares, Inc. is fairly valued with a P/E ratio of 17 and solid performance metrics, trading at a premium compared to peers like Five Star Bancorp and Mid Penn Bancorp, despite a commendable ROCE of 19.57% and ROE of 10.30%.

As of 26 September 2025, the valuation grade for Guaranty Bancshares, Inc. has moved from attractive to fair. The company is currently fairly valued based on its valuation ratios, which include a P/E ratio of 17, a Price to Book Value of 1.70, and an EV to EBITDA of 10.09. In comparison to peers, Five Star Bancorp has a P/E of 13.58, while Mid Penn Bancorp, Inc. has a P/E of 12.76, indicating that Guaranty Bancshares is trading at a premium relative to these competitors.<BR><BR>Despite its fair valuation, Guaranty Bancshares has demonstrated a solid ROCE of 19.57% and a ROE of 10.30%, which are commendable metrics in the regional banks sector. Although return data is not available for a direct comparison with the S&P 500, the company's recent performance suggests stability in a fluctuating market.

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Compare Guaranty Bancshares, Inc. (Texas) with Similar Stocks

First Foundation, Inc.Red River Bancshares, Inc.Summit Financial Group, Inc. (West Virginia)
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard

1

High Profitability with a Net Interest Margin of 4.08%

 
2

Strong Long Term Fundamental Strength with a 10.14% CAGR growth in Net Profits

 
3

The company has declared Positive results for the last 3 consecutive quarters

4

With ROA of 0.83%, it has a fair valuation with a 1.70 Price to Book Value

5

High Institutional Holdings at 31.21%

6

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 664 Million (Micro Cap)

stock-summary
P/E

17.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

5.90%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

10.88%

stock-summary
Price to Book

2.00

Revenue and Profits:
Net Sales:
41 Million
(Quarterly Results - Jun 2025)
Net Profit:
10 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
26.13%
0%
26.13%
6 Months
33.05%
0%
33.05%
1 Year
71.11%
0%
71.11%
2 Years
81.36%
0%
81.36%
3 Years
39.48%
0%
39.48%
4 Years
30.7%
0%
30.7%
5 Years
106.25%
0%
106.25%

Guaranty Bancshares, Inc. (Texas) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
9.52%
EBIT Growth (5y)
8.52%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.01%
Pledged Shares
0
Institutional Holding
31.21%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.70
EV to EBIT
11.50
EV to EBITDA
10.09
EV to Capital Employed
2.25
EV to Sales
2.52
PEG Ratio
0.88
Dividend Yield
2.10%
ROCE (Latest)
19.57%
ROE (Latest)
10.30%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bearish
Bearish
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 29 Schemes (13.66%)

Foreign Institutions

Held by 21 Foreign Institutions (0.94%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Annual Results",
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stock-summaryCompany CV
About Guaranty Bancshares, Inc. (Texas) stock-summary
stock-summary
Guaranty Bancshares, Inc. (Texas)
Regional Banks
Guaranty Bancshares, Inc. is the holding company for Guaranty Bank & Trust (Guaranty). Guaranty offers various solutions, such as personal banking, business banking, mortgage and wealth management. Its personal banking solutions include checking accounts, which include compare accounts, green checking, student checking, choice checking, guaranty interest checking, order checks and debit cards; savings accounts, which include regular savings, premier money market, certificate of deposit, individual retirement account (IRA) options and health savings account, and online banking, which includes money desktop and e-statements. Guaranty offers various loans, including line of credit, small business administration loans and real estate loans. Guaranty also offers mobile banking solutions, mortgage warehouse lending solutions and treasury management solutions. It has approximately 30 bank locations in over 20 Texas communities.
Company Coordinates stock-summary
Company Details
201 S Jefferson Ave , MOUNT PLEASANT TX : 75455-4425
stock-summary
Tel: 1 903 5729881
stock-summary
https://www.gnty.com/
stock-summary
Registrar Details
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